Gouverneur Bancorp (GOVB) Bank-Owned Life Insurance Income (CF) (2022 - 2026)
Gouverneur Bancorp's Bank-Owned Life Insurance Income (CF) was $45,000 in fiscal Q3 2026 (quarter ended Jun 30, 2026), up 4.7% from $43,000 a year earlier and up 2.3% from the prior quarter.
Gouverneur Bancorp (GOVB) Bank-Owned Life Insurance Income (CF) (2022 - 2026) Analysis & Trends
On a trailing twelve-month basis, Gouverneur Bancorp's Bank-Owned Life Insurance Income (CF) was $182,000 through Jun 30, 2026, up 10.3% year-over-year; for FY2025 (ended Sep 30, 2025), it came in at $170,000, up 10.4% from FY2024.
- Bank-Owned Life Insurance Income (CF) has now increased for three consecutive fiscal years, with a three-year compound annual growth rate of 7.5% (FY2022 to FY2025).
- In earlier fiscal years, Bank-Owned Life Insurance Income (CF) was $154,000 in FY2024 (+8.5%), $142,000 in FY2023 (+3.6%) and $137,000 in FY2022.
- Quarterly Bank-Owned Life Insurance Income (CF) has moved between $34,000 (fiscal Q3 2022) and $48,000 (fiscal Q1 2026) over five years.
- Compared with a year earlier, Bank-Owned Life Insurance Income (CF) has increased for 13 straight quarters, with growth averaging 10.2% over the last eight quarters.
- Over the past five years, the year-over-year growth in Bank-Owned Life Insurance Income (CF) ranged from 2.9% (fiscal Q4 2023) to 17.1% (fiscal Q1 2026).
- Per Business Quant data, GOVB's Bank-Owned Life Insurance Income (CF) in the three fiscal quarters before Q3 2026 was $44,000 (Q2 2026), $48,000 (Q1 2026) and $45,000 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | BOLI Income (CF) (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | - |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | - |
| 10 | Gouverneur Bancorp | 22.24 Mn | 22.24 Mn | - | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 45,000.00 |
| Mar 31, 2026 | 44,000.00 |
| Dec 31, 2025 | 48,000.00 |
| Sep 30, 2025 | 45,000.00 |
| Jun 30, 2025 | 43,000.00 |
| Mar 31, 2025 | 41,000.00 |
| Dec 31, 2024 | 41,000.00 |
| Sep 30, 2024 | 40,000.00 |
| Jun 30, 2024 | 38,000.00 |
| Mar 31, 2024 | 38,000.00 |
| Dec 31, 2023 | 38,000.00 |
| Sep 30, 2023 | 36,000.00 |
| Jun 30, 2023 | 35,000.00 |
| Mar 31, 2023 | 35,000.00 |
| Dec 31, 2022 | 36,000.00 |
| Sep 30, 2022 | 35,000.00 |
| Jun 30, 2022 | 34,000.00 |
Gouverneur Bancorp Bank-Owned Life Insurance Income (CF) API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=bank-owned-life-insurance-income-cf&ticker=GOVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "bank-owned-life-insurance-income-cf", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=bank-owned-life-insurance-income-cf&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();