Esquire Financial Holdings (ESQ) Provision for Losses (2016 - 2026)
Esquire Financial Holdings (ESQ) recorded Provision for Losses of $2.9 million in Q2 2026, down 17.7% from $3.53 million a year earlier but up 7.4% from the prior quarter.
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Analysis
Esquire Financial Holdings (ESQ) Provision for Losses (2016 - 2026) Analysis & Trends
On a TTM basis, Esquire Financial Holdings' Provision for Losses came in at $10.25 million as of Jun 30, 2026, up 32.7% year-over-year; for FY2025, it was $9.68 million, up 105.9% from FY2024.
- Annual Provision for Losses has increased for three straight years, with a five-year compound annual growth rate of 9.1% (FY2020 to FY2025).
- Across earlier years, Provision for Losses came in at $4.7 million in FY2024 (+3.9%), $4.53 million in FY2023 (+29.7%), $3.49 million in FY2022 (-49.8%) and $6.96 million in FY2021 (+11.3%).
- Quarterly Provision for Losses has ranged from $500,000 in Q1 2023 to $3.75 million in Q3 2021 over the past five years.
- On a year-over-year basis, Provision for Losses rose in six of the last eight quarters, with growth averaging 63.4%.
- Peak year-over-year performance for Provision for Losses in the last five years was growth of 316.7% in Q3 2021, against a decline of 82.7% in Q3 2022 at the low end.
- Per Business Quant, the preceding three quarters came in at $2.7 million (Q1 2026), $2.9 million (Q4 2025) and $1.75 million (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Provision for Losses (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 2.74 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | - |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 1.30 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | - |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | - |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 717.20 Mn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 368.00 Mn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 1.03 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | - |
| 10 | Esquire Financial Holdings | 1.60 Bn | 431.34 Mn | - | 1.80 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 1.80 Mn |
| Jun 30, 2026 | 2.90 Mn |
| Mar 31, 2026 | 2.70 Mn |
| Dec 31, 2025 | 2.90 Mn |
| Sep 30, 2025 | 1.75 Mn |
| Jun 30, 2025 | 3.53 Mn |
| Mar 31, 2025 | 1.50 Mn |
| Dec 31, 2024 | 1.70 Mn |
| Sep 30, 2024 | 1.00 Mn |
| Jun 30, 2024 | 1.00 Mn |
| Mar 31, 2024 | 1.00 Mn |
| Dec 31, 2023 | 1.50 Mn |
| Sep 30, 2023 | 1.20 Mn |
| Jun 30, 2023 | 1.33 Mn |
| Mar 31, 2023 | 500,000.00 |
| Dec 31, 2022 | 1.35 Mn |
| Sep 30, 2022 | 650,000.00 |
| Jun 30, 2022 | 850,000.00 |
| Mar 31, 2022 | 640,000.00 |
| Dec 31, 2021 | 555,000.00 |
API Access
Esquire Financial Holdings Provision for Losses API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=provision-for-losses&ticker=ESQ&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "provision-for-losses", "ticker": "ESQ", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=provision-for-losses&ticker=ESQ&period=max&api_key=YOUR_API_KEY");
const data = await res.json();