Donegal (DGICA) Net Margin (2010 - 2026)
Donegal (DGICA) reported Net Margin of 4.2% for Q1 2026, down 507.0% year-over-year from 1.03% in Q1 2025, and down 87.02% quarter-over-quarter from 32.37% in Q4 2025.
Donegal (DGICA) Net Margin (2010 - 2026) Analysis & Trends
Donegal (DGICA) has 17 years of Net Margin data on file, last reported at 4.2% in Q1 2026.
- Net Margin for Q1 2026 came in at 4.2%, down 507.0% year-over-year; the trailing twelve-month figure through Mar 2026 was 9.74% (up 682.0% YoY), and the FY2025 annual result was 7.4%, up 662.0% from the prior year.
- Net Margin fell to 4.2% in Q1 2026 per DGICA's latest filing, from 32.37% in the prior quarter.
- Over five years, Net Margin peaked at 32.37% in Q4 2025 and troughed at 4.23% in Q3 2022.
- A 5-year average of 3.21% and a median of 1.08% in 2022 frame the typical range for Net Margin.
- The sharpest annual moves came in 2022 and 2025: Net Margin slumped 547 bps in 2022, then surged 3094 bps in 2025.
- A 5-year view of Net Margin shows it stood at 1.94% in 2022, then sank by 203 bps to 2.0% in 2023, then surged by 172 bps to 1.43% in 2024, then surged by 2166 bps to 32.37% in 2025, then slumped by 87 bps to 4.2% in 2026.
- Business Quant data shows DGICA's Net Margin at 4.2% in Q1 2026, 32.37% in Q4 2025, and 7.02% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 127.40 Bn | 119.98 Bn | 8.64 Bn | 15.89% |
| 2 | Progressive | 119.47 Bn | 115.12 Bn | 8.36 Bn | 12.70% |
| 3 | Travelers Companies | 65.26 Bn | 41.34 Bn | 5.54 Bn | 14.35% |
| 4 | Allstate | 57.33 Bn | 32.74 Bn | 14.72 Bn | 14.33% |
| 5 | Berkley W R | 26.90 Bn | 23.16 Bn | 2.72 Bn | 13.97% |
| 6 | Cincinnati Financial | 25.67 Bn | 24.41 Bn | 2.60 Bn | 10.52% |
| 7 | Markel | 22.97 Bn | 7.51 Bn | 2.38 Bn | -5.76% |
| 8 | Loews | 22.18 Bn | 9.92 Bn | -1.32 Bn | 41.26% |
| 9 | Assurant | 12.79 Bn | 10.87 Bn | 2.01 Bn | 9.85% |
| 10 | Donegal | 541.82 Mn | 506.32 Mn | 94.00 Mn | 4.20% |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 4.20% |
| Dec 31, 2025 | 32.37% |
| Sep 30, 2025 | 7.02% |
| Jun 30, 2025 | 0.97% |
| Mar 31, 2025 | 9.27% |
| Dec 31, 2024 | 1.43% |
| Sep 30, 2024 | 1.02% |
| Jun 30, 2024 | 0.27% |
| Mar 31, 2024 | 2.21% |
| Dec 31, 2023 | -2.00% |
| Sep 30, 2023 | -0.29% |
| Jun 30, 2023 | 0.74% |
| Mar 31, 2023 | 1.95% |
| Dec 31, 2022 | 1.94% |
| Sep 30, 2022 | -4.23% |
| Jun 30, 2022 | -3.36% |
| Mar 31, 2022 | 1.08% |
| Dec 31, 2021 | 7.41% |
| Sep 30, 2021 | -2.75% |
| Jun 30, 2021 | 1.31% |