Hartford Insurance (HIG) Operating Margin (2009 - 2026)
Hartford Insurance (HIG) posted Operating Margin of 22.62% for Q3 2026, up 4.00 percentage points from 18.62% a year earlier and up 4.98 percentage points from the prior quarter.
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Analysis
Hartford Insurance (HIG) Operating Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Operating Margin at Hartford Insurance was 19.05%, up 2.69 percentage points year-over-year; for FY2025, it came in at 17.48%, up 2.23 percentage points from FY2024.
- Annual Operating Margin has increased for three consecutive years, with a five-year change of +6.00 percentage points (FY2020 to FY2025).
- In prior years, Hartford Insurance's Operating Margin was 15.26% in FY2024 (+1.85 pp), 13.40% in FY2023 (+2.33 pp), 11.07% in FY2022 (-2.95 pp) and 14.02% in FY2021 (+2.54 pp).
- The Q3 2026 figure stands as the highest quarterly Operating Margin in data going back to Q1 2009.
- On a year-over-year basis, Operating Margin increased in six of the last eight quarters, with an average year-over-year change of +1.97 percentage points.
- The strongest year-over-year quarter for Operating Margin in the past five years was Q3 2023, with a gain of 5.35 percentage points; the weakest was Q2 2022, with a drop of 9.62 percentage points.
- According to Business Quant data, Operating Margin for the three prior quarters was 17.64% (Q2 2026), 15.32% (Q1 2026) and 20.44% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.29 Bn | 85.93 Bn | 8.67 Bn | 22.27% |
| 2 | Progressive | 132.20 Bn | 107.72 Bn | 8.29 Bn | 14.33% |
| 3 | Marsh & Mclennan Companies | 96.60 Bn | 88.76 Bn | - | 17.70% |
| 4 | Travelers Companies | 82.11 Bn | 59.60 Bn | 5.93 Bn | 20.04% |
| 5 | Manulife Financial | 75.43 Bn | 8.45 Bn | - | - |
| 6 | Arthur J. Gallagher | 71.09 Bn | 65.68 Bn | - | - |
| 7 | Aon | 70.49 Bn | 49.69 Bn | - | 19.73% |
| 8 | Metlife | 65.52 Bn | -41.26 Bn | 7.82 Bn | 21.42% |
| 9 | Allstate | 64.49 Bn | 24.33 Bn | 7.41 Bn | 15.64% |
| 10 | Hartford Insurance | 36.51 Bn | 20.02 Bn | 3.51 Bn | 22.62% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 22.62% |
| Jun 30, 2026 | 17.64% |
| Mar 31, 2026 | 15.32% |
| Dec 31, 2025 | 20.44% |
| Sep 30, 2025 | 18.62% |
| Jun 30, 2025 | 18.23% |
| Mar 31, 2025 | 12.23% |
| Dec 31, 2024 | 16.34% |
| Sep 30, 2024 | 14.83% |
| Jun 30, 2024 | 14.83% |
| Mar 31, 2024 | 14.97% |
| Dec 31, 2023 | 15.61% |
| Sep 30, 2023 | 13.99% |
| Jun 30, 2023 | 11.94% |
| Mar 31, 2023 | 11.90% |
| Dec 31, 2022 | 13.05% |
| Sep 30, 2022 | 8.64% |
| Jun 30, 2022 | 11.26% |
| Mar 31, 2022 | 11.18% |
| Dec 31, 2021 | 16.70% |
API Access
Hartford Insurance Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=HIG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "HIG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=HIG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();