Hagerty (HGTY) Debt Ratio (2020 - 2026)

Hagerty's (HGTY) quarterly Debt Ratio came in at 0.11 in Q1 2026, up 54.66% year-on-year from 0.07 in Q1 2025, and up 32.9% quarter-over-quarter from 0.08 in Q4 2025.

Hagerty (HGTY) Debt Ratio (2020 - 2026) Analysis & Trends

Hagerty has disclosed Debt Ratio across 7 years of filings, most recently posting 0.11 for Q1 2026.

  • Debt Ratio for Q1 2026 came in at 0.11, up 54.66% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.11 (up 54.66% YoY), and the FY2025 annual result was 0.08, up 36.3% from the prior year.
  • Debt Ratio came in at 0.11 for Q1 2026 at Hagerty, up from 0.08 in the prior quarter.
  • In the past five years, Debt Ratio ranged from a high of 0.11 in Q1 2022 to a low of 0.05 in Q3 2023.
  • The 5-year median for Debt Ratio is 0.08 (2025), against an average of 0.08.
  • Across the five-year window, Debt Ratio tumbled 52.7% in 2023 and jumped 54.66% in 2026, its largest moves.
  • Hagerty's Debt Ratio stood at 0.08 in 2022, then slipped by 0.26% to 0.08 in 2023, then fell by 24.24% to 0.06 in 2024, then soared by 36.3% to 0.08 in 2025, then soared by 32.9% to 0.11 in 2026.
  • The last three Debt Ratio figures came in at 0.11 (Q1 2026), 0.08 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Debt Ratio (Qtr)
1 Chubb 127.40 Bn 119.98 Bn 8.64 Bn 0.01
2 Progressive 119.47 Bn 115.12 Bn 8.36 Bn -
3 Travelers Companies 65.26 Bn 41.34 Bn 5.54 Bn -
4 Allstate 57.33 Bn 32.74 Bn 14.72 Bn -
5 Berkley W R 26.90 Bn 23.16 Bn 2.72 Bn 0.04
6 Cincinnati Financial 25.67 Bn 24.41 Bn 2.60 Bn 0.02
7 Markel 22.97 Bn 7.51 Bn 2.38 Bn -
8 Loews 22.18 Bn 9.92 Bn -1.32 Bn 0.10
9 Assurant 12.79 Bn 10.87 Bn 2.01 Bn 0.06
10 Hagerty 1.06 Bn 1.27 Bn - 0.11

Historic Data

Download Data
DateValue
Mar 31, 2026 0.11
Dec 31, 2025 0.08
Sep 30, 2025 0.08
Jun 30, 2025 0.08
Mar 31, 2025 0.07
Dec 31, 2024 0.06
Sep 30, 2024 0.07
Jun 30, 2024 0.06
Mar 31, 2024 0.06
Dec 31, 2023 0.08
Sep 30, 2023 0.05
Jun 30, 2023 0.05
Mar 31, 2023 0.07
Dec 31, 2022 0.08
Sep 30, 2022 0.10
Jun 30, 2022 0.08
Mar 31, 2022 0.11
Dec 31, 2021 0.13
Dec 31, 2020 0.11