Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026)
Choiceone Financial Services' (COFS) quarterly FCF Payout Ratio came in at 2.55 in Q1 2026, down 522.09% year-on-year from 0.6 in Q1 2025, and down 922.58% quarter-over-quarter from 0.31 in Q4 2025.
Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Choiceone Financial Services' FCF Payout Ratio history runs 17 years deep, the most recent figure standing at 2.55 for Q1 2026.
- On a quarterly basis, FCF Payout Ratio fell 522.09% year-over-year to 2.55 in Q1 2026; TTM through Mar 2026 was 0.42, a 23.53% decrease from a year earlier, with the FY2025 full-year figure at 0.53, up 168.31% from the prior year.
- FCF Payout Ratio retreated to 2.55 in Q1 2026 per COFS's latest filing, from 0.31 in the prior quarter.
- Across five years, FCF Payout Ratio topped out at 0.82 in Q1 2022 and bottomed at 2.55 in Q1 2026.
- The 5-year median for FCF Payout Ratio is 0.13 (2024), against an average of 0.03.
- Across the five-year window, FCF Payout Ratio plunged 681.94% in 2024 and soared 219.91% in 2025, its largest moves.
- Year by year, FCF Payout Ratio stood at 0.16 in 2022, then slumped by 271.13% to 0.27 in 2023, then surged by 142.85% to 0.12 in 2024, then jumped by 167.74% to 0.31 in 2025, then tumbled by 922.58% to 2.55 in 2026.
- Per Business Quant, the three latest COFS FCF Payout Ratio figures stand at 2.55 (Q1 2026), 0.31 (Q4 2025), and 0.23 (Q3 2025).
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | KB Financial | 43,124.21 Bn | 43,125.44 Bn | -775,612.08 | - |
| 2 | Shinhan Financial | 33,971.34 Bn | 33,973.00 Bn | - | -1.36 |
| 3 | Bank Of Chile | 4,105.33 Bn | 4,105.33 Bn | 167,623.00 | 5.86 |
| 4 | NatWest | 768.74 Bn | 572.78 Bn | 1.79 Bn | - |
| 5 | Mizuho Financial | 385.64 Bn | 389.59 Bn | - | - |
| 6 | Lloyds Banking | 358.14 Bn | 358.14 Bn | - | - |
| 7 | First Capital | 200.03 Bn | 199.69 Bn | - | 0.18 |
| 8 | Landmark Bancorp | 187.97 Bn | 187.94 Bn | - | 0.19 |
| 9 | Pnc Financial Services | 100.96 Bn | 101.01 Bn | - | 0.36 |
| 10 | Choiceone Financial Services | 503.71 Mn | 410.07 Mn | - | -2.55 |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | -2.55 |
| Dec 31, 2025 | 0.31 |
| Sep 30, 2025 | 0.23 |
| Jun 30, 2025 | 0.43 |
| Mar 31, 2025 | -0.41 |
| Dec 31, 2024 | 0.12 |
| Sep 30, 2024 | -0.37 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | -0.27 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.82 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.16 |
| Jun 30, 2021 | 0.12 |