First Bancorp (FBP) Net Margin (2010 - 2025)
First Bancorp (FBP) reported Net Margin of 33.87% for Q4 2025, up 252.0% year-over-year from 9.62% in Q4 2024, and down 16.2% quarter-over-quarter from 40.42% in Q3 2025.
First Bancorp (FBP) Net Margin (2010 - 2025) Analysis & Trends
First Bancorp (FBP) has 16 years of Net Margin data on file, last reported at 33.87% in Q4 2025.
- Net Margin for Q4 2025 came in at 33.87%, up 252.0% year-over-year; the trailing twelve-month figure through Dec 2025 was 34.46% (up 262.0% YoY), and the FY2025 annual result was 34.46%, up 262.0% from the prior year.
- Net Margin retreated to 33.87% in Q4 2025 per FBP's latest filing, from 40.42% in the prior quarter.
- Over five years, Net Margin peaked at 40.42% in Q3 2025 and troughed at 29.52% in Q1 2021.
- A 5-year average of 33.04% and a median of 32.61% in 2024 frame the typical range for Net Margin.
- The sharpest annual moves came in 2021 and 2023: Net Margin jumped 2818 bps in 2021, then tumbled 752 bps in 2023.
- A 5-year view of Net Margin shows it stood at 34.33% in 2021, then slipped by 9 bps to 31.11% in 2022, then grew by 11 bps to 34.52% in 2023, then fell by 9 bps to 31.35% in 2024, then rose by 8 bps to 33.87% in 2025.
- Business Quant data shows FBP's Net Margin at 33.87% in Q4 2025, 40.42% in Q3 2025, and 32.49% in Q2 2025.
Powered by 
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | - |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | 27.26% |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 251.45% |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 26.97% |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | 32.86% |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | 5,788,021.18% |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | -157.25% |
| 10 | First Bancorp | 4.07 Bn | 4.07 Bn | - | 33.87% |
Historic Data
Download Data| Date | Value |
|---|---|
| Dec 31, 2025 | 33.87% |
| Sep 30, 2025 | 40.42% |
| Jun 30, 2025 | 32.49% |
| Mar 31, 2025 | 31.06% |
| Dec 31, 2024 | 31.35% |
| Sep 30, 2024 | 31.43% |
| Jun 30, 2024 | 32.74% |
| Mar 31, 2024 | 31.87% |
| Dec 31, 2023 | 34.52% |
| Sep 30, 2023 | 35.66% |
| Jun 30, 2023 | 29.93% |
| Mar 31, 2023 | 30.29% |
| Dec 31, 2022 | 31.11% |
| Sep 30, 2022 | 31.40% |
| Jun 30, 2022 | 32.89% |
| Mar 31, 2022 | 37.81% |
| Dec 31, 2021 | 34.33% |
| Sep 30, 2021 | 35.25% |
| Jun 30, 2021 | 32.86% |
| Mar 31, 2021 | 29.52% |