Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026)
Choiceone Financial Services (COFS) posted FCF Payout Ratio of 0.16 for Q2 2026, up 106.27% on a QoQ basis from 2.55 in Q1 2026, and down 62.72% year-over-year from 0.43 in Q2 2025.
Analysis
Choiceone Financial Services (COFS) FCF Payout Ratio (2010 - 2026) Analysis & Trends
Choiceone Financial Services has reported FCF Payout Ratio for 17 years, with the latest figure at 0.16 in Q2 2026.
- On a quarterly basis, FCF Payout Ratio fell 62.72% year-over-year to 0.16 in Q2 2026; TTM through Jun 2026 was 0.34, a 62.78% decrease from a year earlier, with the FY2025 full-year figure at 0.67, up 238.82% from the prior year.
- FCF Payout Ratio was 0.16 for Q2 2026 at Choiceone Financial Services, up from 2.55 in the prior quarter.
- The five-year high for FCF Payout Ratio was 0.82 in Q1 2022, with the low at 2.55 in Q1 2026.
- Average FCF Payout Ratio over 5 years is 0.01, with a median of 0.13 recorded in 2024.
- The sharpest annual moves came in 2024 and 2025: FCF Payout Ratio slumped 601.86% in 2024, then surged 230.53% in 2025.
- Over 5 years, FCF Payout Ratio stood at 0.16 in 2022, then plunged by 209.6% to 0.17 in 2023, then soared by 163.82% to 0.11 in 2024, then soared by 230.53% to 0.37 in 2025, then sank by 56.22% to 0.16 in 2026.
- The last three FCF Payout Ratio figures came in at 0.16 (Q2 2026), 2.55 (Q1 2026), and 0.37 (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | FCF Cover (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | - |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 0.67 |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | - |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 0.17 |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 0.32 |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 0.29 |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 0.74 |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | 0.06 |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.11 |
| 10 | Choiceone Financial Services | 507.01 Mn | 408.86 Mn | - | 0.16 |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 0.16 |
| Mar 31, 2026 | -2.55 |
| Dec 31, 2025 | 0.37 |
| Sep 30, 2025 | 0.31 |
| Jun 30, 2025 | 0.43 |
| Mar 31, 2025 | -0.41 |
| Dec 31, 2024 | 0.11 |
| Sep 30, 2024 | -0.32 |
| Jun 30, 2024 | 0.13 |
| Mar 31, 2024 | 0.14 |
| Dec 31, 2023 | -0.17 |
| Sep 30, 2023 | 0.06 |
| Jun 30, 2023 | 0.13 |
| Mar 31, 2023 | 0.24 |
| Dec 31, 2022 | 0.16 |
| Sep 30, 2022 | 0.20 |
| Jun 30, 2022 | 0.10 |
| Mar 31, 2022 | 0.82 |
| Dec 31, 2021 | 0.25 |
| Sep 30, 2021 | 0.16 |