Citizens Financial Services Inc (CZFS) Dividend Coverage Ratio (2010 - 2026)
Citizens Financial Services' (CZFS) Dividend Coverage Ratio came in at 4.16 for Q2 2026, up 17.3% from 3.54 a year earlier but down 3.8% from the prior quarter.
Citizens Financial Services Inc (CZFS) Dividend Coverage Ratio (2010 - 2026) Analysis & Trends
For the trailing twelve months through Jun 30, 2026, Dividend Coverage Ratio at Citizens Financial Services was 4.25, up 26.5% year-over-year; for FY2025, it came in at 3.83, up 28.1% from FY2024.
- In prior years, Citizens Financial Services' Dividend Coverage Ratio was 2.99 in FY2024 (+42.8%), 2.09 in FY2023 (-45.3%), 3.83 in FY2022 (-2.9%) and 3.94 in FY2021 (+2.7%).
- Quarterly Dividend Coverage Ratio has run from a low of -2.11 in Q2 2023 to a high of 4.36 in Q4 2025 over five years.
- On a year-over-year basis, Dividend Coverage Ratio has increased in each of the last seven quarters, with growth averaging 21.7% over the last eight quarters.
- The strongest year-over-year quarter for Dividend Coverage Ratio in the past five years was Q2 2025, with growth of 56.7%; the weakest was Q3 2021, with a decline of 26.8%.
- According to Business Quant data, Dividend Coverage Ratio for the three prior quarters was 4.32 (Q1 2026), 4.36 (Q4 2025) and 4.16 (Q3 2025).
Peer Comparison
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.16 |
| Mar 31, 2026 | 4.32 |
| Dec 31, 2025 | 4.36 |
| Sep 30, 2025 | 4.16 |
| Jun 30, 2025 | 3.54 |
| Mar 31, 2025 | 3.24 |
| Dec 31, 2024 | 3.42 |
| Sep 30, 2024 | 3.23 |
| Jun 30, 2024 | 2.26 |
| Mar 31, 2024 | 3.05 |
| Dec 31, 2023 | 3.27 |
| Sep 30, 2023 | 3.27 |
| Jun 30, 2023 | -2.11 |
| Mar 31, 2023 | 3.57 |
| Dec 31, 2022 | 4.13 |
| Sep 30, 2022 | 3.96 |
| Jun 30, 2022 | 3.63 |
| Mar 31, 2022 | 3.60 |
| Dec 31, 2021 | 3.75 |
| Sep 30, 2021 | 3.80 |
Citizens Financial Services Inc Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY
import requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()
const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();