First United (FUNC) Loans - Loss Allowance (2010 - 2026)
First United (FUNC) reported Loans - Loss Allowance of $21.76 million for Q3 2026, up 14.0% from $19.09 million a year earlier and up 5.7% from the prior quarter.
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Analysis
First United (FUNC) Loans - Loss Allowance (2010 - 2026) Analysis & Trends
At the end of FY2025, First United posted Loans - Loss Allowance of $19.47 million, up 7.2% from FY2024.
- Loans - Loss Allowance has increased for three consecutive years, with a five-year compound annual growth rate of 3.4% (FY2020 to FY2025).
- By year, Loans - Loss Allowance came in at $18.17 million in FY2024 (+3.9%), $17.48 million in FY2023 (+19.4%), $14.64 million in FY2022 (-8.3%) and $15.96 million in FY2021 (-3.2%).
- The Q3 2026 figure ranks as the highest quarterly Loans - Loss Allowance since Q4 2010.
- Year over year, Loans - Loss Allowance has now increased in each of the last 15 quarters, with growth averaging 7.0% over the last eight quarters.
- The high point for year-over-year Loans - Loss Allowance in five years was Q4 2023 (growth of 19.4%); the low point was Q4 2022 (a decline of 8.3%).
- Per Business Quant data, the three quarters before Q3 2026 came in at $20.59 million (Q2 2026), $19.95 million (Q1 2026) and $19.47 million (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Loans - Loss Allowance (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 26.27 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 13.01 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | - |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | - |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 13.82 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | 7.72 Bn |
| 10 | First United | 299.30 Mn | -82.22 Mn | - | 21.76 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 21.76 Mn |
| Jun 30, 2026 | 20.59 Mn |
| Mar 31, 2026 | 19.95 Mn |
| Dec 31, 2025 | 19.47 Mn |
| Sep 30, 2025 | 19.09 Mn |
| Jun 30, 2025 | 19.04 Mn |
| Mar 31, 2025 | 18.47 Mn |
| Dec 31, 2024 | 18.17 Mn |
| Sep 30, 2024 | 18.01 Mn |
| Jun 30, 2024 | 17.92 Mn |
| Mar 31, 2024 | 17.98 Mn |
| Dec 31, 2023 | 17.48 Mn |
| Sep 30, 2023 | 17.15 Mn |
| Jun 30, 2023 | 16.91 Mn |
| Mar 31, 2023 | 16.87 Mn |
| Dec 31, 2022 | 14.64 Mn |
| Sep 30, 2022 | 15.54 Mn |
| Jun 30, 2022 | 15.74 Mn |
| Mar 31, 2022 | 15.29 Mn |
| Dec 31, 2021 | 15.96 Mn |
API Access
First United Loans - Loss Allowance API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FUNC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "loans-loss-allowance", "ticker": "FUNC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=loans-loss-allowance&ticker=FUNC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();