First Citizens Bancshares (FCNCA) Provision for Losses (2009 - 2026)
First Citizens Bancshares' Provision for Losses was -$10 million in Q2 2026, compared with $115 million a year earlier.
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Analysis
First Citizens Bancshares (FCNCA) Provision for Losses (2009 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Citizens Bancshares' Provision for Losses was $307 million through Jun 30, 2026, down 43.3% year-over-year; for FY2025, it was $514 million, up 19.3% from FY2024.
- Provision for Losses shows a five-year compound annual growth rate of 54.7% (FY2020 to FY2025).
- In earlier years, Provision for Losses was $431 million in FY2024 (-68.7%), $1.38 billion in FY2023 (+113.2%), $645 million in FY2022 and -$37 million in FY2021.
- The Q2 2026 figure marks the lowest quarterly Provision for Losses since Q2 2021.
- Compared with a year earlier, Provision for Losses was higher in three of the last seven quarters, with growth averaging 4.2%.
- The best year-over-year quarter for Provision for Losses over five years was Q2 2023 (growth of 259.5%); the worst was Q1 2024 (a decline of 91.8%).
- Per Business Quant data, FCNCA's Provision for Losses in the three quarters before Q2 2026 was $72 million (Q1 2026), $54 million (Q4 2025) and $191 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 918.91 Bn | 918.91 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 870.35 Bn | 846.93 Bn | - | - |
| 3 | Bank Of America | 358.55 Bn | -2,017.56 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 315.74 Bn | -668.95 Bn | - | - |
| 5 | Morgan Stanley | 290.88 Bn | -253.14 Bn | - | - |
| 6 | Royal Bank Of Canada | 287.92 Bn | 137.98 Bn | - | - |
| 7 | Goldman Sachs | 270.57 Bn | -3,472.88 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 258.79 Bn | 258.79 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 247.94 Bn | 129.81 Bn | - | - |
| 10 | First Citizens Bancshares | 26.55 Bn | 26.02 Bn | - | -10.00 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -10.00 Mn |
| Mar 31, 2026 | 72.00 Mn |
| Dec 31, 2025 | 54.00 Mn |
| Sep 30, 2025 | 191.00 Mn |
| Jun 30, 2025 | 115.00 Mn |
| Mar 31, 2025 | 154.00 Mn |
| Dec 31, 2024 | 155.00 Mn |
| Sep 30, 2024 | 117.00 Mn |
| Jun 30, 2024 | 95.00 Mn |
| Mar 31, 2024 | 64.00 Mn |
| Dec 31, 2023 | 249.00 Mn |
| Sep 30, 2023 | 192.00 Mn |
| Jun 30, 2023 | 151.00 Mn |
| Mar 31, 2023 | 783.00 Mn |
| Dec 31, 2022 | 79.00 Mn |
| Sep 30, 2022 | 60.00 Mn |
| Jun 30, 2022 | 42.00 Mn |
| Mar 31, 2022 | 464.00 Mn |
| Dec 31, 2021 | -5.00 Mn |
| Sep 30, 2021 | -1.12 Mn |
API Access
First Citizens Bancshares Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=FCNCA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "FCNCA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=FCNCA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();