Enova International (ENVA) Return on Sales [ROS] (2013 - 2026)
Enova International (ENVA) reported Return on Sales [ROS] of 25.53% for Q2 2026, up 1.43 percentage points from 24.10% a year earlier and up 1.86 percentage points from the prior quarter.
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Analysis
Enova International (ENVA) Return on Sales [ROS] (2013 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Enova International's Return on Sales [ROS] came in at 24.02%, up 1.32 percentage points year-over-year; for FY2025, it came in at 23.46%, up 1.46 percentage points from FY2024.
- Return on Sales [ROS] has a five-year change of -9.55 percentage points (FY2020 to FY2025).
- By year, Return on Sales [ROS] came in at 22.00% in FY2024 (+2.07 pp), 19.93% in FY2023 (-2.18 pp), 22.12% in FY2022 (-12.08 pp) and 34.20% in FY2021 (+1.18 pp).
- The Q2 2026 figure ranks as the highest quarterly Return on Sales [ROS] since Q3 2021.
- Year over year, Return on Sales [ROS] has now increased in each of the last nine quarters, with an average year-over-year change of +1.99 percentage points over the last eight quarters.
- The high point for year-over-year Return on Sales [ROS] in five years was Q4 2024 (a gain of 4.56 percentage points); the low point was Q3 2021 (a drop of 32.72 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 23.67% (Q1 2026), 22.24% (Q4 2025) and 24.51% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 43.07 Bn | 28.75 Bn | - | 23.53% |
| 2 | Orix | 41.51 Bn | 42.01 Bn | 4.68 Bn | 15.28% |
| 3 | Royalty Pharma | 32.73 Bn | 32.65 Bn | - | 19.75% |
| 4 | Affirm Holdings | 27.21 Bn | 20.90 Bn | - | 12.63% |
| 5 | Synchrony Financial | 23.66 Bn | -44.31 Bn | - | 45.54% |
| 6 | Federal National Mortgage Association Fannie Mae | 23.53 Bn | 23.53 Bn | - | 507.88% |
| 7 | Royal Gold | 20.00 Bn | 19.23 Bn | 390.45 Mn | 62.13% |
| 8 | Annaly Capital Management | 13.74 Bn | 4.84 Bn | - | - |
| 9 | Ares Capital | 13.33 Bn | 10.76 Bn | - | - |
| 10 | Enova International | 4.43 Bn | 4.09 Bn | 568.07 Mn | 25.53% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 25.53% |
| Mar 31, 2026 | 23.67% |
| Dec 31, 2025 | 22.24% |
| Sep 30, 2025 | 24.51% |
| Jun 30, 2025 | 24.10% |
| Mar 31, 2025 | 23.06% |
| Dec 31, 2024 | 21.27% |
| Sep 30, 2024 | 22.28% |
| Jun 30, 2024 | 23.08% |
| Mar 31, 2024 | 21.45% |
| Dec 31, 2023 | 16.71% |
| Sep 30, 2023 | 18.81% |
| Jun 30, 2023 | 22.34% |
| Mar 31, 2023 | 22.61% |
| Dec 31, 2022 | 21.65% |
| Sep 30, 2022 | 21.59% |
| Jun 30, 2022 | 21.93% |
| Mar 31, 2022 | 23.53% |
| Dec 31, 2021 | 22.19% |
| Sep 30, 2021 | 26.93% |
API Access
Enova International Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=ENVA&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "ENVA", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=ENVA&period=max&api_key=YOUR_API_KEY");
const data = await res.json();