Hagerty (HGTY) Debt Ratio (2020 - 2026)
Hagerty's (HGTY) quarterly Debt Ratio came in at 0.11 in Q1 2026, up 54.66% year-on-year from 0.07 in Q1 2025, and up 32.9% quarter-over-quarter from 0.08 in Q4 2025.
Hagerty (HGTY) Debt Ratio (2020 - 2026) Analysis & Trends
Hagerty has disclosed Debt Ratio across 7 years of filings, most recently posting 0.11 for Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.11, up 54.66% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.11 (up 54.66% YoY), and the FY2025 annual result was 0.08, up 36.3% from the prior year.
- Debt Ratio came in at 0.11 for Q1 2026 at Hagerty, up from 0.08 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.11 in Q1 2022 to a low of 0.05 in Q3 2023.
- The 5-year median for Debt Ratio is 0.08 (2025), against an average of 0.08.
- Across the five-year window, Debt Ratio tumbled 52.7% in 2023 and jumped 54.66% in 2026, its largest moves.
- Hagerty's Debt Ratio stood at 0.08 in 2022, then slipped by 0.26% to 0.08 in 2023, then fell by 24.24% to 0.06 in 2024, then soared by 36.3% to 0.08 in 2025, then soared by 32.9% to 0.11 in 2026.
- The last three Debt Ratio figures came in at 0.11 (Q1 2026), 0.08 (Q4 2025), and 0.08 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 0.01 |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | - |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | - |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | - |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 0.04 |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 0.02 |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | - |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 0.10 |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 0.06 |
| 10 | Hagerty | 1.06 Bn | 1.27 Bn | - | 0.11 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.11 |
| Dec 31, 2025 | 0.08 |
| Sep 30, 2025 | 0.08 |
| Jun 30, 2025 | 0.08 |
| Mar 31, 2025 | 0.07 |
| Dec 31, 2024 | 0.06 |
| Sep 30, 2024 | 0.07 |
| Jun 30, 2024 | 0.06 |
| Mar 31, 2024 | 0.06 |
| Dec 31, 2023 | 0.08 |
| Sep 30, 2023 | 0.05 |
| Jun 30, 2023 | 0.05 |
| Mar 31, 2023 | 0.07 |
| Dec 31, 2022 | 0.08 |
| Sep 30, 2022 | 0.10 |
| Jun 30, 2022 | 0.08 |
| Mar 31, 2022 | 0.11 |
| Dec 31, 2021 | 0.13 |
| Dec 31, 2020 | 0.11 |