Hartford Insurance (HIG) Operating Margin (2009 - 2026)
Hartford Insurance (HIG) posted Operating Margin of -39.24% for Q2 2026, down 1.45 percentage points from -37.79% a year earlier but up 1.46 percentage points from the prior quarter.
Hartford Insurance (HIG) Operating Margin (2009 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Operating Margin at Hartford Insurance was -36.43%, up 5.30 percentage points year-over-year; for FY2025, it came in at -36.94%, up 4.61 percentage points from FY2024.
- Annual Operating Margin has increased for three consecutive years, with a five-year change of +10.25 percentage points (FY2020 to FY2025).
- In prior years, Hartford Insurance's Operating Margin was -41.55% in FY2024 (+3.91 pp), -45.46% in FY2023 (+3.18 pp), -48.64% in FY2022 (-4.80 pp) and -43.84% in FY2021 (+3.35 pp).
- Quarterly Operating Margin has run from a low of -53.32% in Q3 2022 to a high of -31.61% in Q4 2025 over five years.
- On a year-over-year basis, Operating Margin increased in six of the last eight quarters, with an average year-over-year change of +3.11 percentage points.
- The strongest year-over-year quarter for Operating Margin in the past five years was Q1 2022, with a gain of 9.68 percentage points; the weakest was Q2 2022, with a drop of 16.91 percentage points.
- According to Business Quant data, Operating Margin for the three prior quarters was -40.70% (Q1 2026), -31.61% (Q4 2025) and -34.22% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 138.35 Bn | 84.93 Bn | 9.13 Bn | -19.39% |
| 2 | Progressive | 129.14 Bn | 104.97 Bn | 9.04 Bn | -43.89% |
| 3 | Marsh & Mclennan Companies | 91.11 Bn | 83.27 Bn | - | 17.70% |
| 4 | Travelers Companies | 83.32 Bn | 59.56 Bn | 6.23 Bn | -25.96% |
| 5 | Manulife Financial | 75.74 Bn | -19.14 Bn | - | - |
| 6 | Arthur J. Gallagher | 66.49 Bn | 60.90 Bn | - | - |
| 7 | Metlife | 64.97 Bn | -41.81 Bn | 7.82 Bn | -53.77% |
| 8 | Allstate | 63.98 Bn | 25.25 Bn | 8.73 Bn | -30.76% |
| 9 | Aon | 63.25 Bn | 56.46 Bn | - | 21.55% |
| 10 | Hartford Insurance | 37.26 Bn | 20.95 Bn | 3.18 Bn | -39.24% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -39.24% |
| Mar 31, 2026 | -40.70% |
| Dec 31, 2025 | -31.61% |
| Sep 30, 2025 | -34.22% |
| Jun 30, 2025 | -37.79% |
| Mar 31, 2025 | -47.24% |
| Dec 31, 2024 | -39.32% |
| Sep 30, 2024 | -42.53% |
| Jun 30, 2024 | -42.38% |
| Mar 31, 2024 | -42.06% |
| Dec 31, 2023 | -41.92% |
| Sep 30, 2023 | -44.26% |
| Jun 30, 2023 | -48.07% |
| Mar 31, 2023 | -47.87% |
| Dec 31, 2022 | -46.58% |
| Sep 30, 2022 | -53.32% |
| Jun 30, 2022 | -46.90% |
| Mar 31, 2022 | -47.82% |
| Dec 31, 2021 | -38.77% |
| Sep 30, 2021 | -49.89% |
Hartford Insurance Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=HIG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "HIG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=HIG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();