|
Provisions
|
1.19M | 0.72M | -1.15M | 0.50M | 0.49M | 0.93M | 0.73M | 0.61M | 0.49M | 0.49M | 0.49M | 0.91M | 1.22M | 1.58M | 0.68M | 0.09M | 3.50M | 3.83M | 4.70M | 0.63M | -4.00M | -2.23M | -1.39M | -0.85M | 1.96M | 0.51M | 0.69M | 3.42M | 1.74M | 4.11M | 1.11M | 1.03M | 1.01M | 0.14M | 1.36M | 1.08M | 0.32M | -0.28M | |
|
Revenue
|
29.01M | 28.80M | 26.99M | 26.81M | 3.11M | 3.36M | 3.60M | 3.73M | 3.47M | 3.61M | 3.80M | 3.85M | 3.41M | 3.70M | 3.79M | 3.70M | 3.73M | 2.62M | 3.25M | 3.48M | 3.03M | 3.17M | 3.60M | 3.72M | 3.50M | 3.67M | 3.69M | 3.35M | 3.16M | 3.47M | 3.73M | 3.64M | 3.45M | 3.67M | 3.70M | 3.58M | 3.84M | 4.12M | 4.52M |
|
Interest income - Loans
|
21.57M | 22.24M | 21.95M | 21.96M | 21.83M | 22.91M | 22.69M | 22.31M | 22.75M | 22.42M | 22.56M | 23.94M | 22.18M | 22.72M | 22.07M | 21.84M | 28.06M | 26.99M | 27.30M | 28.10M | 26.54M | 25.94M | 25.12M | 25.24M | 24.64M | 25.65M | 26.41M | 27.87M | 27.63M | 31.93M | 33.50M | 33.68M | 33.42M | 32.70M | 32.12M | 31.64M | 30.67M | 30.64M | 30.80M |
|
Interest income - Investments
|
1.94M | 1.96M | 1.49M | 26.61M | 1.56M | 2.37M | 1.73M | 17.06M | 2.21M | 1.64M | 1.29M | 2.39M | 5.14M | -2.49M | 0.84M | 0.77M | 0.69M | 0.65M | 0.62M | 21.76M | | | | | | | | | | | | | | | | | | | |
|
Interest Income - Debt Securities
|
1.02M | 0.97M | 0.74M | 0.50M | 0.41M | 0.41M | 0.34M | 0.36M | 0.39M | 0.65M | 0.67M | 0.55M | 0.41M | 0.25M | 0.26M | 0.30M | 0.38M | 0.24M | 0.19M | 0.20M | 0.20M | 0.16M | 0.20M | 0.14M | 0.56M | 1.37M | 1.61M | 1.73M | 1.93M | 1.90M | 1.76M | 1.75M | 1.56M | 1.09M | 0.96M | 1.34M | 1.15M | 0.94M | 0.98M |
|
Interest Income - Deposits
|
0.02M | 0.01M | 0.03M | 0.10M | 0.16M | 0.22M | 0.28M | 0.35M | 0.47M | 0.51M | 0.36M | 0.19M | 0.34M | 0.77M | 0.68M | 0.66M | 0.53M | 0.08M | 0.09M | 0.10M | 0.12M | 0.17M | 0.23M | 0.23M | 0.25M | 0.77M | 1.53M | 1.22M | 0.46M | 0.89M | 0.70M | 0.44M | 0.91M | 2.88M | 3.70M | 3.35M | 3.26M | 3.72M | 3.84M |
|
Interest Income - Total
|
23.55M | 24.14M | 23.62M | 23.42M | 23.19M | 24.30M | 24.05M | 23.76M | 24.33M | 24.30M | 24.29M | 25.38M | 23.61M | 24.38M | 23.61M | 23.37M | 29.51M | 27.79M | 28.00M | 28.75M | 27.15M | 26.54M | 25.79M | 25.83M | 25.64M | 27.97M | 29.72M | 30.99M | 30.19M | 34.87M | 36.10M | 36.00M | 36.03M | 36.79M | 36.89M | 36.43M | 35.17M | 35.39M | 35.70M |
|
Interest Expense - Deposits
|
1.11M | 1.09M | 1.13M | 1.15M | 1.17M | 1.23M | 1.27M | 1.31M | 1.25M | 1.33M | 1.27M | 1.30M | 1.30M | 1.39M | 1.38M | 1.31M | 1.82M | 1.45M | 1.16M | 1.03M | 0.87M | 0.72M | 0.64M | 0.60M | 0.49M | 0.42M | 0.38M | 0.37M | 0.72M | 1.93M | 2.76M | 3.94M | 4.37M | 4.88M | 5.30M | 5.10M | 4.87M | 4.73M | 4.40M |
|
Interest Expense - Debt
|
0.81M | 0.81M | 0.82M | 0.83M | 0.68M | 0.57M | 0.51M | 0.50M | 0.50M | 0.51M | 0.49M | | 0.12M | 0.00M | 0.00M | 0.00M | 0.00M | 0.00M | | | | | 0.00M | | | 0.00M | | 0.00M | 0.06M | 0.08M | | 0.00M | 0.04M | | | | | | |
|
Interest Expenses
|
2.44M | 2.45M | 2.50M | 2.46M | 2.05M | 2.01M | 2.00M | 2.03M | 1.95M | 2.04M | 1.96M | 1.50M | 1.43M | 1.39M | 1.38M | 1.31M | 1.83M | 1.45M | 1.16M | 1.03M | 0.87M | 0.72M | 0.64M | 0.60M | 0.49M | 0.42M | 0.38M | 0.37M | 0.78M | 2.01M | 2.76M | 3.94M | 4.40M | 4.88M | 5.30M | 5.10M | 4.87M | 4.73M | 4.40M |
|
Interest Income - Net
|
21.11M | 21.69M | 21.12M | 20.96M | 21.14M | 22.29M | 22.05M | 21.73M | 22.38M | 22.26M | 22.32M | 23.88M | 22.19M | 22.99M | 22.22M | 22.06M | 27.68M | 26.34M | 26.83M | 27.72M | 26.28M | 25.81M | 25.15M | 25.23M | 25.15M | 27.55M | 29.34M | 30.62M | 29.41M | 32.86M | 33.35M | 32.06M | 31.63M | 31.91M | 31.59M | 31.33M | 30.30M | 30.66M | 31.30M |
|
Interest Income - Total
|
19.92M | 20.97M | 22.27M | 20.46M | 20.65M | 21.36M | 21.32M | 21.12M | 21.88M | 21.77M | 21.83M | 22.97M | 20.97M | 21.40M | 21.55M | 21.97M | 24.18M | 22.51M | 22.13M | 27.08M | 30.28M | 28.04M | 26.54M | 26.08M | 23.19M | 27.04M | 28.66M | 27.20M | 27.67M | 28.76M | 32.24M | 31.03M | 30.62M | 31.77M | 30.23M | 30.25M | 29.98M | 30.94M | 31.30M |
|
Financial Services Fees
|
2.19M | 2.05M | 2.02M | -0.65M | 0.37M | 0.33M | 0.31M | 0.34M | 0.33M | 0.34M | 0.30M | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Service Charges
|
3.29M | 3.36M | 3.49M | -6.50M | 0.84M | 1.09M | 0.70M | 0.70M | 0.83M | 0.85M | 1.13M | 1.05M | 1.03M | 1.23M | 1.47M | 0.72M | 1.52M | 1.33M | 1.58M | 1.23M | 1.33M | 1.51M | 1.53M | 1.95M | 1.50M | 2.56M | 1.64M | 1.91M | 2.02M | 2.28M | 2.35M | 2.25M | 2.45M | 2.43M | 2.46M | 2.31M | 2.48M | 2.48M | 2.73M |
|
Investment Gain (Loss)
|
0.00M | -0.08M | 0.03M | 0.39M | | | | -0.00M | | | -0.62M | | | -0.04M | | | 0.39M | | | | | | | | | | | | 0.01M | -0.03M | | | | | | | | | |
|
Income - Trust
|
0.68M | 0.81M | 0.65M | 0.68M | 0.79M | 0.79M | 0.76M | 0.81M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Card Income
|
| | | | 1.60M | 1.72M | | | 1.76M | 1.95M | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
Trading Income
|
| | | | | | | | | | | | | | | | 0.39M | | | | | | | | | | | | 0.01M | | | | | | | | | | |
|
Other Non-Interest Income
|
1.23M | 0.69M | 0.77M | -1.16M | 0.60M | 0.90M | 0.72M | 1.53M | 0.70M | 0.83M | 2.18M | -1.08M | 1.62M | 2.11M | 0.96M | -2.39M | 1.19M | 1.67M | 1.56M | -1.75M | 1.73M | 1.90M | 1.25M | 0.92M | 1.71M | 1.47M | 2.16M | 0.22M | 2.57M | 1.99M | 2.16M | 2.10M | 2.45M | 1.18M | 2.02M | 3.25M | 2.00M | 1.21M | 1.15M |
|
Non-Interest Income
|
7.90M | 7.11M | 5.87M | 5.85M | 5.12M | 5.05M | 6.70M | 7.95M | 6.67M | 7.02M | 6.52M | 6.30M | 8.08M | 8.65M | 7.63M | 9.31M | 7.55M | 6.91M | 7.64M | 7.73M | 7.57M | 8.80M | 8.72M | 9.21M | 9.19M | 8.85M | 9.95M | 9.18M | 8.58M | 8.79M | 9.62M | 10.46M | 9.26M | 9.34M | 10.45M | 10.34M | 10.23M | 10.34M | 10.89M |
|
Amortization - Intangibles
|
0.94M | 0.92M | 0.91M | 0.86M | 0.80M | 0.76M | 0.74M | 0.73M | 0.71M | 0.71M | 0.71M | 0.69M | 0.69M | 0.65M | 0.60M | 0.57M | 0.54M | 0.47M | 0.42M | 0.35M | 0.36M | 0.36M | 0.36M | 0.37M | 0.36M | 0.36M | 0.36M | 0.37M | 0.23M | 0.42M | 0.54M | 0.54M | 0.53M | 0.53M | 0.54M | 0.54M | 0.52M | 0.53M | 0.43M |
|
Depreciation & Amortization - Total
|
1.10M | 1.11M | 1.07M | 1.07M | 1.09M | 1.09M | 1.13M | 1.11M | 1.05M | 0.94M | 0.98M | 1.00M | 1.03M | 1.06M | 1.18M | 1.18M | 1.38M | 1.32M | 1.41M | 1.45M | 1.37M | 1.46M | 1.39M | 1.42M | 1.61M | 1.50M | 1.48M | 1.41M | 1.40M | 1.51M | 1.48M | 1.49M | 1.54M | 1.69M | 1.57M | 1.56M | 1.57M | 1.59M | 1.50M |
|
Wages, Salaries and Other
|
10.47M | 10.20M | 9.83M | 8.89M | 8.75M | 9.02M | 9.00M | 9.00M | 9.44M | 8.99M | 8.98M | 9.27M | 9.17M | 9.15M | 9.33M | 9.49M | 11.39M | 11.02M | 10.48M | 11.12M | 10.88M | 10.22M | 10.65M | 12.49M | 11.67M | 11.52M | 12.08M | 11.91M | 11.60M | 12.69M | 12.67M | 12.93M | 12.58M | 12.49M | 13.13M | 13.50M | 13.34M | 14.35M | 14.35M |
|
Rent Expense
|
1.53M | 1.36M | 1.25M | 1.16M | 1.25M | 1.34M | 1.08M | 1.10M | 1.25M | 1.08M | 1.07M | 1.13M | 1.15M | 1.08M | 1.04M | 1.06M | 1.31M | 1.27M | 1.23M | 1.23M | 1.27M | 1.11M | 1.16M | 1.37M | 1.27M | 1.17M | 1.19M | 1.20M | 1.17M | 1.28M | 1.27M | 1.25M | 1.38M | 1.31M | 1.27M | 1.33M | 1.58M | 1.29M | 1.51M |
|
Restructuring Costs
|
| | | | | | | | | | 1.49M | -1.49M | | | | | 1.89M | | | | | | | | | | | 0.60M | 0.38M | 2.01M | | | | | | | | | 0.79M |
|
Other Operating Expenses
|
16.19M | 16.25M | 3.06M | 0.62M | 14.37M | 14.61M | 14.26M | 14.46M | 14.82M | 15.13M | 14.58M | 16.72M | 1.68M | 10.94M | 10.22M | -26.07M | 17.07M | 9.36M | 8.27M | -25.86M | 16.18M | 16.79M | 16.30M | 18.91M | 17.10M | 11.05M | 1.66M | 17.52M | 17.86M | 12.15M | 20.16M | 24.04M | 20.46M | 21.90M | 21.33M | 21.22M | 21.79M | 22.58M | 22.48M |
|
Operating Expenses
|
18.81M | 18.72M | 18.56M | 16.65M | 16.70M | 17.04M | 16.48M | 16.68M | 17.12M | 17.16M | 18.13M | 17.37M | 16.79M | 16.65M | 17.44M | 18.88M | 21.66M | 18.91M | 19.17M | 19.88M | 18.82M | 19.36M | 18.84M | 21.70M | 19.99M | 21.25M | 21.14M | 20.73M | 20.81M | 24.67M | 22.91M | 26.78M | 23.39M | 24.90M | 24.18M | 24.11M | 24.94M | 25.45M | 26.28M |
|
Operating Income
|
| | | | -16.23M | -16.32M | -16.05M | -16.14M | -16.90M | -17.49M | -16.38M | -17.05M | -16.43M | -15.84M | -15.89M | -18.94M | -20.99M | -19.10M | -18.99M | -19.88M | -18.39M | -19.79M | -17.93M | -20.84M | -18.85M | -20.36M | -20.45M | -19.72M | -20.38M | -24.13M | -22.25M | -26.45M | -23.30M | -24.25M | -24.13M | -23.58M | -24.77M | -24.69M | -25.14M |
|
EBIT
|
11.45M | 11.72M | 12.11M | 12.50M | -16.23M | -16.32M | -16.05M | -16.14M | -16.90M | -17.49M | -16.38M | -17.05M | -16.43M | -15.84M | -15.89M | -18.94M | -20.99M | -19.10M | -18.99M | -19.88M | -18.39M | -19.79M | -17.93M | -20.84M | -18.85M | -20.36M | -20.45M | -19.72M | -20.38M | -24.13M | -22.25M | -26.45M | -23.30M | -24.25M | -24.13M | -23.58M | -24.77M | -24.69M | -25.14M |
|
EBT
|
9.01M | 9.28M | 9.61M | 10.04M | 9.26M | 9.38M | 11.55M | 11.93M | 11.44M | 11.57M | 10.22M | 11.90M | 12.26M | 13.40M | 11.74M | 12.40M | 10.07M | 10.51M | 10.60M | 14.94M | 19.03M | 17.48M | 16.42M | 13.59M | 12.40M | 14.64M | 17.46M | 15.66M | 15.44M | 12.87M | 18.95M | 14.72M | 16.49M | 16.21M | 16.51M | 16.48M | 15.26M | 15.83M | 15.91M |
|
Tax Provisions
|
2.93M | 3.02M | 3.23M | 3.64M | 3.06M | 2.96M | 3.89M | 10.72M | 2.57M | 2.50M | 1.12M | 2.60M | 2.63M | 2.95M | 2.58M | 2.83M | 2.19M | 2.27M | 2.33M | 3.39M | 4.43M | 4.08M | 3.82M | 3.04M | 2.88M | 3.42M | 4.11M | 3.08M | 3.66M | 3.06M | 4.31M | 2.93M | 3.65M | 3.53M | 3.48M | 3.44M | 3.44M | 3.58M | 3.64M |
|
Profit After Tax
|
6.08M | 6.25M | 6.38M | 6.40M | 6.20M | 6.42M | 7.65M | 1.21M | 8.87M | 9.07M | 9.10M | 9.31M | 9.63M | 10.45M | 9.16M | 9.56M | 7.87M | 8.24M | 8.27M | 11.55M | 14.60M | 13.40M | 12.61M | 10.55M | 9.52M | 11.21M | 13.35M | 12.58M | 11.78M | 9.81M | 14.64M | 11.78M | 12.85M | 12.69M | 13.03M | 13.04M | 11.82M | 12.25M | 12.27M |
|
Income from Continuing Operations
|
6.08M | 6.25M | 6.38M | 6.40M | 6.20M | 6.42M | 7.65M | 1.21M | 8.87M | 9.07M | 9.10M | 9.31M | 9.63M | 10.45M | 9.16M | 9.56M | 7.87M | 8.24M | 8.27M | 11.55M | 14.60M | 13.40M | 12.61M | 10.55M | 9.52M | 11.21M | 13.35M | 12.58M | 11.78M | 9.81M | 14.64M | 11.78M | 12.85M | 12.69M | 13.03M | 13.04M | 11.82M | 12.25M | 12.27M |
|
Consolidated Net Income
|
6.08M | 6.25M | 6.38M | 6.40M | 6.20M | 6.42M | 7.65M | 1.21M | 8.87M | 9.07M | 9.10M | 9.31M | 9.63M | 10.45M | 9.16M | 9.56M | 7.87M | 8.24M | 8.27M | 11.55M | 14.60M | 13.40M | 12.61M | 10.55M | 9.52M | 11.21M | 13.35M | 12.58M | 11.78M | 9.81M | 14.64M | 11.78M | 12.85M | 12.69M | 13.03M | 13.04M | 11.82M | 12.25M | 12.27M |
|
Income towards Parent Company
|
6.08M | 6.25M | 6.38M | 6.40M | 6.20M | 6.42M | 7.65M | 1.21M | 8.87M | 9.07M | 9.10M | 9.31M | 9.63M | 10.45M | 9.16M | 9.56M | 7.87M | 8.24M | 8.27M | 11.55M | 14.60M | 13.40M | 12.61M | 10.55M | 9.52M | 11.21M | 13.35M | 12.58M | 11.78M | 9.81M | 14.64M | 11.78M | 12.85M | 12.69M | 13.03M | 13.04M | 11.82M | 12.25M | 12.27M |
|
Net Income towards Common Stockholders
|
6.08M | 6.25M | 6.38M | 6.40M | 6.20M | 6.42M | 7.65M | 1.21M | 8.87M | 9.07M | 9.10M | 9.31M | 9.63M | 10.45M | 9.16M | 9.56M | 7.87M | 8.24M | 8.27M | 11.55M | 14.60M | 13.40M | 12.61M | 10.55M | 9.52M | 11.21M | 13.35M | 12.58M | 11.78M | 9.81M | 14.64M | 11.78M | 12.85M | 12.69M | 13.03M | 13.04M | 11.82M | 12.25M | 12.27M |
|
EPS (Basic)
|
0.34 | 0.36 | 0.37 | 0.38 | 0.36 | 0.38 | 0.45 | 0.07 | 0.52 | 0.54 | 0.55 | 0.58 | 0.61 | 0.67 | 0.59 | 0.61 | 0.44 | 0.47 | 0.47 | 0.65 | 0.83 | 0.77 | 0.73 | 0.62 | 0.57 | 0.67 | 0.82 | 0.78 | 0.73 | 0.53 | 0.78 | 0.64 | 0.70 | 0.69 | 0.71 | 0.71 | 0.64 | 0.67 | 0.67 |
|
EPS (Weighted Average and Diluted)
|
0.34 | 0.36 | 0.37 | 0.38 | 0.36 | 0.38 | 0.45 | 0.07 | 0.52 | 0.54 | 0.55 | 0.57 | 0.60 | 0.66 | 0.58 | 0.61 | 0.44 | 0.46 | 0.47 | 0.65 | 0.82 | 0.76 | 0.73 | 0.62 | 0.56 | 0.67 | 0.81 | 0.77 | 0.72 | 0.55 | 0.79 | 0.66 | 0.71 | 0.71 | 0.71 | 0.71 | 0.64 | 0.67 | 0.67 |
|
Shares Outstanding (Weighted Average)
|
17.82M | 17.51M | 17.05M | 16.99M | 16.99M | 17.01M | 17.02M | 16.99M | 16.95M | 16.77M | 16.57M | 16.29M | 15.80M | 15.76M | 15.64M | 15.58M | 17.69M | 17.70M | 17.71M | 17.72M | 17.64M | 17.54M | 17.28M | 17.02M | 16.81M | 16.74M | 16.41M | 16.23M | 16.23M | 19.23M | 18.79M | 18.54M | 18.47M | 18.35M | 18.27M | 18.29M | 18.33M | 18.28M | 18.31M |
|
EBITDA
|
12.55M | 12.83M | 13.18M | 13.57M | -15.14M | -15.23M | -14.91M | -15.03M | -15.85M | -16.54M | -15.40M | -16.05M | -15.39M | -14.77M | -14.71M | -17.76M | -19.61M | -17.78M | -17.58M | -18.43M | -17.02M | -18.33M | -16.54M | -19.42M | -17.23M | -18.86M | -18.98M | -18.30M | -18.98M | -22.62M | -20.77M | -24.96M | -21.76M | -22.57M | -22.56M | -22.02M | -23.19M | -23.10M | -23.63M |
|
Tax Rate
|
32.50% | 32.58% | 33.60% | 36.23% | 33.00% | 31.56% | 33.73% | 89.83% | 22.46% | 21.62% | 10.94% | 21.81% | 21.45% | 22.02% | 21.98% | 22.85% | 21.80% | 21.60% | 22.00% | 22.69% | 23.28% | 23.32% | 23.23% | 22.34% | 23.27% | 23.39% | 23.54% | 19.64% | 23.69% | 23.75% | 22.73% | 19.92% | 22.11% | 21.75% | 21.06% | 20.88% | 22.57% | 22.63% | 22.89% |