Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026)

Choiceone Financial Services (COFS) recorded quarterly FCF Payout Ratio of 2.55 in Q1 2026, down 1186.46% quarter-over-quarter from 0.23 in Q4 2025, and down 522.09% on a YoY basis from 0.6 in Q1 2025.

Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends

Choiceone Financial Services' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 2.55 for Q1 2026.

  • In Q1 2026, FCF Payout Ratio fell 522.09% year-over-year to 2.55; the TTM figure through Mar 2026 stood at 0.42 (down 17.06% YoY), while the FY2025 annual figure was 0.53, up 178.39% from the prior year.
  • FCF Payout Ratio was 2.55 for Q1 2026 at Choiceone Financial Services, down from 0.23 in the prior quarter.
  • In the past five years, FCF Payout Ratio ranged from a high of 0.82 in Q1 2022 to a low of 2.55 in Q1 2026.
  • Historically, FCF Payout Ratio has averaged 0.03 across 5 years, with a median of 0.13 in 2024.
  • The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio plunged 681.94% in 2024, then jumped 219.91% in 2025.
  • A 5-year view of FCF Payout Ratio shows it stood at 0.16 in 2022, then plunged by 271.13% to 0.27 in 2023, then surged by 139.72% to 0.11 in 2024, then soared by 118.66% to 0.23 in 2025, then slumped by 1186.46% to 2.55 in 2026.
  • The last three FCF Payout Ratio figures came in at 2.55 (Q1 2026), 0.23 (Q4 2025), and 0.31 (Q3 2025), per Business Quant data.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) FCF Cover (Qtr)
1 Bank Of Chile 97,765.53 Bn 97,765.53 Bn - 5.86
2 Bank Bradesco 6,846.93 Bn 6,830.99 Bn - -
3 Lloyds Banking 384.13 Bn 384.40 Bn - -
4 First Capital 215.78 Bn 215.63 Bn - 0.18
5 Itau Unibanco Holding 202.78 Bn 202.78 Bn - -
6 Landmark Bancorp 180.37 Bn 180.34 Bn - 0.19
7 NatWest 168.65 Bn -51.67 Bn - -
8 Shinhan Financial 136.54 Bn 104.11 Bn - -1.36
9 Mizuho Financial 112.02 Bn 112.56 Bn - -
10 Choiceone Financial Services 487.48 Mn 393.83 Mn - -2.55

Historic Data

Download Data
DateValue
Mar 31, 2026 -2.55
Dec 31, 2025 0.23
Sep 30, 2025 0.31
Jun 30, 2025 0.43
Mar 31, 2025 -0.41
Dec 31, 2024 0.11
Sep 30, 2024 -0.37
Jun 30, 2024 0.13
Mar 31, 2024 0.14
Dec 31, 2023 -0.27
Sep 30, 2023 0.06
Jun 30, 2023 0.13
Mar 31, 2023 0.24
Dec 31, 2022 0.16
Sep 30, 2022 0.20
Jun 30, 2022 0.10
Mar 31, 2022 0.82
Dec 31, 2021 0.25
Sep 30, 2021 0.16
Jun 30, 2021 0.12