First Bancorp (FBP) Times Interest Earned (2010 - 2026)
First Bancorp (FBP) posted quarterly Times Interest Earned of $2.72 for Q4 2025, down 87.7% year-over-year from $22.12 in Q4 2024, and up 17.52% quarter-over-quarter from $2.31 in Q3 2025.
First Bancorp (FBP) Times Interest Earned (2010 - 2026) Analysis & Trends
First Bancorp (FBP) has reported Times Interest Earned for 16 consecutive years, with $2.72 the latest figure, recorded in Q4 2025.
- In Q4 2025, Times Interest Earned fell 87.7% year-over-year to $2.72; the TTM figure through Dec 2025 stood at $5.2 (down 92.74% YoY), while the FY2025 annual figure was $2.18, up 28.08% from the prior year.
- Times Interest Earned rose to $2.72 in Q4 2025 per FBP's latest filing, from $2.31 in the prior quarter.
- Across five years, Times Interest Earned topped out at $22.12 in Q4 2024 and bottomed at $0.39 in Q4 2023.
- Historically, Times Interest Earned has averaged $3.98 across 5 years, with a median of $2.19 in 2021.
- Annual changes were most pronounced in 2023 — Times Interest Earned slumped 91.81% — and 2024, when it soared 5500.87%.
- First Bancorp's Times Interest Earned stood at $9.06 in 2021, then plunged by 46.8% to $4.82 in 2022, then plunged by 91.81% to $0.39 in 2023, then jumped by 5500.87% to $22.12 in 2024, then plunged by 87.7% to $2.72 in 2025.
- Business Quant data shows FBP's Times Interest Earned at $2.72 in Q4 2025, $2.31 in Q3 2025, and $1.24 in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Hdfc Bank | 120.66 Bn | 84.46 Bn | - | - |
| 2 | Pnc Financial Services | 97.86 Bn | 97.86 Bn | - | 2.00 |
| 3 | Us Bancorp | 96.39 Bn | 96.39 Bn | - | 1.84 |
| 4 | Lloyds Banking | 93.61 Bn | 93.91 Bn | - | - |
| 5 | NatWest | 74.92 Bn | -144.17 Bn | - | 0.27 |
| 6 | Deutsche Bank Aktiengesellschaft | 72.22 Bn | -81.10 Bn | - | 1.49 |
| 7 | Nu Holdings | 70.34 Bn | 56.66 Bn | 2.35 Bn | - |
| 8 | Truist Financial | 61.75 Bn | 61.75 Bn | - | 1.77 |
| 9 | Fifth Third Bancorp | 49.88 Bn | 26.16 Bn | - | 1.90 |
| 10 | First Bancorp | 4.37 Bn | -15.22 Bn | - | 3.05 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 1.33 |
| Dec 31, 2025 | 2.72 |
| Sep 30, 2025 | 2.31 |
| Jun 30, 2025 | 1.24 |
| Mar 31, 2025 | 2.55 |
| Dec 31, 2024 | 22.12 |
| Sep 30, 2024 | 2.33 |
| Jun 30, 2024 | 2.40 |
| Mar 31, 2024 | 1.70 |
| Dec 31, 2023 | 0.39 |
| Sep 30, 2023 | 1.56 |
| Jun 30, 2023 | 1.55 |
| Mar 31, 2023 | 1.74 |
| Dec 31, 2022 | 4.82 |
| Sep 30, 2022 | 8.22 |
| Jun 30, 2022 | 1.65 |
| Mar 31, 2022 | 1.85 |
| Dec 31, 2021 | 9.06 |
| Sep 30, 2021 | 2.06 |
| Jun 30, 2021 | 7.64 |