Capital One Financial (COF-PN) Provisions (2009 - 2026)

Capital One Financial (COF-PN) posted quarterly Provisions of $4.1 billion for Q1 2026, up 71.72% YoY from $2.4 billion in Q1 2025, and down 1.79% sequentially from $4.1 billion in Q4 2025.

Capital One Financial (COF-PN) Provisions (2009 - 2026) Analysis & Trends

Capital One Financial has disclosed Provisions across 18 years of filings, most recently posting $4.1 billion for Q1 2026.

  • In Q1 2026, Provisions rose 71.72% year-over-year to $4.1 billion; the TTM figure through Mar 2026 stood at $22.4 billion (up 96.05% YoY), while the FY2025 annual figure was $20.7 billion, up 76.3% from the prior year.
  • Provisions eased to $4.1 billion in Q1 2026, from $4.1 billion in the prior quarter.
  • Over the last five years, Provisions for COF-PN reached as high as $11.4 billion in Q2 2025 and fell as low as $677.0 million in Q1 2022.
  • The 5-year median for Provisions is $2.6 billion (2024), against an average of $3.1 billion.
  • Annual changes were most pronounced in 2022 — Provisions jumped 588.01% — and 2025, when it decreased 11.7%.
  • A 5-year view of Provisions shows it stood at $2.4 billion in 2022, then gained by 18.25% to $2.9 billion in 2023, then retreated by 7.53% to $2.6 billion in 2024, then soared by 56.78% to $4.1 billion in 2025, then declined by 1.79% to $4.1 billion in 2026.
  • According to Business Quant data, Provisions over the past three periods registered $4.1 billion, $4.1 billion, and $2.7 billion for Q1 2026, Q4 2025, and Q3 2025 respectively.

Peer Comparison

# Company Market Cap Enterprise Value Gross Profit (Qtr) Provisions (Qtr)
1 Visa 587.74 Bn 575.34 Bn - -
2 Mastercard 465.55 Bn 455.34 Bn - -
3 American Express 238.39 Bn 184.35 Bn 17.43 Bn 1.25 Bn
4 PayPal Holdings 40.24 Bn 30.89 Bn 7.84 Bn -
5 Affirm Holdings 28.27 Bn 26.55 Bn 261.64 Mn 196.54 Mn
6 SoFi Technologies 23.54 Bn 20.13 Bn 929.25 Mn 8.90 Mn
7 Ally Financial 14.34 Bn 13.89 Bn 1.98 Bn 467.00 Mn
8 Credit Acceptance 7.51 Bn 7.49 Bn 562.70 Mn -
9 FinVolution 6.22 Bn 4.97 Bn 311.24 Mn -
10 Capital One Financial - - - 4.07 Bn

Historic Data

Download Data
DateValue
Mar 31, 2026 4.07 Bn
Dec 31, 2025 4.14 Bn
Sep 30, 2025 2.71 Bn
Jun 30, 2025 11.43 Bn
Mar 31, 2025 2.37 Bn
Dec 31, 2024 2.64 Bn
Sep 30, 2024 2.48 Bn
Jun 30, 2024 3.91 Bn
Mar 31, 2024 2.68 Bn
Dec 31, 2023 2.86 Bn
Sep 30, 2023 2.28 Bn
Jun 30, 2023 2.49 Bn
Mar 31, 2023 2.80 Bn
Dec 31, 2022 2.42 Bn
Sep 30, 2022 1.67 Bn
Jun 30, 2022 1.09 Bn
Mar 31, 2022 677.00 Mn
Dec 31, 2021 381.00 Mn
Sep 30, 2021 -342.00 Mn
Jun 30, 2021 -1.16 Bn