Embassy Bancorp, Inc. (EMYB) Return on Equity [ROE] (2012 - 2026)
Embassy Bancorp's Return on Equity [ROE] was 12.05% in Q2 2026, up 1.70 percentage points from 10.35% a year earlier and up 0.52 percentage points from the prior quarter.
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Analysis
Embassy Bancorp, Inc. (EMYB) Return on Equity [ROE] (2012 - 2026) Analysis & Trends
For FY2025, Return on Equity [ROE] at Embassy Bancorp came in at 11.70%, up 1.86 percentage points from FY2024.
- Return on Equity [ROE] shows a five-year change of -0.39 percentage points (FY2020 to FY2025).
- In earlier years, Return on Equity [ROE] was 9.84% in FY2024 (-3.21 pp), 13.05% in FY2023 (-3.74 pp), 16.80% in FY2022 (+2.49 pp) and 14.30% in FY2021 (+2.21 pp).
- The Q2 2026 figure marks the highest quarterly Return on Equity [ROE] since Q4 2023.
- Compared with a year earlier, Return on Equity [ROE] has increased for four straight quarters, with an average year-over-year change of -0.71 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Equity [ROE] over five years was Q4 2022 (a gain of 7.67 percentage points); the worst was Q4 2023 (a drop of 8.32 percentage points).
- Per Business Quant data, EMYB's Return on Equity [ROE] in the three quarters before Q2 2026 was 11.53% (Q1 2026), 10.96% (Q4 2025) and 10.83% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 12.05% |
| Mar 31, 2026 | 11.53% |
| Dec 31, 2025 | 10.96% |
| Sep 30, 2025 | 10.83% |
| Jun 30, 2025 | 10.35% |
| Mar 31, 2025 | 9.86% |
| Dec 31, 2024 | 9.45% |
| Sep 30, 2024 | 9.73% |
| Jun 30, 2024 | 10.51% |
| Mar 31, 2024 | 10.89% |
| Dec 31, 2023 | 13.23% |
| Sep 30, 2023 | 16.40% |
| Jun 30, 2023 | 17.38% |
| Mar 31, 2023 | 18.80% |
| Dec 31, 2022 | 21.56% |
| Sep 30, 2022 | 20.78% |
| Jun 30, 2022 | 17.50% |
| Mar 31, 2022 | 15.03% |
| Dec 31, 2021 | 13.88% |
| Sep 30, 2021 | 13.78% |
API Access
Embassy Bancorp, Inc. Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=EMYB&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "EMYB", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=EMYB&period=max&api_key=YOUR_API_KEY");
const data = await res.json();