Gouverneur Bancorp (GOVB) Provision for Credit Losses (2022 - 2026)
Gouverneur Bancorp's Provision for Credit Losses came in at $10,000 for fiscal Q3 2026 (quarter ended Jun 30, 2026), up 11.1% from $9,000 a year earlier and up 100.0% from the prior quarter.
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Analysis
Gouverneur Bancorp (GOVB) Provision for Credit Losses (2022 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, Gouverneur Bancorp reported Provision for Credit Losses of $61,000, up 110.3% year-over-year; for FY2025 (ended Sep 30, 2025), it came in at $61,000, down 17.6% from FY2024.
- Provision for Credit Losses carries a three-year compound annual growth rate of 0.0% (FY2022 to FY2025).
- Going back by fiscal year, Provision for Credit Losses was $74,000 in FY2024 (-39.3%), $122,000 in FY2023 (+100.0%) and $61,000 in FY2022.
- The five-year range for quarterly Provision for Credit Losses is $5,000 (fiscal Q2 2025) to $70,000 (fiscal Q1 2024).
- Year-over-year, Provision for Credit Losses increased in 1 of the last four quarters, with an average decline of 18.5%.
- Business Quant data shows GOVB's Provision for Credit Losses at $5,000 (Q2 2026), $14,000 (Q1 2026) and $32,000 (Q4 2025) in the three fiscal quarters before Q3 2026.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | 838.45 Bn |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 1.24 Bn |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 103.00 Mn |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 368.00 Mn |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.03 Bn |
| 10 | Gouverneur Bancorp | 22.24 Mn | 22.24 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 10,000.00 |
| Mar 31, 2026 | 5,000.00 |
| Dec 31, 2025 | 14,000.00 |
| Sep 30, 2025 | 32,000.00 |
| Jun 30, 2025 | 9,000.00 |
| Mar 31, 2025 | 5,000.00 |
| Dec 31, 2024 | 15,000.00 |
| Dec 31, 2023 | 70,000.00 |
| Sep 30, 2023 | 30,000.00 |
| Jun 30, 2023 | 30,000.00 |
| Mar 31, 2023 | 47,000.00 |
| Dec 31, 2022 | 15,000.00 |
| Sep 30, 2022 | 15,000.00 |
| Jun 30, 2022 | 15,000.00 |
API Access
Gouverneur Bancorp Provision for Credit Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=GOVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-credit-losses", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-credit-losses&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();