Dave (DAVEW) Debt Ratio (2021 - 2026)
Dave's (DAVEW) quarterly Debt Ratio came in at 0.14 in Q1 2026, down 40.5% year-on-year from 0.24 in Q1 2025, and down 8.13% quarter-over-quarter from 0.15 in Q4 2025.
Dave (DAVEW) Debt Ratio (2021 - 2026) Analysis & Trends
Dave has disclosed Debt Ratio across 6 years of filings, most recently posting 0.14 for Q1 2026.
- Debt Ratio for Q1 2026 came in at 0.14, down 40.5% year-over-year; the trailing twelve-month figure through Mar 2026 was 0.14 (down 40.5% YoY), and the FY2025 annual result was 0.15, down 38.59% from the prior year.
- Debt Ratio came in at 0.14 for Q1 2026 at Dave, down from 0.15 in the prior quarter.
- In the past five years, Debt Ratio ranged from a high of 0.32 in Q1 2024 to a low of 0.14 in Q1 2026.
- The 5-year median for Debt Ratio is 0.24 (2025), against an average of 0.22.
- Across the five-year window, Debt Ratio surged 73.12% in 2023 and sank 40.5% in 2026, its largest moves.
- Dave's Debt Ratio stood at 0.23 in 2022, then advanced by 9.34% to 0.26 in 2023, then slipped by 1.77% to 0.25 in 2024, then sank by 38.59% to 0.15 in 2025, then declined by 8.13% to 0.14 in 2026.
- The last three Debt Ratio figures came in at 0.14 (Q1 2026), 0.15 (Q4 2025), and 0.17 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Debt Ratio (Qtr) |
|---|---|---|---|---|---|
| 1 | Sap Se | 257.53 Bn | 239.56 Bn | 8.16 Bn | 0.08 |
| 2 | Full Truck Alliance | 171.61 Bn | 169.06 Bn | - | 0.00 |
| 3 | Salesforce | 152.15 Bn | 140.31 Bn | 8.56 Bn | 0.37 |
| 4 | Uber Technologies | 144.45 Bn | 143.41 Bn | 11.88 Bn | 0.18 |
| 5 | Shopify | 144.09 Bn | 138.34 Bn | 1.55 Bn | - |
| 6 | ServiceNow | 110.55 Bn | 105.37 Bn | 2.83 Bn | - |
| 7 | Cadence Design Systems | 106.32 Bn | 104.91 Bn | 1.26 Bn | 0.24 |
| 8 | Adobe | 97.77 Bn | 90.88 Bn | 5.73 Bn | 0.03 |
| 9 | Automatic Data Processing | 93.39 Bn | 90.16 Bn | 2.87 Bn | 0.06 |
| 10 | Dave | - | - | 148.85 Mn | 0.14 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 0.14 |
| Dec 31, 2025 | 0.15 |
| Sep 30, 2025 | 0.17 |
| Jun 30, 2025 | 0.21 |
| Mar 31, 2025 | 0.24 |
| Dec 31, 2024 | 0.25 |
| Sep 30, 2024 | 0.28 |
| Jun 30, 2024 | 0.30 |
| Mar 31, 2024 | 0.32 |
| Dec 31, 2023 | 0.26 |
| Sep 30, 2023 | 0.25 |
| Jun 30, 2023 | 0.25 |
| Mar 31, 2023 | 0.25 |
| Dec 31, 2022 | 0.23 |
| Sep 30, 2022 | 0.19 |
| Jun 30, 2022 | 0.15 |
| Mar 31, 2022 | 0.14 |
| Dec 31, 2021 | 0.37 |