First Bancorp /Pr/ (FBP) Net Margin (2010 - 2026)
First Bancorp's Net Margin was 36.30% in Q2 2026, up 3.82 percentage points from 32.49% a year earlier and up 1.98 percentage points from the prior quarter.
First Bancorp /Pr/ (FBP) Net Margin (2010 - 2026) Analysis & Trends
On a trailing twelve-month basis, First Bancorp's Net Margin was 36.19% through Jun 30, 2026, up 4.61 percentage points year-over-year; for FY2025, it was 34.46%, up 2.62 percentage points from FY2024.
- Net Margin shows a five-year change of -1669.80 percentage points (FY2020 to FY2025).
- In earlier years, Net Margin was 31.84% in FY2024 (-0.73 pp), 32.57% in FY2023 (-0.65 pp), 33.22% in FY2022 (-3243.46 pp) and 3276.68% in FY2021 (+1572.42 pp).
- Quarterly Net Margin has moved between 29.93% (Q2 2023) and 40.42% (Q3 2025) over five years.
- Compared with a year earlier, Net Margin has increased for four straight quarters, with an average year-over-year change of +1.27 percentage points over the last eight quarters.
- The best year-over-year quarter for Net Margin over five years was Q3 2021 (a gain of 19.23 percentage points); the worst was Q1 2023 (a drop of 7.52 percentage points).
- Per Business Quant data, FBP's Net Margin in the three quarters before Q2 2026 was 34.32% (Q1 2026), 33.87% (Q4 2025) and 40.42% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 36.30% |
| Mar 31, 2026 | 34.32% |
| Dec 31, 2025 | 33.87% |
| Sep 30, 2025 | 40.42% |
| Jun 30, 2025 | 32.49% |
| Mar 31, 2025 | 31.06% |
| Dec 31, 2024 | 31.35% |
| Sep 30, 2024 | 31.43% |
| Jun 30, 2024 | 32.74% |
| Mar 31, 2024 | 31.87% |
| Dec 31, 2023 | 34.52% |
| Sep 30, 2023 | 35.66% |
| Jun 30, 2023 | 29.93% |
| Mar 31, 2023 | 30.29% |
| Dec 31, 2022 | 31.11% |
| Sep 30, 2022 | 31.40% |
| Jun 30, 2022 | 32.89% |
| Mar 31, 2022 | 37.81% |
| Dec 31, 2021 | 34.33% |
| Sep 30, 2021 | 35.25% |
First Bancorp /Pr/ Net Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=net-margin&ticker=FBP&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "net-margin", "ticker": "FBP", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=net-margin&ticker=FBP&period=max&api_key=YOUR_API_KEY");
const data = await res.json();