First Bancorp (FBP) Times Interest Earned (2010 - 2025)
First Bancorp's (FBP) quarterly Times Interest Earned came in at $1.45 in Q4 2025, down 38.82% year-on-year from $2.36 in Q4 2024, and down 37.55% on a QoQ basis from $2.31 in Q3 2025.
First Bancorp (FBP) Times Interest Earned (2010 - 2025) Analysis & Trends
First Bancorp (FBP) has 16 years of Times Interest Earned data on file, last reported at $1.45 in Q4 2025.
- On a quarterly basis, Times Interest Earned fell 38.82% year-over-year to $1.45 in Q4 2025; TTM through Dec 2025 was $2.76, a 5.29% increase from a year earlier, with the FY2025 full-year figure at $2.18, up 28.08% from the prior year.
- Times Interest Earned for Q4 2025 stood at $1.45, down from $2.31 in the prior quarter.
- Over the last five years, Times Interest Earned for FBP reached as high as $8.22 in Q3 2022 and fell as low as $1.24 in Q2 2025.
- Historically, Times Interest Earned has averaged $2.85 across 5 years, with a median of $2.15 in 2021.
- Across the five-year window, Times Interest Earned soared 298.83% in 2022 and plunged 81.03% in 2023, its largest moves.
- Year by year, Times Interest Earned stood at $7.34 in 2021, then plunged by 59.27% to $2.99 in 2022, then retreated by 25.27% to $2.23 in 2023, then rose by 5.78% to $2.36 in 2024, then tumbled by 38.82% to $1.45 in 2025.
- Per Business Quant data, the three most recent Times Interest Earned figures were $1.45 in Q4 2025, $2.31 in Q3 2025, and $1.24 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | -3.02 |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | -0.53 |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | -1.52 |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | - |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 1.27 |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 2.19 |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | - |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 1.86 |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 1.49 |
| 10 | First Bancorp | 4.60 Bn | 4.60 Bn | - | 1.45 |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 1.45 |
| Sep 30, 2025 | 2.31 |
| Jun 30, 2025 | 1.24 |
| Mar 31, 2025 | 2.55 |
| Dec 31, 2024 | 2.36 |
| Sep 30, 2024 | 2.33 |
| Jun 30, 2024 | 2.40 |
| Mar 31, 2024 | 1.70 |
| Dec 31, 2023 | 2.23 |
| Sep 30, 2023 | 1.56 |
| Jun 30, 2023 | 1.55 |
| Mar 31, 2023 | 1.74 |
| Dec 31, 2022 | 2.99 |
| Sep 30, 2022 | 8.22 |
| Jun 30, 2022 | 1.65 |
| Mar 31, 2022 | 1.85 |
| Dec 31, 2021 | 7.34 |
| Sep 30, 2021 | 2.06 |
| Jun 30, 2021 | 7.64 |
| Mar 31, 2021 | 1.79 |