Choiceone Financial Services COFS
NASDAQ COFS
$33.93 +0.35 (+1.04%)
As of: Sep 10, 2026 · 3:59 PM EDT

Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026)

Choiceone Financial Services (COFS) posted FCF Payout Ratio of 0.16 for Q2 2026, up 106.27% on a QoQ basis from 2.55 in Q1 2026, and down 62.72% year-over-year from 0.43 in Q2 2025.

Analysis

Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Choiceone Financial Services has reported FCF Payout Ratio for 17 years, with the latest figure at 0.16 in Q2 2026.

  • On a quarterly basis, FCF Payout Ratio fell 62.72% year-over-year to 0.16 in Q2 2026; TTM through Jun 2026 was 0.34, a 62.78% decrease from a year earlier, with the FY2025 full-year figure at 0.67, up 238.82% from the prior year.
  • FCF Payout Ratio was 0.16 for Q2 2026 at Choiceone Financial Services, up from 2.55 in the prior quarter.
  • The five-year high for FCF Payout Ratio was 0.82 in Q1 2022, with the low at 2.55 in Q1 2026.
  • Average FCF Payout Ratio over 5 years is 0.01, with a median of 0.13 recorded in 2024.
  • The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio slumped 601.86% in 2024, then surged 230.53% in 2025.
  • Over 5 years, FCF Payout Ratio stood at 0.16 in 2022, then plunged by 209.6% to 0.17 in 2023, then soared by 163.82% to 0.11 in 2024, then soared by 230.53% to 0.37 in 2025, then sank by 56.22% to 0.16 in 2026.
  • The last three FCF Payout Ratio figures came in at 0.16 (Q2 2026), 2.55 (Q1 2026), and 0.37 (Q4 2025), per Business Quant data.
Peer Set

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Banco Santander Chile 948.96 Bn 948.96 Bn - -
2 Truist Financial 61.64 Bn 61.64 Bn - 0.67
3 Fifth Third Bancorp 49.62 Bn 25.89 Bn - -
4 M&T Bank 34.88 Bn 34.88 Bn - 0.17
5 Huntington Bancshares 33.82 Bn 29.29 Bn - 0.32
6 Citizens Financial 29.46 Bn 29.46 Bn - 0.29
7 Regions Financial 25.57 Bn 25.57 Bn - 0.74
8 First Citizens Bancshares 25.00 Bn 24.48 Bn 29.00 Mn 0.06
9 Keycorp 23.27 Bn -24.42 Bn - 1.11
10 Choiceone Financial Services 507.01 Mn 408.86 Mn - 0.16
Historic Data

Historic Data

Download Data
DateValue
Jun 30, 2026 0.16
Mar 31, 2026 -2.55
Dec 31, 2025 0.37
Sep 30, 2025 0.31
Jun 30, 2025 0.43
Mar 31, 2025 -0.41
Dec 31, 2024 0.11
Sep 30, 2024 -0.32
Jun 30, 2024 0.13
Mar 31, 2024 0.14
Dec 31, 2023 -0.17
Sep 30, 2023 0.06
Jun 30, 2023 0.13
Mar 31, 2023 0.24
Dec 31, 2022 0.16
Sep 30, 2022 0.20
Jun 30, 2022 0.10
Mar 31, 2022 0.82
Dec 31, 2021 0.25
Sep 30, 2021 0.16