First Merchants (FRME) Provisions (2010 - 2026)
First Merchants (FRME) reported Provisions of $4.9 million for Q1 2026, up 16.67% on a YoY basis from $4.2 million in Q1 2025, and down 31.47% quarter-over-quarter from $7.2 million in Q4 2025.
First Merchants (FRME) Provisions (2010 - 2026) Analysis & Trends
First Merchants has reported Provisions for 16 years, with the latest figure at $4.9 million in Q1 2026.
- For the quarter ending Q1 2026, Provisions rose 16.67% year-over-year to $4.9 million; the trailing twelve-month figure through Mar 2026 stood at $22.0 million (down 42.08% YoY), and the FY2025 full-year result was $21.2 million, down 40.48% from the prior year.
- Provisions for Q1 2026 stood at $4.9 million, down from $7.2 million in the prior quarter.
- The five-year high for Provisions was $24.5 million in Q2 2024, with the low at -$16.8 million in Q4 2022.
- Historically, Provisions has averaged $5.0 million across 5 years, with a median of $4.3 million in 2025.
- Annual changes were most pronounced in 2024 — Provisions surged 180.0% — and 2025, when it plunged 77.14%.
- First Merchants' Provisions stood at -$16.8 million in 2022, then soared by 108.95% to $1.5 million in 2023, then jumped by 180.0% to $4.2 million in 2024, then soared by 70.24% to $7.2 million in 2025, then sank by 31.47% to $4.9 million in 2026.
- The last three Provisions figures came in at $4.9 million (Q1 2026), $7.2 million (Q4 2025), and $4.3 million (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provisions (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 350,000.00 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 500,000.00 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | - |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | First Merchants | 2.55 Bn | 2.55 Bn | -1.01 Mn | 4.90 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.90 Mn |
| Dec 31, 2025 | 7.15 Mn |
| Sep 30, 2025 | 4.30 Mn |
| Jun 30, 2025 | 5.60 Mn |
| Mar 31, 2025 | 4.20 Mn |
| Dec 31, 2024 | 4.20 Mn |
| Sep 30, 2024 | 5.00 Mn |
| Jun 30, 2024 | 24.50 Mn |
| Mar 31, 2024 | 2.00 Mn |
| Dec 31, 2023 | 1.50 Mn |
| Sep 30, 2023 | 2.00 Mn |
| Dec 31, 2022 | -16.76 Mn |
| Jun 30, 2022 | 16.76 Mn |
| Dec 31, 2020 | 4.48 Mn |
| Sep 30, 2020 | 12.54 Mn |
| Jun 30, 2020 | -21.90 Mn |
| Mar 31, 2020 | 19.75 Mn |
| Dec 31, 2019 | 500,000.00 |
| Sep 30, 2019 | 600,000.00 |
| Jun 30, 2019 | 500,000.00 |