Hagerty (HGTY) EBITDA Margin (2020 - 2026)

Hagerty (HGTY) posted EBITDA Margin of 3.29% for Q1 2026, down 83.73% sequentially from 20.23% in Q4 2025, and down 206.0% YoY from 3.1% in Q1 2025.

Analysis

Hagerty (HGTY) EBITDA Margin (2020 - 2026) Analysis & Trends

Hagerty has reported EBITDA Margin for 7 years, with the latest figure at 3.29% in Q1 2026.

Quarterly EBITDA Margin fell 206.0% year-over-year to 3.29% in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 4.39% (up 71.0% YoY) and the FY2025 annual result came in at 5.32%, up 216.0% from the prior year.
EBITDA Margin declined to 3.29% in Q1 2026 per HGTY's latest filing, from 20.23% in the prior quarter.
Over five years, EBITDA Margin peaked at 26.83% in Q2 2025 and troughed at 14.59% in Q1 2022.
A 5-year average of 4.13% and a median of 4.5% in 2024 frame the typical range for EBITDA Margin.
The sharpest annual moves came in 2022 and 2025: EBITDA Margin plunged 1202 bps in 2022, then jumped 2657 bps in 2025.
Over 5 years, EBITDA Margin stood at 7.19% in 2022, then surged by 122 bps to 1.56% in 2023, then tumbled by 507 bps to 6.34% in 2024, then surged by 419 bps to 20.23% in 2025, then slumped by 84 bps to 3.29% in 2026.
According to Business Quant data, EBITDA Margin over the past three periods registered 3.29%, 20.23%, and 9.03% for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Set

#	Company	Market Cap	Enterprise Value	Gross Profit (Qtr)	EBITDA Margin (Qtr)
1	Chubb	134.63 Bn	120.86 Bn	9.13 Bn	11.13%
2	Progressive	130.78 Bn	125.78 Bn	9.04 Bn	-43.89%
3	Travelers Companies	78.92 Bn	55.17 Bn	6.23 Bn	8.80%
4	Allstate	67.91 Bn	29.18 Bn	16.28 Bn	5.43%
5	Fairfax Financial Holdings	36.04 Bn	36.04 Bn	-	-
6	Cincinnati Financial	26.86 Bn	24.97 Bn	2.39 Bn	7.46%
7	Markel	23.11 Bn	6.22 Bn	2.83 Bn	38.83%
8	Loews	22.67 Bn	373.82 Mn	2.57 Bn	16.08%
9	Assurant	14.22 Bn	12.19 Bn	2.71 Bn	4.12%
10	Hagerty	1.37 Bn	1.07 Bn	244.11 Mn	3.10%

Historic Data

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