HBT Financial (HBT) Return on Invested Capital [ROIC] (2019 - 2026)
HBT Financial's Return on Invested Capital [ROIC] came in at 14.80% for Q2 2026, down 4.61 percentage points from 19.41% a year earlier and down 0.10 percentage points from the prior quarter.
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Analysis
HBT Financial (HBT) Return on Invested Capital [ROIC] (2019 - 2026) Analysis & Trends
For FY2025, HBT Financial's Return on Invested Capital [ROIC] was 18.79%, down 1.94 percentage points from FY2024.
- Return on Invested Capital [ROIC] carries a five-year change of +8.02 percentage points (FY2020 to FY2025).
- Going back by year, Return on Invested Capital [ROIC] was 20.73% in FY2024 (+1.04 pp), 19.69% in FY2023 (+5.39 pp), 14.30% in FY2022 (+0.12 pp) and 14.17% in FY2021 (+3.41 pp).
- The Q2 2026 figure represents the lowest quarterly Return on Invested Capital [ROIC] since Q2 2023.
- Year-over-year, Return on Invested Capital [ROIC] has declined for five consecutive quarters, with an average year-over-year change of -0.89 percentage points over the last eight quarters.
- The fastest year-over-year change in Return on Invested Capital [ROIC] over five years came in Q1 2024 (a gain of 6.61 percentage points), and the weakest in Q1 2026 (a drop of 5.08 percentage points).
- Business Quant data shows HBT's Return on Invested Capital [ROIC] at 14.90% (Q1 2026), 18.01% (Q4 2025) and 18.90% (Q3 2025) in the three quarters before Q2 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROIC (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 3.60% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 12.95% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 11.83% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 49.27% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 6.60% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 3.32% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 3.69% |
| 10 | HBT Financial | 1.36 Bn | 682.67 Mn | - | 16.40% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 16.40% |
| Jun 30, 2026 | 14.58% |
| Mar 31, 2026 | 14.65% |
| Dec 31, 2025 | 17.75% |
| Sep 30, 2025 | 18.69% |
| Jun 30, 2025 | 19.19% |
| Mar 31, 2025 | 19.65% |
| Dec 31, 2024 | 19.45% |
| Sep 30, 2024 | 19.59% |
| Jun 30, 2024 | 19.84% |
| Mar 31, 2024 | 19.28% |
| Dec 31, 2023 | 15.15% |
| Sep 30, 2023 | 11.72% |
| Jun 30, 2023 | 11.00% |
| Mar 31, 2023 | 10.43% |
| Dec 31, 2022 | 11.98% |
| Sep 30, 2022 | 14.06% |
| Jun 30, 2022 | 14.17% |
| Mar 31, 2022 | 13.48% |
| Dec 31, 2021 | 13.93% |
API Access
HBT Financial Return on Invested Capital [ROIC] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=HBT&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-invested-capital-[roic]", "ticker": "HBT", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-invested-capital-%5Broic%5D&ticker=HBT&period=max&api_key=YOUR_API_KEY");
const data = await res.json();