Capital One Financial (COF-PN) Research & Development (2009 - 2026)

Capital One Financial (COF-PN) reported Research & Development of $496.0 million for Q1 2026, up 24.31% year-over-year from $399.0 million in Q1 2025, and up 2.9% quarter-over-quarter from $482.0 million in Q4 2025.

Capital One Financial (COF-PN) Research & Development (2009 - 2026) Analysis & Trends

Capital One Financial (COF-PN) has 18 years of Research & Development data on file, last reported at $496.0 million in Q1 2026.

  • Research & Development for Q1 2026 came in at $496.0 million, up 24.31% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.9 billion (up 23.64% YoY), and the FY2025 annual result was $1.8 billion, up 21.07% from the prior year.
  • Research & Development improved to $496.0 million in Q1 2026 per COF-PN's latest filing, from $482.0 million in the prior quarter.
  • Over five years, Research & Development peaked at $496.0 million in Q1 2026 and troughed at $339.0 million in Q1 2022.
  • A 5-year average of $381.8 million and a median of $352.0 million in 2022 frame the typical range for Research & Development.
  • The sharpest annual moves came in 2023 and 2025: Research & Development declined 1.99% in 2023, then jumped 32.96% in 2025.
  • A 5-year view of Research & Development shows it stood at $352.0 million in 2022, then decreased by 1.99% to $345.0 million in 2023, then gained by 15.36% to $398.0 million in 2024, then increased by 21.11% to $482.0 million in 2025, then grew by 2.9% to $496.0 million in 2026.
  • Business Quant data shows COF-PN's Research & Development at $496.0 million in Q1 2026, $482.0 million in Q4 2025, and $476.0 million in Q3 2025.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) R&D (Qtr)
1 Visa 541.66 Bn 529.25 Bn - 260.00 Mn
2 Mastercard 437.55 Bn 427.34 Bn - -
3 American Express 212.80 Bn 158.76 Bn 17.43 Bn 1.59 Bn
4 Capital One Financial 112.47 Bn 35.97 Bn - 496.00 Mn
5 PayPal Holdings 37.70 Bn 28.36 Bn 7.84 Bn 793.00 Mn
6 Synchrony Financial 24.26 Bn 3.70 Bn - 262.00 Mn
7 Affirm Holdings 21.24 Bn 19.51 Bn 261.64 Mn -
8 SoFi Technologies 20.46 Bn 17.06 Bn 929.25 Mn 187.68 Mn
9 Ally Financial 13.30 Bn 12.86 Bn 1.98 Bn -
10 Capital One Financial - - - 496.00 Mn

Historic Data

Download Data
DateValue
Mar 31, 2026 496.00 Mn
Dec 31, 2025 482.00 Mn
Sep 30, 2025 476.00 Mn
Jun 30, 2025 413.00 Mn
Mar 31, 2025 399.00 Mn
Dec 31, 2024 398.00 Mn
Sep 30, 2024 358.00 Mn
Jun 30, 2024 355.00 Mn
Mar 31, 2024 351.00 Mn
Dec 31, 2023 345.00 Mn
Sep 30, 2023 344.00 Mn
Jun 30, 2023 344.00 Mn
Mar 31, 2023 350.00 Mn
Dec 31, 2022 352.00 Mn
Sep 30, 2022 349.00 Mn
Jun 30, 2022 339.00 Mn
Mar 31, 2022 339.00 Mn
Dec 31, 2021 326.00 Mn
Sep 30, 2021 319.00 Mn
Jun 30, 2021 315.00 Mn