Citizens Financial Services Inc (CZFS) Return on Equity [ROE] (2011 - 2026)
Citizens Financial Services (CZFS) recorded Return on Equity [ROE] of 11.79% in Q2 2026, up 1.63 percentage points from 10.16% a year earlier and up 0.25 percentage points from the prior quarter.
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Analysis
Citizens Financial Services Inc (CZFS) Return on Equity [ROE] (2011 - 2026) Analysis & Trends
For FY2025, Citizens Financial Services reported Return on Equity [ROE] of 11.47%, up 1.87 percentage points from FY2024.
- Annual Return on Equity [ROE] has a five-year change of -2.92 percentage points (FY2020 to FY2025).
- Across earlier years, Return on Equity [ROE] came in at 9.60% in FY2024 (+2.18 pp), 7.42% in FY2023 (-6.66 pp), 14.08% in FY2022 (-0.23 pp) and 14.32% in FY2021 (-0.07 pp).
- The Q2 2026 figure is the highest quarterly Return on Equity [ROE] since Q1 2023.
- On a year-over-year basis, Return on Equity [ROE] has increased for nine consecutive quarters, with an average year-over-year change of +1.93 percentage points over the last eight quarters.
- Peak year-over-year performance for Return on Equity [ROE] in the last five years was a gain of 2.96 percentage points in Q1 2025, against a drop of 8.27 percentage points in Q4 2023 at the low end.
- Per Business Quant, the preceding three quarters came in at 11.54% (Q1 2026), 10.99% (Q4 2025) and 10.63% (Q3 2025).
Peer Set
Peer Comparison
Historic Data
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Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 11.79% |
| Mar 31, 2026 | 11.54% |
| Dec 31, 2025 | 10.99% |
| Sep 30, 2025 | 10.63% |
| Jun 30, 2025 | 10.16% |
| Mar 31, 2025 | 9.35% |
| Dec 31, 2024 | 9.30% |
| Sep 30, 2024 | 9.36% |
| Jun 30, 2024 | 9.62% |
| Mar 31, 2024 | 6.39% |
| Dec 31, 2023 | 6.57% |
| Sep 30, 2023 | 6.90% |
| Jun 30, 2023 | 7.62% |
| Mar 31, 2023 | 14.12% |
| Dec 31, 2022 | 14.84% |
| Sep 30, 2022 | 14.56% |
| Jun 30, 2022 | 13.90% |
| Mar 31, 2022 | 13.19% |
| Dec 31, 2021 | 13.82% |
| Sep 30, 2021 | 14.22% |
API Access
Citizens Financial Services Inc Return on Equity [ROE] API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "return-on-equity-[roe]", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=return-on-equity-%5Broe%5D&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();