First National (FXNC) Provision for Losses (2009 - 2026)
First National (FXNC) reported Provision for Losses of $350,000 for Q2 2026, down 61.1% from $900,000 a year earlier and down 32.8% from the prior quarter.
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Analysis
First National (FXNC) Provision for Losses (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First National's Provision for Losses came in at $1.99 million, down 75.1% year-over-year; for FY2025, it came in at $2.76 million, down 64.6% from FY2024.
- Provision for Losses has a five-year compound annual growth rate of -1.7% (FY2020 to FY2025).
- By year, Provision for Losses came in at $7.79 million in FY2024 (+31.6%), $5.92 million in FY2023 (+219.8%), $1.85 million in FY2022 and -$650,000 in FY2021.
- Five-year quarterly Provision for Losses spans a low of $45,000 in Q2 2023 and a high of $5.75 million in Q4 2023.
- Year over year, Provision for Losses has now declined in each of the last four quarters, with an average decline of 28.0% over the last seven quarters.
- The high point for year-over-year Provision for Losses in five years was Q2 2024 (growth of 862.2%); the low point was Q3 2025 (a decline of 88.4%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $521,000 (Q1 2026), $923,000 (Q4 2025) and $200,000 (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | First National | 273.54 Mn | 273.54 Mn | - | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 350,000.00 |
| Mar 31, 2026 | 521,000.00 |
| Dec 31, 2025 | 923,000.00 |
| Sep 30, 2025 | 200,000.00 |
| Jun 30, 2025 | 900,000.00 |
| Mar 31, 2025 | 735,000.00 |
| Dec 31, 2024 | 4.64 Mn |
| Sep 30, 2024 | 1.72 Mn |
| Jun 30, 2024 | 433,000.00 |
| Mar 31, 2024 | 991,000.00 |
| Dec 31, 2023 | 5.75 Mn |
| Sep 30, 2023 | 121,000.00 |
| Jun 30, 2023 | 45,000.00 |
| Dec 31, 2022 | 1.25 Mn |
| Sep 30, 2022 | 200,000.00 |
| Dec 31, 2021 | 350,000.00 |
| Dec 31, 2020 | -200,000.00 |
| Sep 30, 2020 | 1.50 Mn |
| Jun 30, 2020 | 800,000.00 |
| Mar 31, 2020 | 900,000.00 |
API Access
First National Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=FXNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "FXNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=FXNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();