Hippo Holdings (HIPO) Operating Margin (2020 - 2026)

Hippo Holdings (HIPO) reported Operating Margin of 5.51% for Q1 2026, up 26.0% on a YoY basis from 4.38% in Q1 2025, and up 0.6% quarter-over-quarter from 5.48% in Q4 2025.

Hippo Holdings (HIPO) Operating Margin (2020 - 2026) Analysis & Trends

Hippo Holdings has reported Operating Margin for 7 years, with the latest figure at 5.51% in Q1 2026.

  • For the quarter ending Q1 2026, Operating Margin rose 26.0% year-over-year to 5.51%; the trailing twelve-month figure through Mar 2026 stood at 5.76% (down 36.0% YoY), and the FY2025 full-year result was 5.42%, down 114.0% from the prior year.
  • Operating Margin for Q1 2026 stood at 5.51%, up from 5.48% in the prior quarter.
  • The five-year high for Operating Margin was 39.13% in Q1 2023, with the low at 20.92% in Q4 2022.
  • Historically, Operating Margin has averaged 6.42% across 5 years, with a median of 6.08% in 2024.
  • Annual changes were most pronounced in 2023 — Operating Margin surged 3750 bps — and 2024, when it tumbled 3220 bps.
  • Hippo Holdings' Operating Margin stood at 20.92% in 2022, then increased by 16 bps to 17.51% in 2023, then soared by 135 bps to 6.08% in 2024, then retreated by 10 bps to 5.48% in 2025, then grew by 1 bps to 5.51% in 2026.
  • The last three Operating Margin figures came in at 5.51% (Q1 2026), 5.48% (Q4 2025), and 6.05% (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Operating Margin (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 11.57%
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -46.25%
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn 8.45%
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn 5.54%
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 10.96%
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 12.21%
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -7.70%
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 71.45%
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 5.74%
10 Hippo Holdings 641.35 Mn 240.75 Mn 115.20 Mn 5.51%

Historic Data

Download Data
DateValue
Mar 31, 2026 5.51%
Dec 31, 2025 5.48%
Sep 30, 2025 6.05%
Jun 30, 2025 6.06%
Mar 31, 2025 5.26%
Dec 31, 2024 6.08%
Sep 30, 2024 6.49%
Jun 30, 2024 6.81%
Mar 31, 2024 6.93%
Dec 31, 2023 -17.51%
Sep 30, 2023 9.88%
Jun 30, 2023 24.22%
Mar 31, 2023 39.13%
Dec 31, 2022 -20.92%
Sep 30, 2022 8.14%
Jun 30, 2022 9.82%
Mar 31, 2022 1.63%
Dec 31, 2021 0.16%
Sep 30, 2021 0.92%
Jun 30, 2021 0.48%