Citizens Financial Services (CZFS) Payout Ratio (2010 - 2026)
Citizens Financial Services (CZFS) posted Payout Ratio of 0.24 for Q2 2026, up 3.93% on a QoQ basis from 0.23 in Q1 2026, and down 14.73% year-over-year from 0.28 in Q2 2025.
Citizens Financial Services (CZFS) Payout Ratio (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Payout Ratio for 17 years, with the latest figure at 0.24 in Q2 2026.
- On a quarterly basis, Payout Ratio fell 14.73% year-over-year to 0.24 in Q2 2026; TTM through Jun 2026 was 0.24, a 21.99% decrease from a year earlier, with the FY2025 full-year figure at 0.27, down 23.57% from the prior year.
- Payout Ratio was 0.24 for Q2 2026 at Citizens Financial Services, up from 0.23 in the prior quarter.
- The five-year high for Payout Ratio was 0.44 in Q2 2024, with the low at 0.47 in Q2 2023.
- Average Payout Ratio over 5 years is 0.25, with a median of 0.28 recorded in 2022.
- The sharpest annual moves came in 2023 and 2024: Payout Ratio tumbled 272.05% in 2023, then jumped 193.27% in 2024.
- Over 5 years, Payout Ratio stood at 0.28 in 2022, then grew by 22.54% to 0.34 in 2023, then declined by 1.21% to 0.34 in 2024, then declined by 25.99% to 0.25 in 2025, then retreated by 3.35% to 0.24 in 2026.
- The last three Payout Ratio figures came in at 0.24 (Q2 2026), 0.23 (Q1 2026), and 0.25 (Q4 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - |
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.24 |
| Mar 31, 2026 | 0.23 |
| Dec 31, 2025 | 0.25 |
| Sep 30, 2025 | 0.24 |
| Jun 30, 2025 | 0.28 |
| Mar 31, 2025 | 0.31 |
| Dec 31, 2024 | 0.34 |
| Sep 30, 2024 | 0.31 |
| Jun 30, 2024 | 0.44 |
| Mar 31, 2024 | 0.33 |
| Dec 31, 2023 | 0.34 |
| Sep 30, 2023 | 0.31 |
| Jun 30, 2023 | -0.47 |
| Mar 31, 2023 | 0.28 |
| Dec 31, 2022 | 0.28 |
| Sep 30, 2022 | 0.25 |
| Jun 30, 2022 | 0.28 |
| Mar 31, 2022 | 0.28 |
| Dec 31, 2021 | 0.27 |
| Sep 30, 2021 | 0.26 |
Citizens Financial Services Payout Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=payout-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "payout-ratio", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=payout-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();