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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Horace Mann Educators (HMN) Return on Sales (2016 - 2025)

Horace Mann Educators' Return on Sales history spans 16 years, with the latest figure at 0.08% for Q4 2025.

  • For Q4 2025, Return on Sales fell 1.0% year-over-year to 0.08%; the TTM value through Dec 2025 reached 0.1%, up 3.0%, while the annual FY2025 figure was 0.1%, 3.0% up from the prior year.
  • Return on Sales reached 0.08% in Q4 2025 per HMN's latest filing, down from 0.13% in the prior quarter.
  • In the past five years, Return on Sales ranged from a high of 0.21% in Q4 2021 to a low of 0.05% in Q4 2022.
  • Average Return on Sales over 5 years is 0.07%, with a median of 0.07% recorded in 2024.
  • Peak YoY movement for Return on Sales: decreased -25bps in 2022, then increased 15bps in 2023.
  • A 5-year view of Return on Sales shows it stood at 0.21% in 2021, then tumbled by -123bps to 0.05% in 2022, then skyrocketed by 303bps to 0.1% in 2023, then fell by -5bps to 0.09% in 2024, then dropped by -11bps to 0.08% in 2025.
  • Per Business Quant, the three most recent readings for HMN's Return on Sales are 0.08% (Q4 2025), 0.13% (Q3 2025), and 0.07% (Q2 2025).