Gouverneur Bancorp (GOVB) Bank-Owned Life Insurance (2022 - 2026)
Gouverneur Bancorp (GOVB) reported Bank-Owned Life Insurance of $6.98 million for fiscal Q3 2026 (quarter ended Jun 30, 2026), down 3.9% from $7.26 million a year earlier but up 0.6% from the prior quarter.
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Analysis
Gouverneur Bancorp (GOVB) Bank-Owned Life Insurance (2022 - 2026) Analysis & Trends
At the end of FY2025 (ended Sep 30, 2025), Gouverneur Bancorp posted Bank-Owned Life Insurance of $7.31 million, up 2.4% from FY2024.
- Bank-Owned Life Insurance has increased for three consecutive fiscal years, with a three-year compound annual growth rate of 2.2% (FY2022 to FY2025).
- By fiscal year, Bank-Owned Life Insurance came in at $7.14 million in FY2024 (+2.2%), $6.98 million in FY2023 (+2.1%) and $6.84 million in FY2022.
- Five-year quarterly Bank-Owned Life Insurance spans a low of $6.84 million in fiscal Q4 2022 and a high of $7.31 million in fiscal Q4 2025.
- Year over year, Bank-Owned Life Insurance has now declined in each of the last three quarters, with an average decline of 0.1% over the last eight quarters.
- The high point for year-over-year Bank-Owned Life Insurance in five years was fiscal Q4 2025 (growth of 2.4%); the low point was fiscal Q1 2026 (a decline of 4.0%).
- Per Business Quant data, the three fiscal quarters before Q3 2026 came in at $6.94 million (Q2 2026), $6.89 million (Q1 2026) and $7.31 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | BOLI (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | - |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | - |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | - |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | - |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | - |
| 10 | Gouverneur Bancorp | 22.24 Mn | 22.24 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.98 Mn |
| Mar 31, 2026 | 6.94 Mn |
| Dec 31, 2025 | 6.89 Mn |
| Sep 30, 2025 | 7.31 Mn |
| Jun 30, 2025 | 7.26 Mn |
| Mar 31, 2025 | 7.22 Mn |
| Dec 31, 2024 | 7.18 Mn |
| Sep 30, 2024 | 7.14 Mn |
| Jun 30, 2024 | 7.10 Mn |
| Mar 31, 2024 | 7.06 Mn |
| Dec 31, 2023 | 7.02 Mn |
| Sep 30, 2023 | 6.98 Mn |
| Jun 30, 2023 | 6.95 Mn |
| Sep 30, 2022 | 6.84 Mn |
API Access
Gouverneur Bancorp Bank-Owned Life Insurance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=bank-owned-life-insurance&ticker=GOVB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "bank-owned-life-insurance", "ticker": "GOVB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=bank-owned-life-insurance&ticker=GOVB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();