Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026)

Choiceone Financial Services' (COFS) quarterly FCF Payout Ratio came in at 2.55 in Q1 2026, down 522.09% year-on-year from 0.6 in Q1 2025, and down 922.58% quarter-over-quarter from 0.31 in Q4 2025.

Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Choiceone Financial Services' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 2.55 for Q1 2026.

  • On a quarterly basis, FCF Payout Ratio fell 522.09% year-over-year to 2.55 in Q1 2026; TTM through Mar 2026 was 0.42, a 23.53% decrease from a year earlier, with the FY2025 full-year figure at 0.53, up 168.31% from the prior year.
  • FCF Payout Ratio retreated to 2.55 in Q1 2026 per COFS's latest filing, from 0.31 in the prior quarter.
  • Across five years, FCF Payout Ratio topped out at 0.82 in Q1 2022 and bottomed at 2.55 in Q1 2026.
  • The 5-year median for FCF Payout Ratio is 0.13 (2024), against an average of 0.03.
  • Across the five-year window, FCF Payout Ratio plunged 681.94% in 2024 and soared 219.91% in 2025, its largest moves.
  • Year by year, FCF Payout Ratio stood at 0.16 in 2022, then slumped by 271.13% to 0.27 in 2023, then surged by 142.85% to 0.12 in 2024, then jumped by 167.74% to 0.31 in 2025, then tumbled by 922.58% to 2.55 in 2026.
  • Per Business Quant, the three latest COFS FCF Payout Ratio figures stand at 2.55 (Q1 2026), 0.31 (Q4 2025), and 0.23 (Q3 2025).

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 KB Financial 43,124.21 Bn 43,125.44 Bn -775,612.08 -
2 Shinhan Financial 33,971.34 Bn 33,973.00 Bn - -1.36
3 Bank Of Chile 4,105.33 Bn 4,105.33 Bn 167,623.00 5.86
4 NatWest 768.74 Bn 572.78 Bn 1.79 Bn -
5 Mizuho Financial 385.64 Bn 389.59 Bn - -
6 Lloyds Banking 358.14 Bn 358.14 Bn - -
7 First Capital 200.03 Bn 199.69 Bn - 0.18
8 Landmark Bancorp 187.97 Bn 187.94 Bn - 0.19
9 Pnc Financial Services 100.96 Bn 101.01 Bn - 0.36
10 Choiceone Financial Services 503.71 Mn 410.07 Mn - -2.55

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.55
Dec 31, 2025 0.31
Sep 30, 2025 0.23
Jun 30, 2025 0.43
Mar 31, 2025 -0.41
Dec 31, 2024 0.12
Sep 30, 2024 -0.37
Jun 30, 2024 0.13
Mar 31, 2024 0.14
Dec 31, 2023 -0.27
Sep 30, 2023 0.06
Jun 30, 2023 0.13
Mar 31, 2023 0.24
Dec 31, 2022 0.16
Sep 30, 2022 0.20
Jun 30, 2022 0.10
Mar 31, 2022 0.82
Dec 31, 2021 0.25
Sep 30, 2021 0.16
Jun 30, 2021 0.12