Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026)
Choiceone Financial Services (COFS) recorded quarterly FCF Payout Ratio of 2.55 in Q1 2026, down 1186.46% quarter-over-quarter from 0.23 in Q4 2025, and down 522.09% on a YoY basis from 0.6 in Q1 2025.
Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Choiceone Financial Services' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 2.55 for Q1 2026.
- In Q1 2026, FCF Payout Ratio fell 522.09% year-over-year to 2.55; the TTM figure through Mar 2026 stood at 0.42 (down 17.06% YoY), while the FY2025 annual figure was 0.53, up 178.39% from the prior year.
- FCF Payout Ratio was 2.55 for Q1 2026 at Choiceone Financial Services, down from 0.23 in the prior quarter.
- In the past five years, FCF Payout Ratio ranged from a high of 0.82 in Q1 2022 to a low of 2.55 in Q1 2026.
- Historically, FCF Payout Ratio has averaged 0.03 across 5 years, with a median of 0.13 in 2024.
- The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio plunged 681.94% in 2024, then jumped 219.91% in 2025.
- A 5-year view of FCF Payout Ratio shows it stood at 0.16 in 2022, then plunged by 271.13% to 0.27 in 2023, then surged by 139.72% to 0.11 in 2024, then soared by 118.66% to 0.23 in 2025, then slumped by 1186.46% to 2.55 in 2026.
- The last three FCF Payout Ratio figures came in at 2.55 (Q1 2026), 0.23 (Q4 2025), and 0.31 (Q3 2025), per Business Quant data.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Bank Of Chile | 97,765.53 Bn | 97,765.53 Bn | - | 5.86 |
| 2 | Bank Bradesco | 6,846.93 Bn | 6,830.99 Bn | - | - |
| 3 | Lloyds Banking | 384.13 Bn | 384.40 Bn | - | - |
| 4 | First Capital | 215.78 Bn | 215.63 Bn | - | 0.18 |
| 5 | Itau Unibanco Holding | 202.78 Bn | 202.78 Bn | - | - |
| 6 | Landmark Bancorp | 180.37 Bn | 180.34 Bn | - | 0.19 |
| 7 | NatWest | 168.65 Bn | -51.67 Bn | - | - |
| 8 | Shinhan Financial | 136.54 Bn | 104.11 Bn | - | -1.36 |
| 9 | Mizuho Financial | 112.02 Bn | 112.56 Bn | - | - |
| 10 | Choiceone Financial Services | 487.48 Mn | 393.83 Mn | - | -2.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.55 |
| Dec 31, 2025 | 0.23 |
| Sep 30, 2025 | 0.31 |
| Jun 30, 2025 | 0.43 |
| Mar 31, 2025 | -0.41 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | -0.37 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | -0.27 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.82 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.16 |
| Jun 30, 2021 | 0.12 |