First Community Bankshares (FCBC) Interest Coverage Ratio (2010 - 2026)
First Community Bankshares (FCBC) posted Interest Coverage Ratio of 2.68 for Q1 2026, up 71.85% sequentially from 9.54 in Q4 2025, and down 25.09% YoY from 3.58 in Q1 2025.
First Community Bankshares (FCBC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Community Bankshares has reported Interest Coverage Ratio for 17 years, with the latest figure at 2.68 in Q1 2026.
- Quarterly Interest Coverage Ratio fell 25.09% year-over-year to 2.68 in Q1 2026, while the trailing twelve-month figure through Mar 2026 was 11.31 (down 76.55% YoY) and the FY2025 annual result came in at 6.33, down 48.0% from the prior year.
- Interest Coverage Ratio advanced to 2.68 in Q1 2026 per FCBC's latest filing, from 9.54 in the prior quarter.
- Over five years, Interest Coverage Ratio peaked at 0.69 in Q4 2024 and troughed at 26.53 in Q4 2022.
- A 5-year average of 3.81 and a median of 2.01 in 2025 frame the typical range for Interest Coverage Ratio.
- The sharpest annual moves came in 2022 and 2025: Interest Coverage Ratio jumped 96.04% in 2022, then sank 1288.91% in 2025.
- Over 5 years, Interest Coverage Ratio stood at 26.53 in 2022, then jumped by 85.88% to 3.74 in 2023, then soared by 81.66% to 0.69 in 2024, then tumbled by 1288.91% to 9.54 in 2025, then surged by 71.85% to 2.68 in 2026.
- According to Business Quant data, Interest Coverage Ratio over the past three periods registered 2.68, 9.54, and 2.54 for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | First Community Bankshares | 932.27 Mn | 152.32 Mn | 525,000.00 | -6.29 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.68 |
| Dec 31, 2025 | -9.54 |
| Sep 30, 2025 | -2.54 |
| Jun 30, 2025 | -2.01 |
| Mar 31, 2025 | -2.15 |
| Dec 31, 2024 | -0.69 |
| Sep 30, 2024 | -2.21 |
| Jun 30, 2024 | -1.69 |
| Mar 31, 2024 | -1.52 |
| Dec 31, 2023 | -3.74 |
| Sep 30, 2023 | -1.13 |
| Jun 30, 2023 | -1.33 |
| Mar 31, 2023 | -1.23 |
| Dec 31, 2022 | -26.53 |
| Sep 30, 2022 | -0.94 |
| Jun 30, 2022 | -1.66 |
| Mar 31, 2022 | -3.12 |
| Dec 31, 2021 | -2.79 |
| Sep 30, 2021 | -23.68 |
| Jun 30, 2021 | -30.24 |