Donegal (DGICA) Asset Utilization Ratio (2011 - 2026)
Donegal (DGICA) posted quarterly Asset Utilization Ratio of 0.39 for Q1 2026, down 8.11% year-over-year from 0.42 in Q1 2025, and down 3.02% quarter-over-quarter from 0.4 in Q4 2025.
Donegal (DGICA) Asset Utilization Ratio (2011 - 2026) Analysis & Trends
Donegal (DGICA) has reported Asset Utilization Ratio for 11 consecutive years, with 0.39 the latest figure, recorded in Q1 2026.
- In Q1 2026, Asset Utilization Ratio fell 8.11% year-over-year to 0.39; the TTM figure through Mar 2026 stood at 0.39 (down 8.11% YoY), while the FY2025 annual figure was 0.41, down 3.69% from the prior year.
- Asset Utilization Ratio declined to 0.39 in Q1 2026 per DGICA's latest filing, from 0.4 in the prior quarter.
- Across five years, Asset Utilization Ratio topped out at 0.42 in Q1 2025 and bottomed at 0.36 in Q1 2022.
- Historically, Asset Utilization Ratio has averaged 0.39 across 5 years, with a median of 0.4 in 2024.
- Annual changes were most pronounced in 2023 — Asset Utilization Ratio increased 8.3% — and 2026, when it decreased 8.11%.
- Donegal's Asset Utilization Ratio stood at 0.38 in 2022, then rose by 5.99% to 0.4 in 2023, then grew by 4.73% to 0.42 in 2024, then declined by 4.01% to 0.4 in 2025, then fell by 3.02% to 0.39 in 2026.
- Business Quant data shows DGICA's Asset Utilization Ratio at 0.39 in Q1 2026, 0.4 in Q4 2025, and 0.4 in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Asset Util. (Qtr) |
|---|---|---|---|---|---|
| 1 | Chubb | 134.48 Bn | 120.72 Bn | 9.13 Bn | 0.22 |
| 2 | Progressive | 123.71 Bn | 118.71 Bn | 9.04 Bn | 0.74 |
| 3 | Travelers Companies | 79.14 Bn | 55.39 Bn | 4.83 Bn | 0.30 |
| 4 | Allstate | 67.04 Bn | 28.31 Bn | 16.28 Bn | 0.56 |
| 5 | Fairfax Financial Holdings | 35.29 Bn | 35.29 Bn | - | - |
| 6 | Cincinnati Financial | 26.69 Bn | 24.80 Bn | 2.39 Bn | 0.33 |
| 7 | Loews | 23.25 Bn | 947.16 Mn | 2.57 Bn | 0.22 |
| 8 | Markel | 23.10 Bn | 6.22 Bn | 2.83 Bn | 0.22 |
| 9 | Assurant | 13.92 Bn | 11.89 Bn | 2.71 Bn | 0.37 |
| 10 | Donegal | 588.39 Mn | 560.17 Mn | 108.56 Mn | 0.39 |
Historic Data
Download Data| Date | Value |
|---|---|
| Jun 30, 2026 | 0.39 |
| Mar 31, 2026 | 0.39 |
| Dec 31, 2025 | 0.40 |
| Sep 30, 2025 | 0.40 |
| Jun 30, 2025 | 0.42 |
| Mar 31, 2025 | 0.42 |
| Dec 31, 2024 | 0.42 |
| Sep 30, 2024 | 0.41 |
| Jun 30, 2024 | 0.40 |
| Mar 31, 2024 | 0.40 |
| Dec 31, 2023 | 0.40 |
| Sep 30, 2023 | 0.39 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.38 |
| Dec 31, 2022 | 0.38 |
| Sep 30, 2022 | 0.36 |
| Jun 30, 2022 | 0.36 |
| Mar 31, 2022 | 0.36 |
| Dec 31, 2021 | 0.35 |
| Sep 30, 2021 | 0.35 |