First Hawaiian (FHB) Net Margin (2015 - 2026)
First Hawaiian (FHB) recorded Net Margin of 27.68% in Q3 2026, down 4.93 percentage points from 32.62% a year earlier and down 4.05 percentage points from the prior quarter.
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Analysis
First Hawaiian (FHB) Net Margin (2015 - 2026) Analysis & Trends
On a TTM basis, First Hawaiian's Net Margin came in at 30.28% as of Sep 30, 2026, down 0.42 percentage points year-over-year; for FY2025, it came in at 31.37%, up 2.90 percentage points from FY2024.
- Annual Net Margin has a five-year change of +6.03 percentage points (FY2020 to FY2025).
- Across earlier years, Net Margin came in at 28.46% in FY2024 (+0.39 pp), 28.08% in FY2023 (-5.42 pp), 33.50% in FY2022 (-3.64 pp) and 37.14% in FY2021 (+11.80 pp).
- The Q3 2026 figure is the lowest quarterly Net Margin since Q1 2024.
- On a year-over-year basis, Net Margin rose in six of the last eight quarters, with an average year-over-year change of +1.58 percentage points.
- Peak year-over-year performance for Net Margin in the last five years was a gain of 5.30 percentage points in Q4 2024, against a drop of 16.60 percentage points in Q2 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at 31.73% (Q2 2026), 30.76% (Q1 2026) and 30.96% (Q4 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 29.77% |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 21.83% |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 38.08% |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 23.36% |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 32.48% |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 27.42% |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 26.08% |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 246.71% |
| 10 | First Hawaiian | 3.04 Bn | 3.04 Bn | - | 27.68% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 27.68% |
| Jun 30, 2026 | 31.73% |
| Mar 31, 2026 | 30.76% |
| Dec 31, 2025 | 30.96% |
| Sep 30, 2025 | 32.62% |
| Jun 30, 2025 | 33.67% |
| Mar 31, 2025 | 28.08% |
| Dec 31, 2024 | 27.90% |
| Sep 30, 2024 | 29.28% |
| Jun 30, 2024 | 30.26% |
| Mar 31, 2024 | 26.35% |
| Dec 31, 2023 | 22.60% |
| Sep 30, 2023 | 28.65% |
| Jun 30, 2023 | 30.12% |
| Mar 31, 2023 | 30.90% |
| Dec 31, 2022 | 36.19% |
| Sep 30, 2022 | 33.09% |
| Jun 30, 2022 | 31.36% |
| Mar 31, 2022 | 32.93% |
| Dec 31, 2021 | 31.87% |
API Access
First Hawaiian Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FHB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FHB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FHB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();