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Asset Utilization RatioAssets AverageEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Hartford Insurance (HIG) Operating Margin (2016 - 2025)

Hartford Insurance (HIG) has 17 years of Operating Margin data on record, last reported at 10.5% in Q3 2025.

  • For Q3 2025, Operating Margin rose 73.0% year-over-year to 10.5%; the TTM value through Sep 2025 reached 11.73%, up 136.0%, while the annual FY2024 figure was 11.38%, 42.0% up from the prior year.
  • Operating Margin reached 10.5% in Q3 2025 per HIG's latest filing, down from 11.14% in the prior quarter.
  • Across five years, Operating Margin topped out at 14.9% in Q4 2024 and bottomed at 46.58% in Q4 2022.
  • Average Operating Margin over 5 years is 7.96%, with a median of 10.5% recorded in 2025.
  • Peak YoY movement for Operating Margin: crashed -5895bps in 2022, then surged 5678bps in 2023.
  • A 5-year view of Operating Margin shows it stood at 12.37% in 2021, then plummeted by -476bps to 46.58% in 2022, then skyrocketed by 122bps to 10.2% in 2023, then surged by 46bps to 14.9% in 2024, then fell by -30bps to 10.5% in 2025.
  • Per Business Quant database, its latest 3 readings for Operating Margin were 10.5% in Q3 2025, 11.14% in Q2 2025, and 11.24% in Q1 2025.