Donegal (DGICA) Net Margin (2010 - 2026)
Donegal (DGICA) posted quarterly Net Margin of 4.48% for Q1 2026, down 432.0% year-over-year from 1.35% in Q1 2025, and down 81.87% quarter-over-quarter from 24.71% in Q4 2025.
Donegal (DGICA) Net Margin (2010 - 2026) Analysis & Trends
Donegal (DGICA) has reported Net Margin for 17 consecutive years, with 4.48% the latest figure, recorded in Q1 2026.
- In Q1 2026, Net Margin fell 432.0% year-over-year to 4.48%; the TTM figure through Mar 2026 stood at 10.76% (up 949.0% YoY), while the FY2025 annual figure was 6.97%, up 619.0% from the prior year.
- Net Margin eased to 4.48% in Q1 2026 per DGICA's latest filing, from 24.71% in the prior quarter.
- Across five years, Net Margin topped out at 24.71% in Q4 2025 and bottomed at 6.03% in Q4 2024.
- Historically, Net Margin has averaged 2.67% across 5 years, with a median of 1.04% in 2022.
- Annual changes were most pronounced in 2022 — Net Margin plunged 993 bps — and 2025, when it surged 3073 bps.
- Donegal's Net Margin stood at 0.3% in 2022, then soared by 50 bps to 0.15% in 2023, then tumbled by 3944 bps to 6.03% in 2024, then soared by 510 bps to 24.71% in 2025, then plunged by 82 bps to 4.48% in 2026.
- Business Quant data shows DGICA's Net Margin at 4.48% in Q1 2026, 24.71% in Q4 2025, and 7.51% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Net Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 18.22% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 14.02% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 20.53% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 17.43% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 29.36% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 9.95% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 29.09% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 8.64% |
| 10 | Donegal | 588.39 Mn | 560.17 Mn | 108.56 Mn | 7.97% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 7.97% |
| Mar 31, 2026 | 4.48% |
| Dec 31, 2025 | 24.71% |
| Sep 30, 2025 | 7.51% |
| Jun 30, 2025 | 5.86% |
| Mar 31, 2025 | 8.80% |
| Dec 31, 2024 | -6.03% |
| Sep 30, 2024 | 1.02% |
| Jun 30, 2024 | 1.43% |
| Mar 31, 2024 | 2.21% |
| Dec 31, 2023 | -0.15% |
| Sep 30, 2023 | -0.29% |
| Jun 30, 2023 | 0.78% |
| Mar 31, 2023 | 1.95% |
| Dec 31, 2022 | -0.30% |
| Sep 30, 2022 | -4.23% |
| Jun 30, 2022 | -3.36% |
| Mar 31, 2022 | 1.04% |
| Dec 31, 2021 | -6.28% |
| Sep 30, 2021 | -0.57% |