Donegal (DGICA) Operating Margin (2010 - 2026)
Donegal (DGICA) posted quarterly Operating Margin of 6.05% for Q1 2026, up 90.0% YoY from 3.19% in Q1 2025, and down 21.63% sequentially from 7.72% in Q4 2025.
Donegal (DGICA) Operating Margin (2010 - 2026) Analysis & Trends
Donegal has disclosed Operating Margin across 17 years of filings, most recently posting 6.05% for Q1 2026.
- In Q1 2026, Operating Margin rose 90.0% year-over-year to 6.05%; the TTM figure through Mar 2026 stood at 6.02% (up 456.0% YoY), while the FY2025 annual figure was 5.71%, up 439.0% from the prior year.
- Operating Margin fell to 6.05% in Q1 2026, from 7.72% in the prior quarter.
- Over the last five years, Operating Margin for DGICA reached as high as 7.72% in Q4 2025 and fell as low as 11.92% in Q4 2022.
- The 5-year median for Operating Margin is 4.47% (2023), against an average of 3.14%.
- Annual changes were most pronounced in 2022 — Operating Margin slumped 1533 bps — and 2023, when it soared 1640 bps.
- A 5-year view of Operating Margin shows it stood at 11.92% in 2022, then jumped by 138 bps to 4.47% in 2023, then sank by 277 bps to 7.91% in 2024, then jumped by 198 bps to 7.72% in 2025, then declined by 22 bps to 6.05% in 2026.
- According to Business Quant data, Operating Margin over the past three periods registered 6.05%, 7.72%, and 5.67% for Q1 2026, Q4 2025, and Q3 2025 respectively.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Operating Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Markel | 7,105.55 Bn | 7,090.09 Bn | 2.38 Bn | -7.70% |
| 2 | Progressive | 131.92 Bn | 127.57 Bn | 8.36 Bn | -46.25% |
| 3 | Chubb | 78.78 Bn | 71.35 Bn | 8.64 Bn | 11.57% |
| 4 | Cincinnati Financial | 74.32 Bn | 73.06 Bn | 2.60 Bn | 12.21% |
| 5 | Travelers Companies | 72.03 Bn | 48.11 Bn | 5.54 Bn | 8.45% |
| 6 | Allstate | 63.08 Bn | 38.49 Bn | 14.72 Bn | 5.54% |
| 7 | Fairfax Financial Holdings | 34.53 Bn | 39.18 Bn | - | - |
| 8 | Loews | 23.53 Bn | 11.27 Bn | -1.32 Bn | 71.45% |
| 9 | Selective Insurance | 20.82 Bn | 19.07 Bn | 543.42 Mn | 10.48% |
| 10 | Donegal | 6.63 Mn | -28.87 Mn | 94.00 Mn | 6.05% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 6.05% |
| Dec 31, 2025 | 7.72% |
| Sep 30, 2025 | 5.67% |
| Jun 30, 2025 | 5.07% |
| Mar 31, 2025 | 5.15% |
| Dec 31, 2024 | -7.91% |
| Sep 30, 2024 | 4.30% |
| Jun 30, 2024 | 4.72% |
| Mar 31, 2024 | 4.82% |
| Dec 31, 2023 | 4.47% |
| Sep 30, 2023 | 4.50% |
| Jun 30, 2023 | 4.43% |
| Mar 31, 2023 | 4.20% |
| Dec 31, 2022 | -11.92% |
| Sep 30, 2022 | 4.16% |
| Jun 30, 2022 | 4.02% |
| Mar 31, 2022 | 3.94% |
| Dec 31, 2021 | 3.41% |
| Sep 30, 2021 | 3.82% |
| Jun 30, 2021 | 3.73% |