Horizon Bancorp (HBNC) Return on Equity [ROE] (2009 - 2026)
Horizon Bancorp (HBNC) posted Return on Equity [ROE] of -20.21% for Q2 2026, down 26.83 percentage points from 6.62% a year earlier but up 1.17 percentage points from the prior quarter.
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Analysis
Horizon Bancorp (HBNC) Return on Equity [ROE] (2009 - 2026) Analysis & Trends
For FY2025, Horizon Bancorp's Return on Equity [ROE] came in at -20.73%, down 25.51 percentage points from FY2024.
- Annual Return on Equity [ROE] shows a five-year change of -30.89 percentage points (FY2020 to FY2025).
- In prior years, Horizon Bancorp's Return on Equity [ROE] was 4.78% in FY2024 (+0.77 pp), 4.01% in FY2023 (-9.33 pp), 13.34% in FY2022 (+1.03 pp) and 12.31% in FY2021 (+2.14 pp).
- Quarterly Return on Equity [ROE] has run from a low of -25.94% in Q3 2025 to a high of 14.38% in Q3 2022 over five years.
- On a year-over-year basis, Return on Equity [ROE] has declined in each of the last four quarters, with an average year-over-year change of -13.79 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Equity [ROE] in the past five years was Q2 2025, with a gain of 3.98 percentage points; the weakest was Q3 2025, with a drop of 28.79 percentage points.
- According to Business Quant data, Return on Equity [ROE] for the three prior quarters was -21.37% (Q1 2026), -22.31% (Q4 2025) and -25.94% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROE (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 17.67% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 0.00% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 14.29% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 17.55% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 15.91% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 17.90% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 12.93% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 11.72% |
| 10 | Horizon Bancorp | 1.09 Bn | 251.20 Mn | - | 14.97% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 14.97% |
| Jun 30, 2026 | -20.21% |
| Mar 31, 2026 | -21.37% |
| Dec 31, 2025 | -22.31% |
| Sep 30, 2025 | -25.94% |
| Jun 30, 2025 | 6.62% |
| Mar 31, 2025 | 5.90% |
| Dec 31, 2024 | 4.67% |
| Sep 30, 2024 | 2.85% |
| Jun 30, 2024 | 2.64% |
| Mar 31, 2024 | 3.30% |
| Dec 31, 2023 | 3.96% |
| Sep 30, 2023 | 10.60% |
| Jun 30, 2023 | 11.61% |
| Mar 31, 2023 | 12.76% |
| Dec 31, 2022 | 14.13% |
| Sep 30, 2022 | 14.38% |
| Jun 30, 2022 | 13.92% |
| Mar 31, 2022 | 12.88% |
| Dec 31, 2021 | 12.17% |
API Access
Horizon Bancorp Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=HBNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "HBNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=HBNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();