Gouverneur Bancorp (GOVB) Net Interest Income After Provisions (2022 - 2026)
Gouverneur Bancorp (GOVB) recorded Net Interest Income After Provisions of $1.82 million in fiscal Q4 2026 (quarter ended Sep 30, 2026), up 1.4% from $1.79 million a year earlier but down 2.2% from the prior quarter.
Gouverneur Bancorp (GOVB) Net Interest Income After Provisions (2022 - 2026) Analysis & Trends
For FY2026 (ended Sep 30, 2026), Gouverneur Bancorp reported Net Interest Income After Provisions of $7.34 million, up 3.5% from FY2025.
- Annual Net Interest Income After Provisions has a four-year compound annual growth rate of 14.8% (FY2022 to FY2026).
- Across earlier fiscal years, Net Interest Income After Provisions came in at $7.09 million in FY2025 (+0.2%), $7.08 million in FY2024 (-5.3%), $7.47 million in FY2023 (+77.1%) and $4.22 million in FY2022.
- Quarterly Net Interest Income After Provisions has ranged from $1.01 million in fiscal Q3 2022 to $1.97 million in fiscal Q1 2023 over the past five years.
- On a year-over-year basis, Net Interest Income After Provisions has increased for six consecutive quarters, with growth averaging 1.9% over the last eight quarters.
- Peak year-over-year performance for Net Interest Income After Provisions in the last five years was growth of 80.2% in fiscal Q3 2023, against a decline of 11.9% in fiscal Q1 2024 at the low end.
- Per Business Quant, the preceding three fiscal quarters came in at $1.86 million (Q3 2026), $1.84 million (Q2 2026) and $1.82 million (Q1 2026).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | NII After Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 24.29 Bn |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | - |
| 10 | Gouverneur Bancorp | 22.24 Mn | 22.24 Mn | - | 1.82 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.82 Mn |
| Jun 30, 2026 | 1.86 Mn |
| Mar 31, 2026 | 1.84 Mn |
| Dec 31, 2025 | 1.82 Mn |
| Sep 30, 2025 | 1.79 Mn |
| Jun 30, 2025 | 1.80 Mn |
| Mar 31, 2025 | 1.75 Mn |
| Dec 31, 2024 | 1.75 Mn |
| Sep 30, 2024 | 1.78 Mn |
| Jun 30, 2024 | 1.76 Mn |
| Mar 31, 2024 | 1.81 Mn |
| Dec 31, 2023 | 1.73 Mn |
| Sep 30, 2023 | 1.78 Mn |
| Jun 30, 2023 | 1.82 Mn |
| Mar 31, 2023 | 1.90 Mn |
| Dec 31, 2022 | 1.97 Mn |
| Sep 30, 2022 | 1.24 Mn |
| Jun 30, 2022 | 1.01 Mn |
Gouverneur Bancorp Net Interest Income After Provisions API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=GOVB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-interest-income-after-provisions", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-interest-income-after-provisions&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();