First Community Bankshares (FCBC) Interest Coverage Ratio (2010 - 2026)
First Community Bankshares' (FCBC) quarterly Interest Coverage Ratio came in at 5.72 in Q2 2026, down 9.59% year-over-year from 6.33 in Q2 2025, and up 9.05% quarter-over-quarter from 6.29 in Q1 2026.
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Analysis
First Community Bankshares (FCBC) Interest Coverage Ratio (2010 - 2026) Analysis & Trends
First Community Bankshares has disclosed Interest Coverage Ratio across 17 years of filings, most recently posting 5.72 for Q2 2026.
- In Q2 2026, Interest Coverage Ratio fell 9.59% year-over-year to 5.72; the TTM figure through Jun 2026 stood at 6.13 (down 26.08% YoY), while the FY2025 annual figure was 5.67, down 17.11% from the prior year.
- Interest Coverage Ratio came in at 5.72 for Q2 2026 at First Community Bankshares, up from 6.29 in the prior quarter.
- In the past five years, Interest Coverage Ratio ranged from a high of 4.56 in Q3 2024 to a low of 53.83 in Q3 2022.
- Average Interest Coverage Ratio over 5 years is 16.77, with a median of 6.5 recorded in 2023.
- Year-over-year, Interest Coverage Ratio tumbled 93.06% in 2022 and surged 87.5% in 2023.
- Over 5 years, Interest Coverage Ratio stood at 53.72 in 2022, then surged by 87.5% to 6.72 in 2023, then soared by 31.13% to 4.62 in 2024, then sank by 49.23% to 6.9 in 2025, then advanced by 17.14% to 5.72 in 2026.
- Per Business Quant data, the three most recent Interest Coverage Ratio figures were 5.72 in Q2 2026, 6.29 in Q1 2026, and 6.9 in Q4 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Interest Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 433.80 Bn | 553.74 Bn | - | 0.09 |
| 2 | Truist Financial | 59.87 Bn | 59.87 Bn | - | 1.77 |
| 3 | Fifth Third Bancorp | 48.33 Bn | 24.61 Bn | - | 1.90 |
| 4 | M&T Bank | 32.77 Bn | 32.77 Bn | - | 2.28 |
| 5 | Huntington Bancshares | 32.41 Bn | 27.92 Bn | - | 1.67 |
| 6 | Citizens Financial | 28.48 Bn | 28.48 Bn | - | 1.83 |
| 7 | Regions Financial | 24.32 Bn | 24.39 Bn | - | 2.52 |
| 8 | Keycorp | 22.28 Bn | -25.41 Bn | - | 1.80 |
| 9 | First Citizens Bancshares | 22.03 Bn | 21.51 Bn | 29.00 Mn | -1.27 |
| 10 | First Community Bankshares | 888.99 Mn | 144.27 Mn | 493,000.00 | -5.72 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | -5.72 |
| Mar 31, 2026 | -6.29 |
| Dec 31, 2025 | -6.90 |
| Sep 30, 2025 | -5.71 |
| Jun 30, 2025 | -5.22 |
| Mar 31, 2025 | -5.08 |
| Dec 31, 2024 | -4.62 |
| Sep 30, 2024 | -4.56 |
| Jun 30, 2024 | -4.97 |
| Mar 31, 2024 | -5.30 |
| Dec 31, 2023 | -6.72 |
| Sep 30, 2023 | -8.07 |
| Jun 30, 2023 | -12.02 |
| Mar 31, 2023 | -26.23 |
| Dec 31, 2022 | -53.72 |
| Sep 30, 2022 | -53.83 |
| Jun 30, 2022 | -48.13 |
| Mar 31, 2022 | -38.78 |
| Dec 31, 2021 | -34.73 |
| Sep 30, 2021 | -27.88 |
API Access
First Community Bankshares Interest Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCBC&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "interest-coverage-ratio", "ticker": "FCBC", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=interest-coverage-ratio&ticker=FCBC&period=max&api_key=YOUR_API_KEY");
const data = await res.json();