Citizens Financial Services (CZFS) Dividend Coverage Ratio (2010 - 2026)
Citizens Financial Services (CZFS) posted Dividend Coverage Ratio of 4.16 for Q2 2026, down 3.78% on a QoQ basis from 4.32 in Q1 2026, and up 17.28% year-over-year from 3.54 in Q2 2025.
Powered by 
Analysis
Citizens Financial Services (CZFS) Dividend Coverage Ratio (2010 - 2026) Analysis & Trends
Citizens Financial Services has reported Dividend Coverage Ratio for 17 years, with the latest figure at 4.16 in Q2 2026.
- On a quarterly basis, Dividend Coverage Ratio rose 17.28% year-over-year to 4.16 in Q2 2026; TTM through Jun 2026 was 4.16, a 28.2% increase from a year earlier, with the FY2025 full-year figure at 3.65, up 30.85% from the prior year.
- Dividend Coverage Ratio was 4.16 for Q2 2026 at Citizens Financial Services, down from 4.32 in the prior quarter.
- The five-year high for Dividend Coverage Ratio was 4.32 in Q1 2026, with the low at 2.11 in Q2 2023.
- Average Dividend Coverage Ratio over 5 years is 3.19, with a median of 3.55 recorded in 2025.
- The sharpest annual moves came in 2023 and 2024: Dividend Coverage Ratio tumbled 158.12% in 2023, then soared 207.21% in 2024.
- Over 5 years, Dividend Coverage Ratio stood at 3.6 in 2022, then declined by 18.39% to 2.94 in 2023, then climbed by 1.22% to 2.97 in 2024, then surged by 35.12% to 4.02 in 2025, then gained by 3.47% to 4.16 in 2026.
- The last three Dividend Coverage Ratio figures came in at 4.16 (Q2 2026), 4.32 (Q1 2026), and 4.02 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | Div. Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 424.88 Bn | 544.83 Bn | - | - |
| 2 | Truist Financial | 59.29 Bn | 59.29 Bn | - | 2.39 |
| 3 | Fifth Third Bancorp | 47.98 Bn | 24.26 Bn | - | - |
| 4 | M&T Bank | 32.82 Bn | 32.82 Bn | - | 3.58 |
| 5 | Huntington Bancshares | 32.08 Bn | 27.60 Bn | - | 2.17 |
| 6 | Citizens Financial | 28.34 Bn | 28.34 Bn | - | 2.80 |
| 7 | Regions Financial | 24.27 Bn | 24.34 Bn | - | 2.41 |
| 8 | Keycorp | 22.19 Bn | -25.51 Bn | - | 1.83 |
| 9 | First Citizens Bancshares | 21.93 Bn | 21.41 Bn | 29.00 Mn | 11.64 |
| 10 | Citizens Financial Services | 391.28 Mn | 305.36 Mn | - | 4.16 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 4.16 |
| Mar 31, 2026 | 4.32 |
| Dec 31, 2025 | 4.02 |
| Sep 30, 2025 | 4.16 |
| Jun 30, 2025 | 3.54 |
| Mar 31, 2025 | 3.24 |
| Dec 31, 2024 | 2.97 |
| Sep 30, 2024 | 3.23 |
| Jun 30, 2024 | 2.26 |
| Mar 31, 2024 | 3.05 |
| Dec 31, 2023 | 2.94 |
| Sep 30, 2023 | 3.27 |
| Jun 30, 2023 | -2.11 |
| Mar 31, 2023 | 3.57 |
| Dec 31, 2022 | 3.60 |
| Sep 30, 2022 | 3.96 |
| Jun 30, 2022 | 3.63 |
| Mar 31, 2022 | 3.60 |
| Dec 31, 2021 | 3.75 |
| Sep 30, 2021 | 3.80 |
API Access
Citizens Financial Services Dividend Coverage Ratio API
Pull this series into your own models, spreadsheets and apps with the Business Quant
Historical Metrics API. The request below matches the chart above — change the
frequency, period or values and it follows. Swap YOUR_API_KEY for your own key.
https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEYimport requests
url = "https://data.businessquant.com/historic"
params = {"slug": "dividend-coverage-ratio", "ticker": "CZFS", "period": "max", "api_key": "YOUR_API_KEY"}
data = requests.get(url, params=params).json()const res = await fetch("https://data.businessquant.com/historic?slug=dividend-coverage-ratio&ticker=CZFS&period=max&api_key=YOUR_API_KEY");
const data = await res.json();