Hagerty (HGTY) FCF Margin (2021 - 2026)

Hagerty (HGTY) posted FCF Margin of 2.74% for Q1 2026, up 140.56% sequentially from 6.75% in Q4 2025, and down 1996.0% YoY from 0.14% in Q1 2025.

Analysis

Hagerty (HGTY) FCF Margin (2021 - 2026) Analysis & Trends

Hagerty has reported FCF Margin for 6 years, with the latest figure at 2.74% in Q1 2026.

Quarterly FCF Margin fell 1996.0% year-over-year to 2.74% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 31.16% (up 1685.0% YoY) and the FY2025 annual result came in at 26.76%, up 1422.0% from the prior year.
FCF Margin advanced to 2.74% in Q1 2026 per HGTY's latest filing, from 6.75% in the prior quarter.
Over five years, FCF Margin peaked at 40.32% in Q3 2023 and troughed at 6.75% in Q4 2025.
A 5-year average of 15.31% and a median of 18.08% in 2024 frame the typical range for FCF Margin.
The sharpest annual moves came in 2023 and 2026: FCF Margin surged 3029 bps in 2023, then tumbled 1996 bps in 2026.
Over 5 years, FCF Margin stood at 1.29% in 2022, then soared by 59 bps to 0.52% in 2023, then plunged by 857 bps to 5.01% in 2024, then sank by 35 bps to 6.75% in 2025, then soared by 141 bps to 2.74% in 2026.
According to Business Quant data, FCF Margin over the past three periods registered 2.74%, 6.75%, and 22.43% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	FCF Margin (Qtr)
1	Chubb	134.63 Bn	120.86 Bn	9.13 Bn	23.58%
2	Progressive	130.78 Bn	125.78 Bn	9.04 Bn	14.69%
3	Travelers Companies	78.92 Bn	55.17 Bn	6.23 Bn	15.68%
4	Allstate	67.91 Bn	29.18 Bn	16.28 Bn	13.93%
5	Fairfax Financial Holdings	36.04 Bn	36.04 Bn	-	-
6	Cincinnati Financial	26.86 Bn	24.97 Bn	2.39 Bn	16.33%
7	Markel	23.11 Bn	6.22 Bn	2.83 Bn	9.57%
8	Loews	22.67 Bn	373.82 Mn	2.57 Bn	14.96%
9	Assurant	14.22 Bn	12.19 Bn	2.71 Bn	11.85%
10	Hagerty	1.37 Bn	1.07 Bn	244.11 Mn	45.56%

Historic Data

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