Donegal (DGICA) EBITDA Margin (2010 - 2026)
Donegal (DGICA) posted quarterly EBITDA Margin of 6.45% for Q1 2026, up 157.0% year-over-year from 2.51% in Q1 2025, and up 9.46% quarter-over-quarter from 5.9% in Q4 2025.
Analysis
Donegal (DGICA) EBITDA Margin (2010 - 2026) Analysis & Trends
Donegal (DGICA) has reported EBITDA Margin for 17 consecutive years, with 6.45% the latest figure, recorded in Q1 2026.
- In Q1 2026, EBITDA Margin rose 157.0% year-over-year to 6.45%; the TTM figure through Mar 2026 stood at 5.85% (up 123.0% YoY), while the FY2025 annual figure was 5.38%, up 84.0% from the prior year.
- EBITDA Margin climbed to 6.45% in Q1 2026 per DGICA's latest filing, from 5.9% in the prior quarter.
- Across five years, EBITDA Margin topped out at 6.45% in Q1 2026 and bottomed at 3.79% in Q1 2022.
- Historically, EBITDA Margin has averaged 4.77% across 5 years, with a median of 4.7% in 2023.
- Annual changes were most pronounced in 2024 — EBITDA Margin decreased 21 bps — and 2025, when it surged 177 bps.
- Donegal's EBITDA Margin stood at 4.2% in 2022, then increased by 13 bps to 4.74% in 2023, then rose by 2 bps to 4.82% in 2024, then grew by 22 bps to 5.9% in 2025, then grew by 9 bps to 6.45% in 2026.
- Business Quant data shows DGICA's EBITDA Margin at 6.45% in Q1 2026, 5.9% in Q4 2025, and 6.07% in Q3 2025.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA Margin (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.50 Bn | 120.73 Bn | 9.13 Bn | 11.13% |
| 2 | Progressive | 130.70 Bn | 125.70 Bn | 9.04 Bn | -43.89% |
| 3 | Travelers Companies | 78.84 Bn | 55.09 Bn | 6.23 Bn | 8.80% |
| 4 | Allstate | 67.92 Bn | 29.19 Bn | 16.28 Bn | 5.43% |
| 5 | Fairfax Financial Holdings | 36.04 Bn | 36.04 Bn | - | - |
| 6 | Cincinnati Financial | 26.86 Bn | 24.97 Bn | 2.39 Bn | 7.46% |
| 7 | Markel | 23.11 Bn | 6.22 Bn | 2.83 Bn | 38.83% |
| 8 | Loews | 22.64 Bn | 338.88 Mn | 2.57 Bn | 16.08% |
| 9 | Assurant | 14.22 Bn | 12.19 Bn | 2.71 Bn | 4.12% |
| 10 | Donegal | 724.33 Mn | 696.11 Mn | 108.56 Mn | 6.01% |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 6.01% |
| Mar 31, 2026 | 6.05% |
| Dec 31, 2025 | 5.90% |
| Sep 30, 2025 | 5.67% |
| Jun 30, 2025 | 5.07% |
| Mar 31, 2025 | 4.89% |
| Dec 31, 2024 | 4.82% |
| Sep 30, 2024 | 4.30% |
| Jun 30, 2024 | 4.49% |
| Mar 31, 2024 | 4.55% |
| Dec 31, 2023 | 4.47% |
| Sep 30, 2023 | 4.50% |
| Jun 30, 2023 | 4.43% |
| Mar 31, 2023 | 4.20% |
| Dec 31, 2022 | 4.20% |
| Sep 30, 2022 | 4.03% |
| Jun 30, 2022 | 4.02% |
| Mar 31, 2022 | 3.79% |
| Dec 31, 2021 | 3.90% |
| Sep 30, 2021 | 3.82% |