Hagerty (HGTY) Debt Ratio (2020 - 2026)

Hagerty (HGTY) posted Debt Ratio of 0.11 for Q1 2026, up 32.9% sequentially from 0.08 in Q4 2025, and up 54.66% YoY from 0.07 in Q1 2025.

Hagerty (HGTY) Debt Ratio (2020 - 2026) Analysis & Trends

Hagerty has reported Debt Ratio for 7 years, with the latest figure at 0.11 in Q1 2026.

  • Quarterly Debt Ratio rose 54.66% year-over-year to 0.11 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.11 (up 54.66% YoY) and the FY2025 annual result came in at 0.08, up 36.3% from the prior year.
  • Debt Ratio advanced to 0.11 in Q1 2026 per HGTY's latest filing, from 0.08 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.11 in Q1 2022 and troughed at 0.05 in Q3 2023.
  • A 5-year average of 0.08 and a median of 0.08 in 2025 frame the typical range for Debt Ratio.
  • The sharpest annual moves came in 2023 and 2026: Debt Ratio tumbled 52.7% in 2023, then soared 54.66% in 2026.
  • Over 5 years, Debt Ratio stood at 0.08 in 2022, then declined by 0.26% to 0.08 in 2023, then decreased by 24.24% to 0.06 in 2024, then surged by 36.3% to 0.08 in 2025, then surged by 32.9% to 0.11 in 2026.
  • According to Business Quant data, Debt Ratio over the past three periods registered 0.11, 0.08, and 0.08 for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Chubb 134.48 Bn 120.72 Bn 9.13 Bn 0.06
2 Progressive 123.71 Bn 118.71 Bn 9.04 Bn -
3 Travelers Companies 79.14 Bn 55.39 Bn 4.83 Bn -
4 Allstate 67.04 Bn 28.31 Bn 16.28 Bn 0.06
5 Fairfax Financial Holdings 35.29 Bn 35.29 Bn - -
6 Cincinnati Financial 26.69 Bn 24.80 Bn 2.39 Bn 0.02
7 Loews 23.25 Bn 947.16 Mn 2.57 Bn 0.10
8 Markel 23.10 Bn 6.22 Bn 2.83 Bn 0.06
9 Assurant 13.92 Bn 11.89 Bn 2.71 Bn 0.06
10 Hagerty 1.30 Bn 1.00 Bn 244.11 Mn 0.10

Historic Data

Download Data
DateValue
Jun 30, 2026 0.10
Mar 31, 2026 0.11
Dec 31, 2025 0.08
Sep 30, 2025 0.08
Jun 30, 2025 0.08
Mar 31, 2025 0.07
Dec 31, 2024 0.06
Sep 30, 2024 0.07
Jun 30, 2024 0.06
Mar 31, 2024 0.06
Dec 31, 2023 0.08
Sep 30, 2023 0.05
Jun 30, 2023 0.05
Mar 31, 2023 0.07
Dec 31, 2022 0.08
Sep 30, 2022 0.10
Jun 30, 2022 0.08
Mar 31, 2022 0.11
Dec 31, 2021 0.13
Dec 31, 2020 0.00