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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Donegal (DGICA) Net Margin (2016 - 2025)

Donegal (DGICA) has disclosed Net Margin for 16 consecutive years, with 0.99% as the latest value for Q4 2025.

  • Quarterly Net Margin fell 83.0% to 0.99% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 3.08% through Dec 2025, up 67.0% year-over-year, with the annual reading at 1.14% for FY2025, 32.0% up from the prior year.
  • Net Margin for Q4 2025 was 0.99% at Donegal, down from 1.23% in the prior quarter.
  • The five-year high for Net Margin was 8.8% in Q1 2025, with the low at 4.23% in Q3 2022.
  • Average Net Margin over 5 years is 1.48%, with a median of 1.01% recorded in 2025.
  • The sharpest move saw Net Margin plummeted -766bps in 2022, then soared 842bps in 2025.
  • Over 5 years, Net Margin stood at 2.12% in 2021, then tumbled by -116bps to 0.33% in 2022, then surged by 533bps to 1.45% in 2023, then grew by 25bps to 1.81% in 2024, then tumbled by -46bps to 0.99% in 2025.
  • According to Business Quant data, Net Margin over the past three periods came in at 0.99%, 1.23%, and 1.03% for Q4 2025, Q3 2025, and Q2 2025 respectively.