Hagerty (HGTY) Debt Ratio (2020 - 2026)

Hagerty (HGTY) posted Debt Ratio of 0.11 for Q1 2026, up 32.9% sequentially from 0.08 in Q4 2025, and up 54.66% YoY from 0.07 in Q1 2025.

Hagerty (HGTY) Debt Ratio (2020 - 2026) Analysis & Trends

Hagerty (HGTY) has 7 years of Debt Ratio data on file, last reported at 0.11 in Q1 2026.

  • Quarterly Debt Ratio rose 54.66% year-over-year to 0.11 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 0.11 (up 54.66% YoY) and the FY2025 annual result came in at 0.08, up 36.3% from the prior year.
  • Debt Ratio advanced to 0.11 in Q1 2026 per HGTY's latest filing, from 0.08 in the prior quarter.
  • The five-year high for Debt Ratio was 0.11 in Q1 2022, with the low at 0.05 in Q3 2023.
  • Average Debt Ratio over 5 years is 0.08, with a median of 0.08 recorded in 2025.
  • Year-over-year, Debt Ratio sank 52.7% in 2023 and surged 54.66% in 2026.
  • Hagerty's Debt Ratio stood at 0.08 in 2022, then fell by 0.26% to 0.08 in 2023, then slipped by 24.24% to 0.06 in 2024, then soared by 36.3% to 0.08 in 2025, then soared by 32.9% to 0.11 in 2026.
  • Business Quant data shows HGTY's Debt Ratio at 0.11 in Q1 2026, 0.08 in Q4 2025, and 0.08 in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Markel 7,105.55 Bn 7,090.09 Bn 2.38 Bn -
2 Progressive 131.92 Bn 127.57 Bn 8.36 Bn -
3 Chubb 78.78 Bn 71.35 Bn 8.64 Bn 0.01
4 Cincinnati Financial 74.32 Bn 73.06 Bn 2.60 Bn 0.02
5 Travelers Companies 72.03 Bn 48.11 Bn 5.54 Bn -
6 Allstate 63.08 Bn 38.49 Bn 14.72 Bn -
7 Fairfax Financial Holdings 34.53 Bn 39.18 Bn - -
8 Loews 23.53 Bn 11.27 Bn -1.32 Bn 0.10
9 Selective Insurance 20.82 Bn 19.07 Bn 543.42 Mn -
10 Hagerty 1.22 Bn 1.43 Bn - 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.08
Sep 30, 2025 0.08
Jun 30, 2025 0.08
Mar 31, 2025 0.07
Dec 31, 2024 0.06
Sep 30, 2024 0.07
Jun 30, 2024 0.06
Mar 31, 2024 0.06
Dec 31, 2023 0.08
Sep 30, 2023 0.05
Jun 30, 2023 0.05
Mar 31, 2023 0.07
Dec 31, 2022 0.08
Sep 30, 2022 0.10
Jun 30, 2022 0.08
Mar 31, 2022 0.11
Dec 31, 2021 0.13
Dec 31, 2020 0.11