Encore Capital Group Inc (ECPG) Return on Assets [ROA] (2011 - 2026)
Encore Capital's Return on Assets [ROA] was 5.48% in Q2 2026, up 7.23 percentage points from -1.75% a year earlier but down 0.02 percentage points from the prior quarter.
Encore Capital Group Inc (ECPG) Return on Assets [ROA] (2011 - 2026) Analysis & Trends
For FY2025, Return on Assets [ROA] at Encore Capital came in at 5.07%, up 8.03 percentage points from FY2024.
- Return on Assets [ROA] shows a five-year change of +0.72 percentage points (FY2020 to FY2025).
- In earlier years, Return on Assets [ROA] was -2.96% in FY2024 (+1.56 pp), -4.52% in FY2023 (-8.79 pp), 4.27% in FY2022 (-3.15 pp) and 7.42% in FY2021 (+3.07 pp).
- Quarterly Return on Assets [ROA] has moved between -4.40% (Q4 2023) and 9.37% (Q1 2022) over five years.
- Compared with a year earlier, Return on Assets [ROA] has increased for seven straight quarters, with an average year-over-year change of +3.50 percentage points over the last eight quarters.
- The best year-over-year quarter for Return on Assets [ROA] over five years was Q1 2026 (a gain of 7.86 percentage points); the worst was Q4 2023 (a drop of 8.80 percentage points).
- Per Business Quant data, ECPG's Return on Assets [ROA] in the three quarters before Q2 2026 was 5.49% (Q1 2026), 4.85% (Q4 2025) and -0.86% (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 5.48% |
| Mar 31, 2026 | 5.49% |
| Dec 31, 2025 | 4.85% |
| Sep 30, 2025 | -0.86% |
| Jun 30, 2025 | -1.75% |
| Mar 31, 2025 | -2.37% |
| Dec 31, 2024 | -2.85% |
| Sep 30, 2024 | -3.77% |
| Jun 30, 2024 | -4.12% |
| Mar 31, 2024 | -4.33% |
| Dec 31, 2023 | -4.40% |
| Sep 30, 2023 | -0.18% |
| Jun 30, 2023 | 0.07% |
| Mar 31, 2023 | 0.81% |
| Dec 31, 2022 | 4.40% |
| Sep 30, 2022 | 7.82% |
| Jun 30, 2022 | 8.72% |
| Mar 31, 2022 | 9.37% |
| Dec 31, 2021 | 7.67% |
| Sep 30, 2021 | 6.77% |
Encore Capital Group Inc Return on Assets [ROA] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=ECPG&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-assets-[roa]", "ticker": "ECPG", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=return-on-assets-%5Broa%5D&ticker=ECPG&period=max&api_key=YOUR_API_KEY");
const data = await res.json();