Hippo Holdings (HIPO) Operating Margin (2020 - 2026)
Hippo Holdings (HIPO) reported Operating Margin of 5.51% for Q1 2026, up 26.0% on a YoY basis from 4.38% in Q1 2025, and up 0.6% quarter-over-quarter from 5.48% in Q4 2025.
Hippo Holdings (HIPO) Operating Margin (2020 - 2026) Analysis & Trends
Hippo Holdings has reported Operating Margin for 7 years, with the latest figure at 5.51% in Q1 2026.
- For the quarter ending Q1 2026, Operating Margin rose 26.0% year-over-year to 5.51%; the trailing twelve-month figure through Mar 2026 stood at 5.76% (down 36.0% YoY), and the FY2025 full-year result was 5.42%, down 114.0% from the prior year.
- Operating Margin for Q1 2026 stood at 5.51%, up from 5.48% in the prior quarter.
- The five-year high for Operating Margin was 39.13% in Q1 2023, with the low at 20.92% in Q4 2022.
- Historically, Operating Margin has averaged 6.42% across 5 years, with a median of 6.08% in 2024.
- Annual changes were most pronounced in 2023 — Operating Margin surged 3750 bps — and 2024, when it tumbled 3220 bps.
- Hippo Holdings' Operating Margin stood at 20.92% in 2022, then increased by 16 bps to 17.51% in 2023, then soared by 135 bps to 6.08% in 2024, then retreated by 10 bps to 5.48% in 2025, then grew by 1 bps to 5.51% in 2026.
- The last three Operating Margin figures came in at 5.51% (Q1 2026), 5.48% (Q4 2025), and 6.05% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 11.57% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | -46.25% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 8.45% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 5.54% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 10.96% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 12.21% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -7.70% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 71.45% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 5.74% |
| 10 | Hippo Holdings | 641.35 Mn | 240.75 Mn | 115.20 Mn | 5.51% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 5.51% |
| Dec 31, 2025 | 5.48% |
| Sep 30, 2025 | 6.05% |
| Jun 30, 2025 | 6.06% |
| Mar 31, 2025 | 5.26% |
| Dec 31, 2024 | 6.08% |
| Sep 30, 2024 | 6.49% |
| Jun 30, 2024 | 6.81% |
| Mar 31, 2024 | 6.93% |
| Dec 31, 2023 | -17.51% |
| Sep 30, 2023 | 9.88% |
| Jun 30, 2023 | 24.22% |
| Mar 31, 2023 | 39.13% |
| Dec 31, 2022 | -20.92% |
| Sep 30, 2022 | 8.14% |
| Jun 30, 2022 | 9.82% |
| Mar 31, 2022 | 1.63% |
| Dec 31, 2021 | 0.16% |
| Sep 30, 2021 | 0.92% |
| Jun 30, 2021 | 0.48% |