First Community Bankshares Income Statement (2016-2025) | FCBC

Income Statement Mar2016 Jun2016 Sep2016 Dec2016 Mar2017 Jun2017 Sep2017 Dec2017 Mar2018 Jun2018 Sep2018 Dec2018 Mar2019 Jun2019 Sep2019 Dec2019 Mar2020 Jun2020 Sep2020 Dec2020 Mar2021 Jun2021 Sep2021 Dec2021 Mar2022 Jun2022 Sep2022 Dec2022 Mar2023 Jun2023 Sep2023 Dec2023 Mar2024 Jun2024 Sep2024 Dec2024 Mar2025 Jun2025 Sep2025
Revenue & Cost
Provisions 1.19M0.72M-1.15M0.50M0.49M0.93M0.73M0.61M0.49M0.49M0.49M0.91M1.22M1.58M0.68M0.09M3.50M3.83M4.70M0.63M-4.00M-2.23M-1.39M-0.85M1.96M0.51M0.69M3.42M1.74M4.11M1.11M1.03M1.01M0.14M1.36M1.08M0.32M-0.28M
Revenue 29.01M28.80M26.99M26.81M3.11M3.36M3.60M3.73M3.47M3.61M3.80M3.85M3.41M3.70M3.79M3.70M3.73M2.62M3.25M3.48M3.03M3.17M3.60M3.72M3.50M3.67M3.69M3.35M3.16M3.47M3.73M3.64M3.45M3.67M3.70M3.58M3.84M4.12M4.52M
Interest income
Interest income - Loans 21.57M22.24M21.95M21.96M21.83M22.91M22.69M22.31M22.75M22.42M22.56M23.94M22.18M22.72M22.07M21.84M28.06M26.99M27.30M28.10M26.54M25.94M25.12M25.24M24.64M25.65M26.41M27.87M27.63M31.93M33.50M33.68M33.42M32.70M32.12M31.64M30.67M30.64M30.80M
Interest income - Investments 1.94M1.96M1.49M26.61M1.56M2.37M1.73M17.06M2.21M1.64M1.29M2.39M5.14M-2.49M0.84M0.77M0.69M0.65M0.62M21.76M
Interest Income - Debt Securities 1.02M0.97M0.74M0.50M0.41M0.41M0.34M0.36M0.39M0.65M0.67M0.55M0.41M0.25M0.26M0.30M0.38M0.24M0.19M0.20M0.20M0.16M0.20M0.14M0.56M1.37M1.61M1.73M1.93M1.90M1.76M1.75M1.56M1.09M0.96M1.34M1.15M0.94M0.98M
Interest Income - Deposits 0.02M0.01M0.03M0.10M0.16M0.22M0.28M0.35M0.47M0.51M0.36M0.19M0.34M0.77M0.68M0.66M0.53M0.08M0.09M0.10M0.12M0.17M0.23M0.23M0.25M0.77M1.53M1.22M0.46M0.89M0.70M0.44M0.91M2.88M3.70M3.35M3.26M3.72M3.84M
Interest Income - Total 23.55M24.14M23.62M23.42M23.19M24.30M24.05M23.76M24.33M24.30M24.29M25.38M23.61M24.38M23.61M23.37M29.51M27.79M28.00M28.75M27.15M26.54M25.79M25.83M25.64M27.97M29.72M30.99M30.19M34.87M36.10M36.00M36.03M36.79M36.89M36.43M35.17M35.39M35.70M
Interest expenses
Interest Expense - Deposits 1.11M1.09M1.13M1.15M1.17M1.23M1.27M1.31M1.25M1.33M1.27M1.30M1.30M1.39M1.38M1.31M1.82M1.45M1.16M1.03M0.87M0.72M0.64M0.60M0.49M0.42M0.38M0.37M0.72M1.93M2.76M3.94M4.37M4.88M5.30M5.10M4.87M4.73M4.40M
Interest Expense - Debt 0.81M0.81M0.82M0.83M0.68M0.57M0.51M0.50M0.50M0.51M0.49M0.12M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.00M0.06M0.08M0.00M0.04M
Interest Expenses 2.44M2.45M2.50M2.46M2.05M2.01M2.00M2.03M1.95M2.04M1.96M1.50M1.43M1.39M1.38M1.31M1.83M1.45M1.16M1.03M0.87M0.72M0.64M0.60M0.49M0.42M0.38M0.37M0.78M2.01M2.76M3.94M4.40M4.88M5.30M5.10M4.87M4.73M4.40M
Interest Income - Net 21.11M21.69M21.12M20.96M21.14M22.29M22.05M21.73M22.38M22.26M22.32M23.88M22.19M22.99M22.22M22.06M27.68M26.34M26.83M27.72M26.28M25.81M25.15M25.23M25.15M27.55M29.34M30.62M29.41M32.86M33.35M32.06M31.63M31.91M31.59M31.33M30.30M30.66M31.30M
Non-interest income
Interest Income - Total 19.92M20.97M22.27M20.46M20.65M21.36M21.32M21.12M21.88M21.77M21.83M22.97M20.97M21.40M21.55M21.97M24.18M22.51M22.13M27.08M30.28M28.04M26.54M26.08M23.19M27.04M28.66M27.20M27.67M28.76M32.24M31.03M30.62M31.77M30.23M30.25M29.98M30.94M31.30M
Financial Services Fees 2.19M2.05M2.02M-0.65M0.37M0.33M0.31M0.34M0.33M0.34M0.30M
Service Charges 3.29M3.36M3.49M-6.50M0.84M1.09M0.70M0.70M0.83M0.85M1.13M1.05M1.03M1.23M1.47M0.72M1.52M1.33M1.58M1.23M1.33M1.51M1.53M1.95M1.50M2.56M1.64M1.91M2.02M2.28M2.35M2.25M2.45M2.43M2.46M2.31M2.48M2.48M2.73M
Investment Gain (Loss) 0.00M-0.08M0.03M0.39M-0.00M-0.62M-0.04M0.39M0.01M-0.03M
Income - Trust 0.68M0.81M0.65M0.68M0.79M0.79M0.76M0.81M
Card Income 1.60M1.72M1.76M1.95M
Trading Income 0.39M0.01M
Other Non-Interest Income 1.23M0.69M0.77M-1.16M0.60M0.90M0.72M1.53M0.70M0.83M2.18M-1.08M1.62M2.11M0.96M-2.39M1.19M1.67M1.56M-1.75M1.73M1.90M1.25M0.92M1.71M1.47M2.16M0.22M2.57M1.99M2.16M2.10M2.45M1.18M2.02M3.25M2.00M1.21M1.15M
Non-Interest Income 7.90M7.11M5.87M5.85M5.12M5.05M6.70M7.95M6.67M7.02M6.52M6.30M8.08M8.65M7.63M9.31M7.55M6.91M7.64M7.73M7.57M8.80M8.72M9.21M9.19M8.85M9.95M9.18M8.58M8.79M9.62M10.46M9.26M9.34M10.45M10.34M10.23M10.34M10.89M
Operating Items
Amortization - Intangibles 0.94M0.92M0.91M0.86M0.80M0.76M0.74M0.73M0.71M0.71M0.71M0.69M0.69M0.65M0.60M0.57M0.54M0.47M0.42M0.35M0.36M0.36M0.36M0.37M0.36M0.36M0.36M0.37M0.23M0.42M0.54M0.54M0.53M0.53M0.54M0.54M0.52M0.53M0.43M
Depreciation & Amortization - Total 1.10M1.11M1.07M1.07M1.09M1.09M1.13M1.11M1.05M0.94M0.98M1.00M1.03M1.06M1.18M1.18M1.38M1.32M1.41M1.45M1.37M1.46M1.39M1.42M1.61M1.50M1.48M1.41M1.40M1.51M1.48M1.49M1.54M1.69M1.57M1.56M1.57M1.59M1.50M
Wages, Salaries and Other 10.47M10.20M9.83M8.89M8.75M9.02M9.00M9.00M9.44M8.99M8.98M9.27M9.17M9.15M9.33M9.49M11.39M11.02M10.48M11.12M10.88M10.22M10.65M12.49M11.67M11.52M12.08M11.91M11.60M12.69M12.67M12.93M12.58M12.49M13.13M13.50M13.34M14.35M14.35M
Rent Expense 1.53M1.36M1.25M1.16M1.25M1.34M1.08M1.10M1.25M1.08M1.07M1.13M1.15M1.08M1.04M1.06M1.31M1.27M1.23M1.23M1.27M1.11M1.16M1.37M1.27M1.17M1.19M1.20M1.17M1.28M1.27M1.25M1.38M1.31M1.27M1.33M1.58M1.29M1.51M
Restructuring Costs 1.49M-1.49M1.89M0.60M0.38M2.01M0.79M
Other Operating Expenses 16.19M16.25M3.06M0.62M14.37M14.61M14.26M14.46M14.82M15.13M14.58M16.72M1.68M10.94M10.22M-26.07M17.07M9.36M8.27M-25.86M16.18M16.79M16.30M18.91M17.10M11.05M1.66M17.52M17.86M12.15M20.16M24.04M20.46M21.90M21.33M21.22M21.79M22.58M22.48M
Operating Expenses 18.81M18.72M18.56M16.65M16.70M17.04M16.48M16.68M17.12M17.16M18.13M17.37M16.79M16.65M17.44M18.88M21.66M18.91M19.17M19.88M18.82M19.36M18.84M21.70M19.99M21.25M21.14M20.73M20.81M24.67M22.91M26.78M23.39M24.90M24.18M24.11M24.94M25.45M26.28M
Operating Income -16.23M-16.32M-16.05M-16.14M-16.90M-17.49M-16.38M-17.05M-16.43M-15.84M-15.89M-18.94M-20.99M-19.10M-18.99M-19.88M-18.39M-19.79M-17.93M-20.84M-18.85M-20.36M-20.45M-19.72M-20.38M-24.13M-22.25M-26.45M-23.30M-24.25M-24.13M-23.58M-24.77M-24.69M-25.14M
EBIT 11.45M11.72M12.11M12.50M-16.23M-16.32M-16.05M-16.14M-16.90M-17.49M-16.38M-17.05M-16.43M-15.84M-15.89M-18.94M-20.99M-19.10M-18.99M-19.88M-18.39M-19.79M-17.93M-20.84M-18.85M-20.36M-20.45M-19.72M-20.38M-24.13M-22.25M-26.45M-23.30M-24.25M-24.13M-23.58M-24.77M-24.69M-25.14M
Net income details
EBT 9.01M9.28M9.61M10.04M9.26M9.38M11.55M11.93M11.44M11.57M10.22M11.90M12.26M13.40M11.74M12.40M10.07M10.51M10.60M14.94M19.03M17.48M16.42M13.59M12.40M14.64M17.46M15.66M15.44M12.87M18.95M14.72M16.49M16.21M16.51M16.48M15.26M15.83M15.91M
Tax Provisions 2.93M3.02M3.23M3.64M3.06M2.96M3.89M10.72M2.57M2.50M1.12M2.60M2.63M2.95M2.58M2.83M2.19M2.27M2.33M3.39M4.43M4.08M3.82M3.04M2.88M3.42M4.11M3.08M3.66M3.06M4.31M2.93M3.65M3.53M3.48M3.44M3.44M3.58M3.64M
Profit After Tax 6.08M6.25M6.38M6.40M6.20M6.42M7.65M1.21M8.87M9.07M9.10M9.31M9.63M10.45M9.16M9.56M7.87M8.24M8.27M11.55M14.60M13.40M12.61M10.55M9.52M11.21M13.35M12.58M11.78M9.81M14.64M11.78M12.85M12.69M13.03M13.04M11.82M12.25M12.27M
Income from Continuing Operations 6.08M6.25M6.38M6.40M6.20M6.42M7.65M1.21M8.87M9.07M9.10M9.31M9.63M10.45M9.16M9.56M7.87M8.24M8.27M11.55M14.60M13.40M12.61M10.55M9.52M11.21M13.35M12.58M11.78M9.81M14.64M11.78M12.85M12.69M13.03M13.04M11.82M12.25M12.27M
Consolidated Net Income 6.08M6.25M6.38M6.40M6.20M6.42M7.65M1.21M8.87M9.07M9.10M9.31M9.63M10.45M9.16M9.56M7.87M8.24M8.27M11.55M14.60M13.40M12.61M10.55M9.52M11.21M13.35M12.58M11.78M9.81M14.64M11.78M12.85M12.69M13.03M13.04M11.82M12.25M12.27M
Income towards Parent Company 6.08M6.25M6.38M6.40M6.20M6.42M7.65M1.21M8.87M9.07M9.10M9.31M9.63M10.45M9.16M9.56M7.87M8.24M8.27M11.55M14.60M13.40M12.61M10.55M9.52M11.21M13.35M12.58M11.78M9.81M14.64M11.78M12.85M12.69M13.03M13.04M11.82M12.25M12.27M
Net Income towards Common Stockholders 6.08M6.25M6.38M6.40M6.20M6.42M7.65M1.21M8.87M9.07M9.10M9.31M9.63M10.45M9.16M9.56M7.87M8.24M8.27M11.55M14.60M13.40M12.61M10.55M9.52M11.21M13.35M12.58M11.78M9.81M14.64M11.78M12.85M12.69M13.03M13.04M11.82M12.25M12.27M
Additional items
EPS (Basic) 0.340.360.370.380.360.380.450.070.520.540.550.580.610.670.590.610.440.470.470.650.830.770.730.620.570.670.820.780.730.530.780.640.700.690.710.710.640.670.67
EPS (Weighted Average and Diluted) 0.340.360.370.380.360.380.450.070.520.540.550.570.600.660.580.610.440.460.470.650.820.760.730.620.560.670.810.770.720.550.790.660.710.710.710.710.640.670.67
Shares Outstanding (Weighted Average) 17.82M17.51M17.05M16.99M16.99M17.01M17.02M16.99M16.95M16.77M16.57M16.29M15.80M15.76M15.64M15.58M17.69M17.70M17.71M17.72M17.64M17.54M17.28M17.02M16.81M16.74M16.41M16.23M16.23M19.23M18.79M18.54M18.47M18.35M18.27M18.29M18.33M18.28M18.31M
EBITDA 12.55M12.83M13.18M13.57M-15.14M-15.23M-14.91M-15.03M-15.85M-16.54M-15.40M-16.05M-15.39M-14.77M-14.71M-17.76M-19.61M-17.78M-17.58M-18.43M-17.02M-18.33M-16.54M-19.42M-17.23M-18.86M-18.98M-18.30M-18.98M-22.62M-20.77M-24.96M-21.76M-22.57M-22.56M-22.02M-23.19M-23.10M-23.63M
Tax Rate 32.50%32.58%33.60%36.23%33.00%31.56%33.73%89.83%22.46%21.62%10.94%21.81%21.45%22.02%21.98%22.85%21.80%21.60%22.00%22.69%23.28%23.32%23.23%22.34%23.27%23.39%23.54%19.64%23.69%23.75%22.73%19.92%22.11%21.75%21.06%20.88%22.57%22.63%22.89%