Choiceone Financial Services (COFS) Payout Ratio (2010 - 2026)
Choiceone Financial Services (COFS) posted Payout Ratio of 0.35 for Q2 2026, up 9.93% on a QoQ basis from 0.32 in Q1 2026, and up 12.03% year-over-year from 0.31 in Q2 2025.
Analysis
Choiceone Financial Services (COFS) Payout Ratio (2010 - 2026) Analysis & Trends
Choiceone Financial Services has reported Payout Ratio for 17 years, with the latest figure at 0.35 in Q2 2026.
- On a quarterly basis, Payout Ratio rose 12.03% year-over-year to 0.35 in Q2 2026; TTM through Jun 2026 was 0.31, a 66.6% decrease from a year earlier, with the FY2025 full-year figure at 0.6, up 78.4% from the prior year.
- Payout Ratio was 0.35 for Q2 2026 at Choiceone Financial Services, up from 0.32 in the prior quarter.
- The five-year high for Payout Ratio was 0.39 in Q4 2023, with the low at 0.3 in Q1 2025.
- Average Payout Ratio over 5 years is 0.3, with a median of 0.33 recorded in 2024.
- The sharpest annual moves came in 2025 and 2026: Payout Ratio slumped 183.29% in 2025, then soared 204.98% in 2026.
- Over 5 years, Payout Ratio stood at 0.29 in 2022, then soared by 31.71% to 0.39 in 2023, then fell by 8.94% to 0.35 in 2024, then decreased by 10.53% to 0.31 in 2025, then climbed by 10.91% to 0.35 in 2026.
- The last three Payout Ratio figures came in at 0.35 (Q2 2026), 0.32 (Q1 2026), and 0.31 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) |
|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - |
| 10 | Choiceone Financial Services | 507.01 Mn | 408.86 Mn | - |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.35 |
| Mar 31, 2026 | 0.32 |
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.29 |
| Jun 30, 2025 | 0.31 |
| Mar 31, 2025 | -0.30 |
| Dec 31, 2024 | 0.35 |
| Sep 30, 2024 | 0.33 |
| Jun 30, 2024 | 0.31 |
| Mar 31, 2024 | 0.36 |
| Dec 31, 2023 | 0.39 |
| Sep 30, 2023 | 0.38 |
| Jun 30, 2023 | 0.38 |
| Mar 31, 2023 | 0.35 |
| Dec 31, 2022 | 0.29 |
| Sep 30, 2022 | 0.32 |
| Jun 30, 2022 | 0.33 |
| Mar 31, 2022 | 0.34 |
| Dec 31, 2021 | 0.37 |
| Sep 30, 2021 | 0.33 |