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Asset Utilization RatioAssets AverageDebt RatioDebt to EquityEBIT MarginEBITDA MarginEBT MarginEnterprise ValueEquity AverageEquity RatioFCF MarginFCF Payout RatioGross MarginInterest Coverage RatioInvested CapitalNet MarginOperating MarginReturn on AssetsReturn on EquityReturn on Invested CapitalReturn on SalesTimes Interest Earned

Donegal (DGICA) Debt Ratio (2016 - 2026)

Donegal has reported Debt Ratio over the past 16 years, most recently at 0.01 for Q4 2025.

  • Quarterly Debt Ratio fell 2.12% to 0.01 in Q4 2025 from the year-ago period, while the trailing twelve-month figure was 0.01 through Dec 2025, down 2.12% year-over-year, with the annual reading at 0.01 for FY2025, 2.12% down from the prior year.
  • Debt Ratio was 0.01 for Q4 2025 at Donegal, up from 0.01 in the prior quarter.
  • Over five years, Debt Ratio peaked at 0.02 in Q3 2022 and troughed at 0.0 in Q2 2021.
  • The 5-year median for Debt Ratio is 0.02 (2024), against an average of 0.01.
  • Year-over-year, Debt Ratio plummeted 94.55% in 2021 and then skyrocketed 598.93% in 2022.
  • A 5-year view of Debt Ratio shows it stood at 0.02 in 2021, then grew by 0.53% to 0.02 in 2022, then fell by 1.01% to 0.02 in 2023, then dropped by 2.99% to 0.01 in 2024, then fell by 2.12% to 0.01 in 2025.
  • Per Business Quant, the three most recent readings for DGICA's Debt Ratio are 0.01 (Q4 2025), 0.01 (Q3 2025), and 0.01 (Q2 2025).