First Bancorp (FBP) Net Margin (2010 - 2025)

First Bancorp's (FBP) quarterly Net Margin came in at 57.77% in Q4 2025, up 3362.0% year-on-year from 1.67% in Q4 2024, and up 33.74% on a QoQ basis from 43.19% in Q3 2025.

First Bancorp (FBP) Net Margin (2010 - 2025) Analysis & Trends

First Bancorp (FBP) has 16 years of Net Margin data on file, last reported at 57.77% in Q4 2025.

  • On a quarterly basis, Net Margin rose 3362.0% year-over-year to 57.77% in Q4 2025; TTM through Dec 2025 was 71.67%, a 3824.0% increase from a year earlier, with the FY2025 full-year figure at 38.29%, down 656.0% from the prior year.
  • Net Margin for Q4 2025 stood at 57.77%, up from 43.19% in the prior quarter.
  • Over the last five years, Net Margin for FBP reached as high as 107.38% in Q3 2021 and fell as low as 53.29% in Q2 2025.
  • Historically, Net Margin has averaged 49.02% across 5 years, with a median of 47.62% in 2025.
  • Across the five-year window, Net Margin jumped 8889 bps in 2021 and slumped 8971 bps in 2025, its largest moves.
  • Year by year, Net Margin stood at 21.65% in 2021, then soared by 261 bps to 34.93% in 2022, then surged by 73 bps to 60.56% in 2023, then sank by 60 bps to 24.15% in 2024, then surged by 139 bps to 57.77% in 2025.
  • Per Business Quant data, the three most recent Net Margin figures were 57.77% in Q4 2025, 43.19% in Q3 2025, and 53.29% in Q2 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Net Margin (Qtr)
1 KB Financial 42,090.38 Bn 42,090.38 Bn -786,828.77 258,422.08%
2 Shinhan Financial 33,919.15 Bn 33,919.15 Bn - 853.96%
3 Bank Of Chile 4,123.52 Bn 4,123.52 Bn 167,623.00 0.00%
4 Lloyds Banking 360.83 Bn 360.83 Bn - 27.26%
5 First Capital 204.17 Bn 203.82 Bn - 251.63%
6 Landmark Bancorp 187.97 Bn 187.94 Bn - 28.90%
7 NatWest 144.82 Bn -51.17 Bn - 32.86%
8 Pnc Financial Services 101.80 Bn 101.80 Bn - 27.35%
9 Us Bancorp 99.51 Bn 99.51 Bn - 31.10%
10 First Bancorp 4.60 Bn 4.60 Bn - 57.77%

Historic Data

Download Data
DateValue
Dec 31, 2025 57.77%
Sep 30, 2025 43.19%
Jun 30, 2025 -53.29%
Mar 31, 2025 31.06%
Dec 31, 2024 24.15%
Sep 30, 2024 31.43%
Jun 30, 2024 36.42%
Mar 31, 2024 53.50%
Dec 31, 2023 60.56%
Sep 30, 2023 107.37%
Jun 30, 2023 93.05%
Mar 31, 2023 52.06%
Dec 31, 2022 34.93%
Sep 30, 2022 34.62%
Jun 30, 2022 102.09%
Mar 31, 2022 98.67%
Dec 31, 2021 -21.65%
Sep 30, 2021 107.38%
Jun 30, 2021 32.86%
Mar 31, 2021 54.16%