Citizens Financial Services (CZFS) EBT (2009 - 2026)
Citizens Financial Services (CZFS) reported EBT of $12.34 million for Q2 2026, up 18.5% from $10.42 million a year earlier but down 2.8% from the prior quarter.
Citizens Financial Services (CZFS) EBT (2009 - 2026) Analysis & Trends
Over the twelve months ended Jun 30, 2026, Citizens Financial Services' EBT came in at $50.49 million, up 30.0% year-over-year; for FY2025, it came in at $45.24 million, up 33.5% from FY2024.
- EBT has a five-year compound annual growth rate of 8.3% (FY2020 to FY2025).
- By year, EBT came in at $33.88 million in FY2024 (+57.0%), $21.58 million in FY2023 (-39.2%), $35.5 million in FY2022 (+0.5%) and $35.32 million in FY2021 (+16.3%).
- Five-year quarterly EBT spans a low of -$5.33 million in Q2 2023 and a high of $13.09 million in Q4 2025.
- Year over year, EBT has now increased in each of the last eight quarters, with growth averaging 25.1% over the last eight quarters.
- The high point for year-over-year EBT in five years was Q2 2025 (growth of 63.1%); the low point was Q1 2022 (a decline of 18.5%).
- Per Business Quant data, the three quarters before Q2 2026 came in at $12.7 million (Q1 2026), $13.09 million (Q4 2025) and $12.36 million (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBT (Qtr) |
|---|---|---|---|---|---|
| 1 | Jpmorgan Chase | 909.02 Bn | 886.77 Bn | - | 20.13 Bn |
| 2 | Banco Santander Chile | 406.67 Bn | -7,110.43 Bn | - | 40.42 Bn |
| 3 | Bank Of America | 350.91 Bn | -2,025.20 Bn | - | 8.97 Bn |
| 4 | Hsbc Holdings | 308.71 Bn | -2,966.46 Bn | - | 9.63 Bn |
| 5 | Morgan Stanley | 293.66 Bn | -249.15 Bn | - | 6.48 Bn |
| 6 | Royal Bank Of Canada | 283.56 Bn | -546.44 Bn | - | 5.56 Bn |
| 7 | Goldman Sachs | 262.71 Bn | -3,480.74 Bn | - | 7.00 Bn |
| 8 | Wells Fargo & Company | 257.44 Bn | 92.87 Bn | - | 7.10 Bn |
| 9 | Mitsubishi Ufj Financial | 256.82 Bn | -75.42 Bn | 10.89 Bn | 7.02 Bn |
| 10 | Citizens Financial Services | 415.35 Mn | 272.64 Mn | - | 14.54 Mn |
Historic Data
| Date | Value |
|---|---|
| Sep 30, 2026 | 14.54 Mn |
| Jun 30, 2026 | 12.34 Mn |
| Mar 31, 2026 | 12.70 Mn |
| Dec 31, 2025 | 12.94 Mn |
| Sep 30, 2025 | 12.41 Mn |
| Jun 30, 2025 | 10.42 Mn |
| Mar 31, 2025 | 9.43 Mn |
| Dec 31, 2024 | 9.74 Mn |
| Sep 30, 2024 | 9.25 Mn |
| Jun 30, 2024 | 6.39 Mn |
| Mar 31, 2024 | 8.50 Mn |
| Dec 31, 2023 | 9.28 Mn |
| Sep 30, 2023 | 9.15 Mn |
| Jun 30, 2023 | -5.33 Mn |
| Mar 31, 2023 | 8.48 Mn |
| Dec 31, 2022 | 9.70 Mn |
| Sep 30, 2022 | 9.20 Mn |
| Jun 30, 2022 | 8.38 Mn |
| Mar 31, 2022 | 8.21 Mn |
| Dec 31, 2021 | 8.50 Mn |
Citizens Financial Services EBT API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=ebt&ticker=CZFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "ebt", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=ebt&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();