Capital One Financial (COF-PN) Research & Development (2009 - 2026)
Capital One Financial (COF-PN) reported Research & Development of $496.0 million for Q1 2026, up 24.31% year-over-year from $399.0 million in Q1 2025, and up 2.9% quarter-over-quarter from $482.0 million in Q4 2025.
Capital One Financial (COF-PN) Research & Development (2009 - 2026) Analysis & Trends
Capital One Financial (COF-PN) has 18 years of Research & Development data on file, last reported at $496.0 million in Q1 2026.
- Research & Development for Q1 2026 came in at $496.0 million, up 24.31% year-over-year; the trailing twelve-month figure through Mar 2026 was $1.9 billion (up 23.64% YoY), and the FY2025 annual result was $1.8 billion, up 21.07% from the prior year.
- Research & Development improved to $496.0 million in Q1 2026 per COF-PN's latest filing, from $482.0 million in the prior quarter.
- Over five years, Research & Development peaked at $496.0 million in Q1 2026 and troughed at $339.0 million in Q1 2022.
- A 5-year average of $381.8 million and a median of $352.0 million in 2022 frame the typical range for Research & Development.
- The sharpest annual moves came in 2023 and 2025: Research & Development declined 1.99% in 2023, then jumped 32.96% in 2025.
- A 5-year view of Research & Development shows it stood at $352.0 million in 2022, then decreased by 1.99% to $345.0 million in 2023, then gained by 15.36% to $398.0 million in 2024, then increased by 21.11% to $482.0 million in 2025, then grew by 2.9% to $496.0 million in 2026.
- Business Quant data shows COF-PN's Research & Development at $496.0 million in Q1 2026, $482.0 million in Q4 2025, and $476.0 million in Q3 2025.
Peer Comparison
| # | Company | Market Cap | Enterprise Value | Gross Profit (Qtr) | R&D (Qtr) |
|---|---|---|---|---|---|
| 1 | Visa | 541.66 Bn | 529.25 Bn | - | 260.00 Mn |
| 2 | Mastercard | 437.55 Bn | 427.34 Bn | - | - |
| 3 | American Express | 212.80 Bn | 158.76 Bn | 17.43 Bn | 1.59 Bn |
| 4 | Capital One Financial | 112.47 Bn | 35.97 Bn | - | 496.00 Mn |
| 5 | PayPal Holdings | 37.70 Bn | 28.36 Bn | 7.84 Bn | 793.00 Mn |
| 6 | Synchrony Financial | 24.26 Bn | 3.70 Bn | - | 262.00 Mn |
| 7 | Affirm Holdings | 21.24 Bn | 19.51 Bn | 261.64 Mn | - |
| 8 | SoFi Technologies | 20.46 Bn | 17.06 Bn | 929.25 Mn | 187.68 Mn |
| 9 | Ally Financial | 13.30 Bn | 12.86 Bn | 1.98 Bn | - |
| 10 | Capital One Financial | - | - | - | 496.00 Mn |
Historic Data
Download Data| Date | Value |
|---|---|
| Mar 31, 2026 | 496.00 Mn |
| Dec 31, 2025 | 482.00 Mn |
| Sep 30, 2025 | 476.00 Mn |
| Jun 30, 2025 | 413.00 Mn |
| Mar 31, 2025 | 399.00 Mn |
| Dec 31, 2024 | 398.00 Mn |
| Sep 30, 2024 | 358.00 Mn |
| Jun 30, 2024 | 355.00 Mn |
| Mar 31, 2024 | 351.00 Mn |
| Dec 31, 2023 | 345.00 Mn |
| Sep 30, 2023 | 344.00 Mn |
| Jun 30, 2023 | 344.00 Mn |
| Mar 31, 2023 | 350.00 Mn |
| Dec 31, 2022 | 352.00 Mn |
| Sep 30, 2022 | 349.00 Mn |
| Jun 30, 2022 | 339.00 Mn |
| Mar 31, 2022 | 339.00 Mn |
| Dec 31, 2021 | 326.00 Mn |
| Sep 30, 2021 | 319.00 Mn |
| Jun 30, 2021 | 315.00 Mn |