Us Bancorp \De\ (USB) Times Interest Earned (2009 - 2026)
Us Bancorp's (USB) Times Interest Earned was 1.85 for Q3 2026, up 9.7% from 1.68 a year earlier and up 0.4% from the prior quarter.
Us Bancorp \De\ (USB) Times Interest Earned (2009 - 2026) Analysis & Trends
Over the twelve months ended Sep 30, 2026, Us Bancorp's Times Interest Earned came in at 1.76, up 7.9% year-over-year; for FY2025, it came in at 1.66, up 9.9% from FY2024.
- By year, Times Interest Earned came in at 1.51 in FY2024 (-1.9%), 1.54 in FY2023 (-52.8%), 3.27 in FY2022 (-70.9%) and 11.24 in FY2021 (+180.7%).
- The Q3 2026 figure ranks as the highest quarterly Times Interest Earned since Q1 2023.
- Year over year, Times Interest Earned has now increased in each of the last eight quarters, with growth averaging 10.9% over the last eight quarters.
- The high point for year-over-year Times Interest Earned in five years was Q4 2021 (growth of 39.6%); the low point was Q4 2022 (a decline of 83.8%).
- Per Business Quant data, the three quarters before Q3 2026 came in at 1.84 (Q2 2026), 1.68 (Q1 2026) and 1.70 (Q4 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Times Interest Earned (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 920.14 Bn | 897.90 Bn | - | 1.77 |
| 2 | Banco Santander Chile | 407.42 Bn | -7,109.68 Bn | - | - |
| 3 | Bank Of America | 353.20 Bn | -2,022.91 Bn | - | 1.50 |
| 4 | Hsbc Holdings | 307.88 Bn | -2,967.28 Bn | - | - |
| 5 | Morgan Stanley | 298.41 Bn | -244.41 Bn | - | 1.50 |
| 6 | Royal Bank Of Canada | 283.46 Bn | -546.54 Bn | - | 1.43 |
| 7 | Goldman Sachs | 264.45 Bn | -3,478.99 Bn | - | 1.37 |
| 8 | Mitsubishi Ufj Financial | 259.19 Bn | -159.36 Bn | 5.24 Bn | - |
| 9 | Wells Fargo & Company | 258.28 Bn | 93.72 Bn | - | 1.62 |
| 10 | Us Bancorp \De\ | 95.04 Bn | 95.50 Bn | - | 1.85 |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.85 |
| Jun 30, 2026 | 1.84 |
| Mar 31, 2026 | 1.68 |
| Dec 31, 2025 | 1.70 |
| Sep 30, 2025 | 1.68 |
| Jun 30, 2025 | 1.65 |
| Mar 31, 2025 | 1.63 |
| Dec 31, 2024 | 1.57 |
| Sep 30, 2024 | 1.52 |
| Jun 30, 2024 | 1.52 |
| Mar 31, 2024 | 1.44 |
| Dec 31, 2023 | 1.27 |
| Sep 30, 2023 | 1.56 |
| Jun 30, 2023 | 1.56 |
| Mar 31, 2023 | 1.93 |
| Dec 31, 2022 | 1.65 |
| Sep 30, 2022 | 3.55 |
| Jun 30, 2022 | 5.99 |
| Mar 31, 2022 | 8.98 |
| Dec 31, 2021 | 10.21 |
Us Bancorp \De\ Times Interest Earned API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=times-interest-earned&ticker=USB&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "times-interest-earned", "ticker": "USB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=times-interest-earned&ticker=USB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();