Citizens Financial Services CZFS
CZFS

Citizens Financial Services (CZFS) Payout Ratio (2010 - 2026)

Citizens Financial Services (CZFS) posted Payout Ratio of 0.24 for Q2 2026, up 3.93% on a QoQ basis from 0.23 in Q1 2026, and down 14.73% year-over-year from 0.28 in Q2 2025.

Analysis

Citizens Financial Services (CZFS) Payout Ratio (2010 - 2026) Analysis & Trends

Citizens Financial Services has reported Payout Ratio for 17 years, with the latest figure at 0.24 in Q2 2026.

  • On a quarterly basis, Payout Ratio fell 14.73% year-over-year to 0.24 in Q2 2026; TTM through Jun 2026 was 0.24, a 21.99% decrease from a year earlier, with the FY2025 full-year figure at 0.27, down 23.57% from the prior year.
  • Payout Ratio was 0.24 for Q2 2026 at Citizens Financial Services, up from 0.23 in the prior quarter.
  • The five-year high for Payout Ratio was 0.44 in Q2 2024, with the low at 0.47 in Q2 2023.
  • Average Payout Ratio over 5 years is 0.25, with a median of 0.28 recorded in 2022.
  • The sharpest annual moves came in 2023 and 2024: Payout Ratio tumbled 272.05% in 2023, then jumped 193.27% in 2024.
  • Over 5 years, Payout Ratio stood at 0.28 in 2022, then grew by 22.54% to 0.34 in 2023, then declined by 1.21% to 0.34 in 2024, then declined by 25.99% to 0.25 in 2025, then retreated by 3.35% to 0.24 in 2026.
  • The last three Payout Ratio figures came in at 0.24 (Q2 2026), 0.23 (Q1 2026), and 0.25 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr)
1 Banco Santander Chile 424.88 Bn 544.83 Bn -
2 Truist Financial 59.29 Bn 59.29 Bn -
3 Fifth Third Bancorp 47.98 Bn 24.26 Bn -
4 M&T Bank 32.82 Bn 32.82 Bn -
5 Huntington Bancshares 32.08 Bn 27.60 Bn -
6 Citizens Financial 28.34 Bn 28.34 Bn -
7 Regions Financial 24.27 Bn 24.34 Bn -
8 Keycorp 22.19 Bn -25.51 Bn -
9 First Citizens Bancshares 21.93 Bn 21.41 Bn 29.00 Mn
10 Citizens Financial Services 391.28 Mn 305.36 Mn -
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.24
Mar 31, 2026 0.23
Dec 31, 2025 0.25
Sep 30, 2025 0.24
Jun 30, 2025 0.28
Mar 31, 2025 0.31
Dec 31, 2024 0.34
Sep 30, 2024 0.31
Jun 30, 2024 0.44
Mar 31, 2024 0.33
Dec 31, 2023 0.34
Sep 30, 2023 0.31
Jun 30, 2023 -0.47
Mar 31, 2023 0.28
Dec 31, 2022 0.28
Sep 30, 2022 0.25
Jun 30, 2022 0.28
Mar 31, 2022 0.28
Dec 31, 2021 0.27
Sep 30, 2021 0.26
API Access

Citizens Financial Services Payout Ratio API

Pull this series into your own models, spreadsheets and apps with the Business Quant Historical Metrics API. The request below matches the chart above — change the frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.

https://data.businessquant.com/historic?slug=payout-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY