Encore Capital (ECPG) Return on Sales [ROS] (2010 - 2026)
Encore Capital (ECPG) reported Return on Sales [ROS] of 38.00% for Q2 2026, up 3.91 percentage points from 34.09% a year earlier but down 0.70 percentage points from the prior quarter.
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Analysis
Encore Capital (ECPG) Return on Sales [ROS] (2010 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Encore Capital's Return on Sales [ROS] came in at 37.74%, up 20.57 percentage points year-over-year; for FY2025, it was 35.43%, up 23.48 percentage points from FY2024.
- Return on Sales [ROS] has a five-year change of -0.11 percentage points (FY2020 to FY2025).
- By year, Return on Sales [ROS] came in at 11.95% in FY2024 (+10.60 pp), 1.35% in FY2023 (-31.70 pp), 33.05% in FY2022 (-6.17 pp) and 39.22% in FY2021 (+3.69 pp).
- Five-year quarterly Return on Sales [ROS] spans a low of -78.30% in Q4 2023 and a high of 53.04% in Q1 2022.
- Year over year, Return on Sales [ROS] has now increased in each of the last ten quarters, with an average year-over-year change of +18.84 percentage points over the last eight quarters.
- The high point for year-over-year Return on Sales [ROS] in five years was Q4 2025 (a gain of 87.14 percentage points); the low point was Q4 2023 (a drop of 77.31 percentage points).
- Per Business Quant data, the three quarters before Q2 2026 came in at 38.70% (Q1 2026), 36.62% (Q4 2025) and 37.62% (Q3 2025).
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | ROS (Qtr) |
|---|---|---|---|---|---|
| 1 | Rocket Companies | 44.05 Bn | 29.73 Bn | - | 23.53% |
| 2 | Orix | 40.96 Bn | 10.18 Bn | 12.74 Bn | 6.19% |
| 3 | Royalty Pharma | 36.72 Bn | 36.63 Bn | - | 19.75% |
| 4 | Affirm Holdings | 23.63 Bn | 17.32 Bn | - | 12.63% |
| 5 | Federal National Mortgage Association Fannie Mae | 23.47 Bn | 23.47 Bn | - | 507.88% |
| 6 | Synchrony Financial | 22.90 Bn | -44.72 Bn | - | 43.96% |
| 7 | Royal Gold | 19.26 Bn | 18.48 Bn | 390.45 Mn | 62.13% |
| 8 | Annaly Capital Management | 13.77 Bn | 4.86 Bn | - | 278.44% |
| 9 | Ares Capital | 13.38 Bn | 10.82 Bn | - | - |
| 10 | Encore Capital | 2.07 Bn | 1.33 Bn | - | 38.00% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 38.00% |
| Mar 31, 2026 | 38.70% |
| Dec 31, 2025 | 36.62% |
| Sep 30, 2025 | 37.62% |
| Jun 30, 2025 | 34.09% |
| Mar 31, 2025 | 32.93% |
| Dec 31, 2024 | -50.52% |
| Sep 30, 2024 | 28.90% |
| Jun 30, 2024 | 28.66% |
| Mar 31, 2024 | 25.46% |
| Dec 31, 2023 | -78.30% |
| Sep 30, 2023 | 24.39% |
| Jun 30, 2023 | 27.26% |
| Mar 31, 2023 | 22.43% |
| Dec 31, 2022 | -0.99% |
| Sep 30, 2022 | 26.16% |
| Jun 30, 2022 | 33.33% |
| Mar 31, 2022 | 53.04% |
| Dec 31, 2021 | 34.71% |
| Sep 30, 2021 | 40.39% |
API Access
Encore Capital Return on Sales [ROS] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=ECPG&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-sales-[ros]", "ticker": "ECPG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-sales-%5Bros%5D&ticker=ECPG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();