Choiceone Financial Services (COFS) EBITDA (2010 - 2026)
Choiceone Financial Services (COFS) posted EBITDA of $32.3 million for Q2 2026, down 3.11% on a QoQ basis from $33.3 million in Q1 2026, and down 5.82% year-over-year from $34.3 million in Q2 2025.
Analysis
Choiceone Financial Services (COFS) EBITDA (2010 - 2026) Analysis & Trends
Choiceone Financial Services has reported EBITDA for 17 years, with the latest figure at $32.3 million in Q2 2026.
- On a quarterly basis, EBITDA fell 5.82% year-over-year to $32.3 million in Q2 2026; TTM through Jun 2026 was $135.3 million, a 89.22% increase from a year earlier, with the FY2025 full-year figure at $100.1 million, up 25.49% from the prior year.
- EBITDA was $32.3 million for Q2 2026 at Choiceone Financial Services, down from $33.3 million in the prior quarter.
- The five-year high for EBITDA was $35.4 million in Q3 2025, with the low at -$3.9 million in Q1 2025.
- Average EBITDA over 5 years is $18.9 million, with a median of $18.3 million recorded in 2023.
- The sharpest annual moves came in 2025 and 2026: EBITDA tumbled 121.0% in 2025, then surged 944.03% in 2026.
- Over 5 years, EBITDA stood at $11.0 million in 2022, then jumped by 62.04% to $17.9 million in 2023, then climbed by 14.75% to $20.5 million in 2024, then surged by 67.53% to $34.3 million in 2025, then decreased by 5.96% to $32.3 million in 2026.
- The last three EBITDA figures came in at $32.3 million (Q2 2026), $33.3 million (Q1 2026), and $34.3 million (Q4 2025), per Business Quant data.
Peer Set
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | EBITDA (Qtr) |
|---|---|---|---|---|---|
| 1 | Banco Santander Chile | 948.96 Bn | 948.96 Bn | - | 279.77 Bn |
| 2 | Truist Financial | 61.64 Bn | 61.64 Bn | - | 4.16 Bn |
| 3 | Fifth Third Bancorp | 49.62 Bn | 25.89 Bn | - | 2.19 Bn |
| 4 | M&T Bank | 34.88 Bn | 34.88 Bn | - | 1.89 Bn |
| 5 | Huntington Bancshares | 33.82 Bn | 29.29 Bn | - | 2.23 Bn |
| 6 | Citizens Financial | 29.46 Bn | 29.46 Bn | - | 1.67 Bn |
| 7 | Regions Financial | 25.57 Bn | 25.57 Bn | - | 1.19 Bn |
| 8 | First Citizens Bancshares | 25.00 Bn | 24.48 Bn | 29.00 Mn | -1.42 Bn |
| 9 | Keycorp | 23.27 Bn | -24.42 Bn | - | 1.46 Bn |
| 10 | Choiceone Financial Services | 507.01 Mn | 408.86 Mn | - | 32.28 Mn |
Historic Data
Download Data
Historic Data
| Date | Value |
|---|---|
| Jun 30, 2026 | 32.28 Mn |
| Mar 31, 2026 | 33.31 Mn |
| Dec 31, 2025 | 34.32 Mn |
| Sep 30, 2025 | 35.43 Mn |
| Jun 30, 2025 | 34.27 Mn |
| Mar 31, 2025 | -3.95 Mn |
| Dec 31, 2024 | 20.49 Mn |
| Sep 30, 2024 | 20.72 Mn |
| Jun 30, 2024 | 19.75 Mn |
| Mar 31, 2024 | 18.80 Mn |
| Dec 31, 2023 | 17.86 Mn |
| Sep 30, 2023 | 16.28 Mn |
| Jun 30, 2023 | 13.48 Mn |
| Mar 31, 2023 | 11.05 Mn |
| Dec 31, 2022 | 11.02 Mn |
| Sep 30, 2022 | 8.82 Mn |
| Jun 30, 2022 | 7.94 Mn |
| Mar 31, 2022 | 7.63 Mn |
| Dec 31, 2021 | 7.20 Mn |
| Sep 30, 2021 | 7.94 Mn |