First Community Bankshares (FCBC) Provision for Losses (2009 - 2026)
First Community Bankshares' Provision for Losses came in at $483,000 for Q2 2026, compared with -$285,000 a year earlier and up 27.8% from the prior quarter.
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Analysis
First Community Bankshares (FCBC) Provision for Losses (2009 - 2026) Analysis & Trends
Over the trailing twelve months to Jun 30, 2026, First Community Bankshares reported Provision for Losses of $897,000, down 63.8% year-over-year; for FY2025, it was $72,000, down 98.0% from FY2024.
- Provision for Losses carries a five-year compound annual growth rate of -64.4% (FY2020 to FY2025).
- Going back by year, Provision for Losses was $3.6 million in FY2024 (-55.0%), $7.99 million in FY2023 (+21.5%), $6.57 million in FY2022 and -$8.47 million in FY2021.
- The Q2 2026 figure represents the highest quarterly Provision for Losses since Q4 2024.
- Year-over-year, Provision for Losses increased in three of the last five quarters, with an average decline of 23.9%.
- The fastest year-over-year change in Provision for Losses over five years came in Q2 2023 (growth of 704.9%), and the weakest in Q4 2025 (a decline of 96.7%).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | First Community Bankshares | 856.52 Mn | -1.35 Bn | - | 680,000.00 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 680,000.00 |
| Jun 30, 2026 | 483,000.00 |
| Mar 31, 2026 | 378,000.00 |
| Dec 31, 2025 | 36,000.00 |
| Jun 30, 2025 | -285,000.00 |
| Mar 31, 2025 | 321,000.00 |
| Dec 31, 2024 | 1.08 Mn |
| Sep 30, 2024 | 1.36 Mn |
| Jun 30, 2024 | 144,000.00 |
| Mar 31, 2024 | 1.01 Mn |
| Dec 31, 2023 | 1.03 Mn |
| Sep 30, 2023 | 1.11 Mn |
| Jun 30, 2023 | 4.11 Mn |
| Mar 31, 2023 | 1.74 Mn |
| Dec 31, 2022 | 3.42 Mn |
| Sep 30, 2022 | 685,000.00 |
| Jun 30, 2022 | 510,000.00 |
| Mar 31, 2022 | 1.96 Mn |
| Dec 31, 2021 | -846,000.00 |
| Sep 30, 2021 | -1.39 Mn |
API Access
First Community Bankshares Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=FCBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "FCBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=FCBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();