Donegal (DGICA) EBT Margin (2010 - 2026)
Donegal (DGICA) posted quarterly EBT Margin of 6.38% for Q1 2026, down 633.0% year-over-year from 1.2% in Q1 2025, and down 26.89% quarter-over-quarter from 8.73% in Q4 2025.
Donegal (DGICA) EBT Margin (2010 - 2026) Analysis & Trends
Donegal (DGICA) has reported EBT Margin for 17 consecutive years, with 6.38% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBT Margin fell 633.0% year-over-year to 6.38%; the TTM figure through Mar 2026 stood at 8.58% (down 10.0% YoY), while the FY2025 annual figure was 9.98%, up 368.0% from the prior year.
- EBT Margin declined to 6.38% in Q1 2026 per DGICA's latest filing, from 8.73% in the prior quarter.
- Across five years, EBT Margin topped out at 12.71% in Q1 2025 and bottomed at 6.49% in Q3 2022.
- Historically, EBT Margin has averaged 4.26% across 5 years, with a median of 3.18% in 2024.
- Annual changes were most pronounced in 2022 — EBT Margin sank 1478 bps — and 2024, when it jumped 1297 bps.
- Donegal's EBT Margin stood at 1.83% in 2022, then slumped by 160 bps to 1.1% in 2023, then soared by 1182 bps to 11.87% in 2024, then slipped by 26 bps to 8.73% in 2025, then dropped by 27 bps to 6.38% in 2026.
- Business Quant data shows DGICA's EBT Margin at 6.38% in Q1 2026, 8.73% in Q4 2025, and 10.9% in Q3 2025.
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Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 22.91% |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 17.83% |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 25.73% |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 22.27% |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 36.87% |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 12.93% |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 37.78% |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 10.91% |
| 10 | Donegal | 588.39 Mn | 560.17 Mn | 108.56 Mn | 11.43% |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 11.43% |
| Mar 31, 2026 | 6.38% |
| Dec 31, 2025 | 8.73% |
| Sep 30, 2025 | 10.90% |
| Jun 30, 2025 | 8.26% |
| Mar 31, 2025 | 12.71% |
| Dec 31, 2024 | 11.87% |
| Sep 30, 2024 | 8.11% |
| Jun 30, 2024 | 2.03% |
| Mar 31, 2024 | 3.18% |
| Dec 31, 2023 | -1.10% |
| Sep 30, 2023 | -0.43% |
| Jun 30, 2023 | 1.04% |
| Mar 31, 2023 | 2.80% |
| Dec 31, 2022 | 1.83% |
| Sep 30, 2022 | -6.49% |
| Jun 30, 2022 | -5.18% |
| Mar 31, 2022 | 7.82% |
| Dec 31, 2021 | 3.26% |
| Sep 30, 2021 | -4.40% |