Hartford Insurance (HIG) FCF Payout Ratio (2009 - 2026)
Hartford Insurance's FCF Payout Ratio came in at 0.06 for Q3 2026, down 32.2% from 0.08 a year earlier and down 56.1% from the prior quarter.
Hartford Insurance (HIG) FCF Payout Ratio (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Sep 30, 2026, Hartford Insurance reported FCF Payout Ratio of 0.09, down 7.7% year-over-year; for FY2025, it came in at 0.10, up 6.7% from FY2024.
- Going back by year, FCF Payout Ratio was 0.10 in FY2024 (-26.8%), 0.13 in FY2023 (-0.1%), 0.13 in FY2022 (+7.8%) and 0.12 in FY2021 (+0.7%).
- The Q3 2026 figure represents the lowest quarterly FCF Payout Ratio since Q3 2012.
- Year-over-year, FCF Payout Ratio increased in five of the last eight quarters, with an average decline of 0.5%.
- The fastest year-over-year change in FCF Payout Ratio over five years came in Q1 2022 (growth of 107.2%), and the weakest in Q1 2023 (a decline of 50.1%).
- Business Quant data shows HIG's FCF Payout Ratio at 0.13 (Q2 2026), 0.16 (Q1 2026) and 0.08 (Q4 2025) in the three quarters before Q3 2026.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 140.29 Bn | 85.93 Bn | 8.67 Bn | 0.07 |
| 2 | Progressive | 132.20 Bn | 107.72 Bn | 8.29 Bn | 0.01 |
| 3 | Marsh & Mclennan Companies | 96.60 Bn | 88.76 Bn | - | 0.34 |
| 4 | Travelers Companies | 82.11 Bn | 59.60 Bn | 5.93 Bn | 0.07 |
| 5 | Manulife Financial | 75.43 Bn | 8.45 Bn | - | - |
| 6 | Arthur J. Gallagher | 71.09 Bn | 65.68 Bn | - | 0.14 |
| 7 | Aon | 70.49 Bn | 49.69 Bn | - | 0.16 |
| 8 | Metlife | 65.52 Bn | -41.26 Bn | 7.82 Bn | 0.20 |
| 9 | Allstate | 64.49 Bn | 24.33 Bn | 7.41 Bn | 0.07 |
| 10 | Hartford Insurance | 36.51 Bn | 20.02 Bn | 3.51 Bn | 0.06 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 0.06 |
| Jun 30, 2026 | 0.13 |
| Mar 31, 2026 | 0.16 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.12 |
| Mar 31, 2025 | 0.16 |
| Dec 31, 2024 | 0.07 |
| Sep 30, 2024 | 0.09 |
| Jun 30, 2024 | 0.12 |
| Mar 31, 2024 | 0.13 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.08 |
| Mar 31, 2023 | 0.16 |
| Dec 31, 2022 | 0.12 |
| Sep 30, 2022 | 0.09 |
| Jun 30, 2022 | 0.14 |
| Mar 31, 2022 | 0.33 |
| Dec 31, 2021 | 0.10 |
| Sep 30, 2021 | 0.10 |
Hartford Insurance FCF Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=HIG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "fcf-payout-ratio", "ticker": "HIG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=fcf-payout-ratio&ticker=HIG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();