Dave (DAVEW) Operating Margin (2021 - 2026)
Dave (DAVEW) posted Operating Margin of 17.80% for Q3 2026, down 6.42 percentage points from 24.21% a year earlier and down 6.76 percentage points from the prior quarter.
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Analysis
Dave (DAVEW) Operating Margin (2021 - 2026) Analysis & Trends
For the trailing twelve months through Sep 30, 2026, Operating Margin at Dave was 28.00%, up 4.88 percentage points year-over-year; for FY2025, it was 27.63%, up 26.12 percentage points from FY2024.
- Annual Operating Margin has increased for three consecutive years, with a four-year change of +31.80 percentage points (FY2021 to FY2025).
- In prior years, Dave's Operating Margin was 1.51% in FY2024 (+28.66 pp), -27.14% in FY2023 (+54.06 pp), -81.21% in FY2022 (-77.04 pp) and -4.17% in FY2021.
- The Q3 2026 figure stands as the lowest quarterly Operating Margin since Q4 2024.
- On a year-over-year basis, Operating Margin increased in six of the last eight quarters, with an average year-over-year change of +16.61 percentage points.
- The strongest year-over-year quarter for Operating Margin in the past five years was Q2 2023, with a gain of 86.34 percentage points; the weakest was Q2 2022, with a drop of 127.08 percentage points.
- According to Business Quant data, Operating Margin for the three prior quarters was 24.56% (Q2 2026), 31.57% (Q1 2026) and 40.44% (Q4 2025).
Peer Set
Peer Comparison
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 17.80% |
| Jun 30, 2026 | 24.56% |
| Mar 31, 2026 | 31.57% |
| Dec 31, 2025 | 40.44% |
| Sep 30, 2025 | 24.21% |
| Jun 30, 2025 | 25.74% |
| Mar 31, 2025 | 26.08% |
| Dec 31, 2024 | 14.86% |
| Sep 30, 2024 | -6.32% |
| Jun 30, 2024 | -2.28% |
| Mar 31, 2024 | -3.16% |
| Dec 31, 2023 | -6.75% |
| Sep 30, 2023 | -26.80% |
| Jun 30, 2023 | -45.97% |
| Mar 31, 2023 | -33.26% |
| Dec 31, 2022 | -48.77% |
| Sep 30, 2022 | -83.47% |
| Jun 30, 2022 | -132.31% |
| Mar 31, 2022 | -68.66% |
| Dec 31, 2021 | -7.23% |
API Access
Dave Operating Margin API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=operating-margin&ticker=DAVEW&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "operating-margin", "ticker": "DAVEW", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=operating-margin&ticker=DAVEW&period=max&api_key=YOUR_API_KEY");
const data = await res.json();