First Northern Community Bancorp (FNRN) Net Margin (2011 - 2026)
First Northern Community Bancorp (FNRN) reported Net Margin of 397.31% for Q2 2026, down 64.34 percentage points from 461.66% a year earlier and down 125.34 percentage points from the prior quarter.
First Northern Community Bancorp (FNRN) Net Margin (2011 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, First Northern Community Bancorp's Net Margin came in at 516.55%, up 56.84 percentage points year-over-year; for FY2025, it was 480.73%, up 33.54 percentage points from FY2024.
- Net Margin has increased for three consecutive years, with a five-year change of +458.69 percentage points (FY2020 to FY2025).
- By year, Net Margin came in at 447.19% in FY2024 (+418.21 pp), 28.98% in FY2023 (+3.20 pp), 25.77% in FY2022 (-0.44 pp) and 26.21% in FY2021 (+4.17 pp).
- The Q2 2026 figure ranks as the lowest quarterly Net Margin since Q1 2025.
- Year over year, Net Margin gained in seven of the last eight quarters, with an average year-over-year change of +249.95 percentage points.
- The high point for year-over-year Net Margin in five years was Q4 2024 (a gain of 608.24 percentage points); the low point was Q2 2026 (a drop of 64.34 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 522.65% (Q1 2026), 689.50% (Q4 2025) and 504.02% (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 879.54 Bn | 909.01 Bn | - | 36.19% |
| 2 | Banco Santander Chile | 418.48 Bn | 538.42 Bn | - | - |
| 3 | Bank Of America | 381.92 Bn | -1,994.15 Bn | - | 27.72% |
| 4 | Hsbc Holdings | 341.10 Bn | 341.15 Bn | - | - |
| 5 | Morgan Stanley | 295.71 Bn | -213.38 Bn | - | 25.46% |
| 6 | Royal Bank Of Canada | 275.38 Bn | 126.13 Bn | - | 32.50% |
| 7 | Mitsubishi Ufj Financial | 273.79 Bn | -1,314.70 Bn | 10.89 Bn | - |
| 8 | Goldman Sachs | 262.78 Bn | -3,294.34 Bn | - | 31.46% |
| 9 | Wells Fargo & Company | 242.61 Bn | 244.75 Bn | - | 27.23% |
| 10 | First Northern Community Bancorp | 283.31 Mn | -308.88 Mn | - | 397.31% |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 397.31% |
| Mar 31, 2026 | 522.65% |
| Dec 31, 2025 | 689.50% |
| Sep 30, 2025 | 504.02% |
| Jun 30, 2025 | 461.66% |
| Mar 31, 2025 | 318.94% |
| Dec 31, 2024 | 645.25% |
| Sep 30, 2024 | 452.81% |
| Jun 30, 2024 | 25.34% |
| Mar 31, 2024 | 25.35% |
| Dec 31, 2023 | 37.02% |
| Sep 30, 2023 | 26.17% |
| Jun 30, 2023 | 23.66% |
| Mar 31, 2023 | 29.11% |
| Dec 31, 2022 | 27.35% |
| Sep 30, 2022 | 28.05% |
| Jun 30, 2022 | 24.46% |
| Mar 31, 2022 | 22.43% |
| Dec 31, 2021 | 23.87% |
| Sep 30, 2021 | 32.95% |
First Northern Community Bancorp Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FNRN&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FNRN", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FNRN&period=max&api_key=YOUR_API_KEY");
const data = await res.json();