Hartford Insurance (HIG) Operating Margin (2009 - 2026)
Hartford Insurance (HIG) recorded quarterly Operating Margin of 12.03% in Q1 2026, down 56.62% quarter-over-quarter from 27.72% in Q4 2025, and up 239.0% on a YoY basis from 3.55% in Q1 2025.
Hartford Insurance (HIG) Operating Margin (2009 - 2026) Analysis & Trends
Hartford Insurance's Operating Margin history runs 18 years deep, the most recent figure standing at 12.03% for Q1 2026.
- In Q1 2026, Operating Margin rose 239.0% year-over-year to 12.03%; the TTM figure through Mar 2026 stood at 13.47% (up 154.0% YoY), while the FY2025 annual figure was 12.11%, up 73.0% from the prior year.
- Operating Margin was 12.03% for Q1 2026 at Hartford Insurance, down from 27.72% in the prior quarter.
- In the past five years, Operating Margin ranged from a high of 27.72% in Q4 2025 to a low of 8.71% in Q1 2023.
- Historically, Operating Margin has averaged 11.89% across 5 years, with a median of 9.76% in 2024.
- The sharpest annual moves came in 2022 and 2024: Operating Margin tumbled 551 bps in 2022, then jumped 1432 bps in 2024.
- A 5-year view of Operating Margin shows it stood at 10.64% in 2022, then decreased by 4 bps to 10.2% in 2023, then soared by 140 bps to 24.53% in 2024, then climbed by 13 bps to 27.72% in 2025, then sank by 57 bps to 12.03% in 2026.
- The last three Operating Margin figures came in at 12.03% (Q1 2026), 27.72% (Q4 2025), and 12.46% (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | American International | 40.67 Bn | 1.84 Bn | 2.60 Bn | 11.73% |
| 2 | Hartford Insurance | 35.76 Bn | 26.70 Bn | 2.15 Bn | 12.03% |
| 3 | Arch Capital | 32.37 Bn | 31.45 Bn | 4.02 Bn | 13.51% |
| 4 | Brookfield Wealth Solutions | 10.12 Bn | -3.04 Bn | 4.62 Bn | 163.95% |
| 5 | FIHL | 2.04 Bn | 2.04 Bn | - | - |
| 6 | International General Insurance Holdings | 1.03 Bn | 811.79 Mn | 111.10 Mn | 12.68% |
| 7 | Waterdrop | 718.73 Mn | 647.38 Mn | 129.34 Mn | 5.94% |
| 8 | Sun Life Financial | 46.86 Mn | -8.02 Bn | - | - |
| 9 | Exzeo | 1.18 Mn | -230.21 Mn | 32.74 Mn | 4.52% |
| 10 | Aegon | 5,035.43 | 5,035.43 | - | - |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 12.03% |
| Dec 31, 2025 | 27.72% |
| Sep 30, 2025 | 12.46% |
| Jun 30, 2025 | 9.50% |
| Mar 31, 2025 | 9.63% |
| Dec 31, 2024 | 24.53% |
| Sep 30, 2024 | 9.76% |
| Jun 30, 2024 | 10.79% |
| Mar 31, 2024 | 9.24% |
| Dec 31, 2023 | 10.20% |
| Sep 30, 2023 | 9.68% |
| Jun 30, 2023 | 8.93% |
| Mar 31, 2023 | 8.71% |
| Dec 31, 2022 | 10.64% |
| Sep 30, 2022 | 8.73% |
| Jun 30, 2022 | 10.07% |
| Mar 31, 2022 | 9.44% |
| Dec 31, 2021 | 6.35% |
| Sep 30, 2021 | 14.24% |
| Jun 30, 2021 | 13.03% |