First Bancorp (FBP) Times Interest Earned (2010 - 2025)

First Bancorp's (FBP) quarterly Times Interest Earned came in at $1.45 in Q4 2025, down 38.82% year-on-year from $2.36 in Q4 2024, and down 37.55% on a QoQ basis from $2.31 in Q3 2025.

First Bancorp (FBP) Times Interest Earned (2010 - 2025) Analysis & Trends

First Bancorp (FBP) has 16 years of Times Interest Earned data on file, last reported at $1.45 in Q4 2025.

  • On a quarterly basis, Times Interest Earned fell 38.82% year-over-year to $1.45 in Q4 2025; TTM through Dec 2025 was $2.76, a 5.29% increase from a year earlier, with the FY2025 full-year figure at $2.18, up 28.08% from the prior year.
  • Times Interest Earned for Q4 2025 stood at $1.45, down from $2.31 in the prior quarter.
  • Over the last five years, Times Interest Earned for FBP reached as high as $8.22 in Q3 2022 and fell as low as $1.24 in Q2 2025.
  • Historically, Times Interest Earned has averaged $2.85 across 5 years, with a median of $2.15 in 2021.
  • Across the five-year window, Times Interest Earned soared 298.83% in 2022 and plunged 81.03% in 2023, its largest moves.
  • Year by year, Times Interest Earned stood at $7.34 in 2021, then plunged by 59.27% to $2.99 in 2022, then retreated by 25.27% to $2.23 in 2023, then rose by 5.78% to $2.36 in 2024, then tumbled by 38.82% to $1.45 in 2025.
  • Per Business Quant data, the three most recent Times Interest Earned figures were $1.45 in Q4 2025, $2.31 in Q3 2025, and $1.24 in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Times Interest Earned (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 -3.02
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - -0.53
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 -1.52
4 Lloyds Banking 360.83 Bn 360.83 Bn - -
5 First Capital 204.17 Bn 203.82 Bn - 1.27
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 2.19
7 NatWest 144.82 Bn -51.17 Bn - -
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 1.86
9 Us Bancorp 99.51 Bn 99.51 Bn - 1.49
10 First Bancorp 4.60 Bn 4.60 Bn - 1.45

Historic Data

Download Data
DateValue
Dec 31, 2025 1.45
Sep 30, 2025 2.31
Jun 30, 2025 1.24
Mar 31, 2025 2.55
Dec 31, 2024 2.36
Sep 30, 2024 2.33
Jun 30, 2024 2.40
Mar 31, 2024 1.70
Dec 31, 2023 2.23
Sep 30, 2023 1.56
Jun 30, 2023 1.55
Mar 31, 2023 1.74
Dec 31, 2022 2.99
Sep 30, 2022 8.22
Jun 30, 2022 1.65
Mar 31, 2022 1.85
Dec 31, 2021 7.34
Sep 30, 2021 2.06
Jun 30, 2021 7.64
Mar 31, 2021 1.79