Finwise Bancorp (FINW) EBITDA Margin (2021 - 2026)
Finwise Bancorp (FINW) reported EBITDA Margin of 17.01% for Q2 2026, down 29.14 percentage points from 46.15% a year earlier and down 7.32 percentage points from the prior quarter.
Finwise Bancorp (FINW) EBITDA Margin (2021 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Finwise Bancorp's EBITDA Margin came in at 24.88%, down 20.67 percentage points year-over-year; for FY2025, it came in at 35.91%, down 10.43 percentage points from FY2024.
- EBITDA Margin has a four-year change of -19.94 percentage points (FY2021 to FY2025).
- By year, EBITDA Margin came in at 46.34% in FY2024 (-3.12 pp), 49.46% in FY2023 (+4.65 pp), 44.81% in FY2022 (-11.03 pp) and 55.84% in FY2021.
- The Q2 2026 figure ranks as the lowest quarterly EBITDA Margin in data going back to Q1 2021.
- Year over year, EBITDA Margin has now declined in each of the last nine quarters, with an average year-over-year change of -12.20 percentage points over the last eight quarters.
- The high point for year-over-year EBITDA Margin in five years was Q4 2023 (a gain of 4.67 percentage points); the low point was Q1 2022 (a drop of 107823.68 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 24.33% (Q1 2026), 26.39% (Q4 2025) and 35.24% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 17.01% |
| Mar 31, 2026 | 24.33% |
| Dec 31, 2025 | 26.39% |
| Sep 30, 2025 | 35.24% |
| Jun 30, 2025 | 46.15% |
| Mar 31, 2025 | 45.58% |
| Dec 31, 2024 | 40.98% |
| Sep 30, 2024 | 49.40% |
| Jun 30, 2024 | 48.28% |
| Mar 31, 2024 | 46.90% |
| Dec 31, 2023 | 50.98% |
| Sep 30, 2023 | 54.38% |
| Jun 30, 2023 | 50.00% |
| Mar 31, 2023 | 43.02% |
| Dec 31, 2022 | 46.32% |
| Sep 30, 2022 | 14,054.39% |
| Jun 30, 2022 | 14,534.55% |
| Mar 31, 2022 | 23,126.32% |
| Dec 31, 2021 | 57.77% |
| Sep 30, 2021 | 31,386.49% |
Finwise Bancorp EBITDA Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebitda-margin&ticker=FINW&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebitda-margin", "ticker": "FINW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebitda-margin&ticker=FINW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();