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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Donegal (DGICA) Net Margin (2016 - 2026)

Donegal has reported Net Margin over the past 16 years, most recently at 1.29% for Q4 2025.

  • Quarterly Net Margin fell 1434.0% to 1.29% in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 4.73% through Dec 2025, down 118.0% year-over-year, with the annual reading at 1.21% for FY2025, 315.0% down from the prior year.
  • Net Margin was 1.29% for Q4 2025 at Donegal, down from 7.02% in the prior quarter.
  • Over five years, Net Margin peaked at 15.63% in Q4 2024 and troughed at 6.28% in Q4 2021.
  • The 5-year median for Net Margin is 1.16% (2022), against an average of 2.31%.
  • Year-over-year, Net Margin skyrocketed 1580bps in 2024 and then tumbled -1434bps in 2025.
  • A 5-year view of Net Margin shows it stood at 6.28% in 2021, then soared by 120bps to 1.24% in 2022, then plummeted by -114bps to 0.17% in 2023, then skyrocketed by 9106bps to 15.63% in 2024, then plummeted by -92bps to 1.29% in 2025.
  • Per Business Quant, the three most recent readings for DGICA's Net Margin are 1.29% (Q4 2025), 7.02% (Q3 2025), and 0.97% (Q2 2025).