First Bancorp (FBP) Net Margin (2010 - 2025)
First Bancorp's (FBP) quarterly Net Margin came in at 57.77% in Q4 2025, up 3362.0% year-on-year from 1.67% in Q4 2024, and up 33.74% on a QoQ basis from 43.19% in Q3 2025.
First Bancorp (FBP) Net Margin (2010 - 2025) Analysis & Trends
First Bancorp (FBP) has 16 years of Net Margin data on file, last reported at 57.77% in Q4 2025.
- On a quarterly basis, Net Margin rose 3362.0% year-over-year to 57.77% in Q4 2025; TTM through Dec 2025 was 71.67%, a 3824.0% increase from a year earlier, with the FY2025 full-year figure at 38.29%, down 656.0% from the prior year.
- Net Margin for Q4 2025 stood at 57.77%, up from 43.19% in the prior quarter.
- Over the last five years, Net Margin for FBP reached as high as 107.38% in Q3 2021 and fell as low as 53.29% in Q2 2025.
- Historically, Net Margin has averaged 49.02% across 5 years, with a median of 47.62% in 2025.
- Across the five-year window, Net Margin jumped 8889 bps in 2021 and slumped 8971 bps in 2025, its largest moves.
- Year by year, Net Margin stood at 21.65% in 2021, then soared by 261 bps to 34.93% in 2022, then surged by 73 bps to 60.56% in 2023, then sank by 60 bps to 24.15% in 2024, then surged by 139 bps to 57.77% in 2025.
- Per Business Quant data, the three most recent Net Margin figures were 57.77% in Q4 2025, 43.19% in Q3 2025, and 53.29% in Q2 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 42,090.38 Bn | 42,090.38 Bn | -786,828.77 | 258,422.08% |
| 2 | Shinhan Financial | 33,919.15 Bn | 33,919.15 Bn | - | 853.96% |
| 3 | Bank Of Chile | 4,123.52 Bn | 4,123.52 Bn | 167,623.00 | 0.00% |
| 4 | Lloyds Banking | 360.83 Bn | 360.83 Bn | - | 27.26% |
| 5 | First Capital | 204.17 Bn | 203.82 Bn | - | 251.63% |
| 6 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 28.90% |
| 7 | NatWest | 144.82 Bn | -51.17 Bn | - | 32.86% |
| 8 | Pnc Financial Services | 101.80 Bn | 101.80 Bn | - | 27.35% |
| 9 | Us Bancorp | 99.51 Bn | 99.51 Bn | - | 31.10% |
| 10 | First Bancorp | 4.60 Bn | 4.60 Bn | - | 57.77% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 57.77% |
| Sep 30, 2025 | 43.19% |
| Jun 30, 2025 | -53.29% |
| Mar 31, 2025 | 31.06% |
| Dec 31, 2024 | 24.15% |
| Sep 30, 2024 | 31.43% |
| Jun 30, 2024 | 36.42% |
| Mar 31, 2024 | 53.50% |
| Dec 31, 2023 | 60.56% |
| Sep 30, 2023 | 107.37% |
| Jun 30, 2023 | 93.05% |
| Mar 31, 2023 | 52.06% |
| Dec 31, 2022 | 34.93% |
| Sep 30, 2022 | 34.62% |
| Jun 30, 2022 | 102.09% |
| Mar 31, 2022 | 98.67% |
| Dec 31, 2021 | -21.65% |
| Sep 30, 2021 | 107.38% |
| Jun 30, 2021 | 32.86% |
| Mar 31, 2021 | 54.16% |