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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Donegal (DGICA) Operating Margin (2016 - 2026)

Donegal has reported Operating Margin over the past 16 years, most recently at 9.8% for Q4 2025.

  • Quarterly Operating Margin fell 1463.0% to 9.8% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 2.22% through Dec 2025, down 238.0% year-over-year, with the annual reading at 2.22% for FY2025, 231.0% down from the prior year.
  • Operating Margin was 9.8% for Q4 2025 at Donegal, down from 5.67% in the prior quarter.
  • Over five years, Operating Margin peaked at 5.67% in Q3 2025 and troughed at 10.64% in Q4 2022.
  • The 5-year median for Operating Margin is 4.35% (2023), against an average of 2.42%.
  • Year-over-year, Operating Margin surged 1615bps in 2023 and then tumbled -1463bps in 2025.
  • A 5-year view of Operating Margin shows it stood at 8.28% in 2021, then decreased by -29bps to 10.64% in 2022, then skyrocketed by 152bps to 5.51% in 2023, then fell by -13bps to 4.82% in 2024, then tumbled by -303bps to 9.8% in 2025.
  • Per Business Quant, the three most recent readings for DGICA's Operating Margin are 9.8% (Q4 2025), 5.67% (Q3 2025), and 5.07% (Q2 2025).