Balance Sheet
Cash Flow Statement
Daily Values
Growth Metrics
Income Statement
Amortization - IntangiblesConsolidated Net IncomeEBITEBITDAEBTEPS (Basic)EPS (Weighted Average and Diluted)Financial Services FeesIncome - TrustIncome from Continuing OperationsIncome towards Parent CompanyInterest Expense - DebtInterest Expense - DepositsInterest ExpensesInterest Income - Debt SecuritiesInterest Income - NetInterest Income - TotalInterest income - InvestmentsInvestment Banking IncomeInvestment Gain (Loss)Net Income towards Common StockholdersNon-Interest IncomeOperating ExpensesOther Non-Interest IncomeOther Operating ExpensesProfit After TaxProvisionsResearch & DevelopmentRestructuring CostsRevenueShares Outstanding (Weighted Average)Tax ProvisionsTax RateWages, Salaries and Other
Others
Ratios

Citizens & Northern (CZNC) EBITDA (2017 - 2025)

Citizens & Northern's EBITDA history spans 9 years, with the latest figure at $18.3 million for Q4 2025.

  • For Q4 2025, EBITDA fell 20.26% year-over-year to $18.3 million; the TTM value through Dec 2025 reached $76.0 million, down 5.97%, while the annual FY2025 figure was $6.0 million, 10.13% down from the prior year.
  • EBITDA reached $18.3 million in Q4 2025 per CZNC's latest filing, down from $19.4 million in the prior quarter.
  • In the past five years, EBITDA ranged from a high of $23.0 million in Q4 2024 to a low of $8.1 million in Q3 2022.
  • Average EBITDA over 5 years is $15.3 million, with a median of $15.8 million recorded in 2023.
  • Peak YoY movement for EBITDA: dropped 23.02% in 2022, then surged 131.97% in 2023.
  • A 5-year view of EBITDA shows it stood at $10.5 million in 2021, then rose by 24.73% to $13.1 million in 2022, then grew by 26.3% to $16.6 million in 2023, then skyrocketed by 38.72% to $23.0 million in 2024, then decreased by 20.26% to $18.3 million in 2025.
  • Per Business Quant, the three most recent readings for CZNC's EBITDA are $18.3 million (Q4 2025), $19.4 million (Q3 2025), and $18.8 million (Q2 2025).