Finward Bancorp (FNWD) Return on Sales [ROS] (2010 - 2026)
Finward Bancorp (FNWD) posted Return on Sales [ROS] of 58.83% for Q2 2026, down 6.36 percentage points from 65.20% a year earlier and down 0.15 percentage points from the prior quarter.
Powered by 
Analysis
Finward Bancorp (FNWD) Return on Sales [ROS] (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Return on Sales [ROS] at Finward Bancorp was 62.81%, down 6.62 percentage points year-over-year; for FY2025, it came in at 65.31%, down 10.91 percentage points from FY2024.
- Annual Return on Sales [ROS] shows a five-year change of +27.13 percentage points (FY2020 to FY2025).
- In prior years, Finward Bancorp's Return on Sales [ROS] was 76.22% in FY2024 (+16.08 pp), 60.14% in FY2023 (+32.88 pp), 27.26% in FY2022 (-1.34 pp) and 28.61% in FY2021 (-9.57 pp).
- The Q2 2026 figure stands as the lowest quarterly Return on Sales [ROS] since Q1 2023.
- On a year-over-year basis, Return on Sales [ROS] has declined in each of the last six quarters, with an average year-over-year change of -4.49 percentage points over the last eight quarters.
- The strongest year-over-year quarter for Return on Sales [ROS] in the past five years was Q3 2023, with a gain of 36.63 percentage points; the weakest was Q1 2022, with a drop of 21.66 percentage points.
- According to Business Quant data, Return on Sales [ROS] for the three prior quarters was 58.98% (Q1 2026), 61.69% (Q4 2025) and 71.77% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 58.83% |
| Mar 31, 2026 | 58.98% |
| Dec 31, 2025 | 61.69% |
| Sep 30, 2025 | 71.77% |
| Jun 30, 2025 | 65.20% |
| Mar 31, 2025 | 62.05% |
| Dec 31, 2024 | 77.48% |
| Sep 30, 2024 | 73.05% |
| Jun 30, 2024 | 69.78% |
| Mar 31, 2024 | 80.99% |
| Dec 31, 2023 | 69.23% |
| Sep 30, 2023 | 67.21% |
| Jun 30, 2023 | 59.31% |
| Mar 31, 2023 | 46.47% |
| Dec 31, 2022 | 35.91% |
| Sep 30, 2022 | 30.59% |
| Jun 30, 2022 | 27.04% |
| Mar 31, 2022 | 14.82% |
| Dec 31, 2021 | 22.67% |
| Sep 30, 2021 | 26.13% |
API Access
Finward Bancorp Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=FNWD&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "FNWD", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=FNWD&period=max&api_key=YOUR_API_KEY");
const data = await res.json();